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Item 7.01
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Regulation FD Disclosure
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On November 4, 2025 NBT Bancorp Inc. (NASDAQ: NBTB), the holding company for NBT Bank N.A., made available a presentation that members of the executive management team intend to use during future meetings with investors and analysts. Presentation slides are available on the Investor Presentations page of NBT Bancorp Inc.'s website at www.nbtbancorp.com.