EverBank Launches MarketSafe® Gold CD

Jacksonville, FL - EverBank today announced the launch of its MarketSafe^® Gold CD, a new savings product that gives clients the opportunity to gain exposure to gold's potential upside while protecting 100% of their principal when held to maturity.

The 18-month, U.S. dollar-denominated CD offers a potential Market Upside Payment based on gold's performance over the term of the CD, capped at 12%. The limited-time offering will be available beginning August 13 until September 21, with a minimum deposit of $1,500.

The MarketSafe Gold CD is designed for savers looking to diversify their financial portfolio without taking on the principal risk associated with directly investing in gold. This is the latest issue of EverBank's MarketSafe CD product, which combines principal protection with return potential linked to the performance of select markets, including commodities and foreign currencies.

"People are often forced to make a tradeoff between protecting their savings and pursuing new opportunities for growth," said Chris Gaffney, President of World Markets at EverBank. "MarketSafe CDs are designed to give our clients another option. With the MarketSafe Gold CD, they can participate in potential gains tied to gold while knowing their principal is protected when the CD is held to maturity."

Unlike a traditional CD, the MarketSafe Gold CD does not pay a periodic interest rate or annual percentage yield. Instead, clients may receive a Market Upside Payment at maturity based on gold's performance during the CD term, subject to the 12% maximum. Regardless of gold's performance, clients who hold the CD to maturity will receive 100% of their deposited principal.

Key Details of the MarketSafe Gold CD:

• Term: 18 months
• Minimum Deposit: $1,500
• Market Upside Payment: Based on gold's performance, up to a maximum of 12%
• Principal Protection: 100% of deposited principal when held to maturity
• Monthly Account Fee: None
• Offering Period: Limited time, August 13 - September 21
• Funding Deadline: September 21, 2026
• Early Withdrawal: Not permitted except in the event of death or adjudication of incompetence of the account holder

For more information about the MarketSafe Gold CD, including the product Term Sheet which includes important terms and disclosures, visit everbank.com/marketsafe.

About EverBank

EverBank, N.A. (EverBank) is a nationwide specialty bank providing high-value products and services to consumer and commercial clients coast-to-coast. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers across California, Florida and New York. EverBank's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money. Visit everbank.com or connect and interact with us on Facebook, Instagram, LinkedIn or X. EverBank is a Member FDIC.