Private Placement, Amendments to Bylaws (Form 8-K)

On February 2, 2026, Goldman Sachs Real Estate Finance Trust Inc (the "Company") sold unregistered shares of its common stock (the "Shares") pursuant to its ongoing private offering (the "Offering"). The offer and sale of the Shares was exempt from the registration requirements of the Securities Act of 1933, as amended (the "Securities Act"), pursuant to Section 4(a)(2) thereof and Regulation D thereunder. The following table details the Shares sold:

The sale of the Shares in the Offering was made pursuant to subscription agreements entered into by the Company and the purchasers thereof. The Company relied, in part, upon representations from the purchasers in the subscription agreements that each purchaser was an accredited investor (as defined in Regulation D under the Securities Act).

On February 4, 2026, the Company filed Articles of Amendment (the "Articles of Amendment") to its Third Articles of Amendment and Restatement (the "Charter") with the Maryland State Department of Assessments and Taxation (the "SDAT") to (i) increase the number of shares of capital stock that the Company has authority to issue to 2,220,000,000 and the number of shares of non-votingcommon stock, par value $0.01 per share, that the Company has authority to issue to 110,000,000, 10,000,000 shares of which are designated as Series NV-1and 100,000,000 shares of which are designated as Series NV-2(the "Class NV-2Common Stock") and (ii) to rename the issued and outstanding non-votingcommon stock of the Company as Series NV-1.Immediately following the filing of the Articles of Amendment, the Company filed with the SDAT Articles Supplementary (the "Articles Supplementary") to the Charter, pursuant to which the Company designated the terms of the 100,000,000 authorized but unissued shares of Class NV-2Common Stock.

The Company may convert the shares of Class NV-2Common Stock held in a stockholder's account into a number of shares of Class I Common Stock (including fractional shares) with an equivalent net asset value ("NAV") as such shares, provided that no such stockholder would own more than 4.99% of the aggregate Class I Common Stock, Class T Common Stock, Class D Common Stock and Class S Common Stock of the Company outstanding following such conversion. If not already converted into Class I Common Stock at the Company's option, each share of Class NV-2Common Stock held in a stockholder's account (including shares in such account purchased through the distribution reinvestment plan or received as stock dividend) will automatically and without any action on the part of the holder thereof convert into a number of shares of Class I Common Stock (including fractional shares) with an equivalent NAV as such share on the earliest of (i) a listing of shares of Class I Common Stock, (ii) the Company's merger or consolidation with or into another entity in which the Company is not the surviving entity or (iii) the sale or other disposition of all or substantially all of the Company's assets. Further, immediately before any liquidation, dissolution or winding up of the Company, each share of Class NV-2Common Stock will automatically convert into a number of shares of Class I Common Stock (including any fractional shares) with an equivalent NAV as such shares.

The summary of each of the Articles of Amendment and Articles Supplementary set forth above does not purport to be a complete summary and is qualified in its entirety by reference to the Articles of Amendment and Articles

Supplementary, respectively, copies of which are filed herewith and incorporated herein by reference. Except as described in this Current Report on Form 8-K,the Articles of Amendment and Articles Supplementary did not amend, alter or modify any other terms or provisions of the Charter.