Lake Shore Bancorp, Inc. Declares Dividend (Form 8-K)

Lake Shore Bancorp, Inc. Declares Dividend

DUNKIRK, N.Y. - October 23, 2026 - Lake Shore Bancorp, Inc. ("Lake Shore Bancorp") (NASDAQ: LSBK), the holding company for Lake Shore Bank (the "Bank"), announced today that the Board of Directors declared a cash dividend of $0.09 per share on its outstanding common stock on October 21, 2026. The dividend is expected to be paid on November 11, 2026 to shareholders of record as of November 2, 2026.

About Lake Shore

Lake Shore Bancorp is the holding company of Lake Shore Bank, a New York chartered, community-oriented financial institution headquartered in Dunkirk, New York. The Bank has ten full-service branch locations in Western New York, including four in Chautauqua County and six in Erie County. The Bank offers a broad range of retail and commercial lending and deposit services. Lake Shore Bancorp's common stock is traded on the NASDAQ Global Market as "LSBK". Additional information about Lake Shore Bancorp is available at www.mylsbank.com.