Nissan Auto Receivables 2022-A Owner Trust

01/23/2026 | Press release | Distributed by Public on 01/23/2026 11:16

Asset-Backed Issuer Distribution Report (Form 10-D)

Nissan Auto Receivables 2022-A Owner Trust

Servicer's Certificate

Collection Period

31-Dec-25 30/360 Days 30 Collection Period Start 1-Dec-25

Distribution Date

15-Jan-26 Actual/360 Days 31 Collection Period End 31-Dec-25
Prior Month Settlement Date 15-Dec-25
Current Month Settlement Date 15-Jan-26
Coupon Rate Initial Balance Beginning Balance Ending Balance Pool Factor

Pool Balance

1,142,065,005.32 104,207,704.88 93,175,279.10 0.089448

Yield Supplement Overcollaterization

100,398,337.54 2,711,089.98 2,303,300.68

Total Adjusted Pool Balance

1,041,666,667.78 101,496,614.90 90,871,978.42

Total Adjusted Securities

1,041,666,667.78 101,496,614.90 90,871,978.42 0.087237

Class A-1 Notes

0.49597 % 180,000,000.00 0.00 0.00 0.000000

Class A-2a Notes

1.32000 % 365,000,000.00 0.00 0.00 0.000000

Class A-2b Notes

0.00000 % 0.00 0.00 0.00 0.000000

Class A-3 Notes

1.86000 % 365,000,000.00 0.00 0.00 0.000000

Class A-4 Notes

2.07000 % 90,000,000.00 59,829,947.12 49,205,310.64 0.546726

Certificates

0.00000 % 41,666,667.78 41,666,667.78 41,666,667.78 1.000000
Principal
Payment
Interest Payment Principal per $1000
Face Amount
Interest per $1000
Face Amount

Class A-1 Notes

0.00 0.00 -  - 

Class A-2a Notes

0.00 0.00 -  - 

Class A-2b Notes

0.00 0.00 -  - 

Class A-3 Notes

0.00 0.00 -  - 

Class A-4 Notes

10,624,636.48 103,206.66 118.0515164 1.1467407

Certificates

0.00 0.00 -  - 

Total Securities

10,624,636.48 103,206.66

I. COLLECTIONS

Interest:

Interest Collections

136,094.51

Repurchased Loan Proceeds Related to Interest

0.00

Total Interest Collections

136,094.51

Principal:

Principal Collections

10,976,727.22

Repurchased Loan Proceeds Related to Principal

0.00

Total Principal Collections

10,976,727.22

Recoveries of Defaulted Receivables

142,003.43

Total Collections

11,254,825.16

II. COLLATERAL POOL BALANCE DATA

Number Amount

Adjusted Pool Balance - Beginning of Period

18,266 101,496,614.90

Total Principal Payment

10,624,636.48
17,426 90,871,978.42

Nissan Auto Receivables 2022-A Owner Trust

Servicer's Certificate

III. DISTRIBUTIONS

Total Collections

11,254,825.16

Reserve Account Draw

0.00

Total Available for Distribution

11,254,825.16

1. Reimbursement of Advance

0.00

2. Servicing Fee:

Servicing Fee Due

86,839.75

Servicing Fee Paid

86,839.75

Servicing Fee Shortfall

0.00

3. Interest:

Class A-1 Notes Monthly Interest

Class A-1 Notes Interest Carryover Shortfall

0.00

Class A-1 Notes Interest on Interest Carryover Shortfall

0.00

Class A-1 Notes Monthly Interest Distributable Amount

0.00

Class A-1 Notes Monthly Interest Paid

0.00

Change in Class A-1 Notes Interest Carryover Shortfall

0.00

Class A-2a Notes Monthly Interest

Class A-2a Notes Interest Carryover Shortfall

0.00

Class A-2a Notes Interest on Interest Carryover Shortfall

0.00

Class A-2a Notes Monthly Interest Distributable Amount

0.00

Class A-2a Notes Monthly Interest Paid

0.00

Change in Class A-2a Notes Interest Carryover Shortfall

0.00

Class A-2b Notes Monthly Interest

Class A-2b Notes Interest Carryover Shortfall

0.00

Class A-2b Notes Interest on Interest Carryover Shortfall

0.00

Class A-2b Notes Monthly Interest Distributable Amount

0.00

Class A-2b Notes Monthly Interest Paid

0.00

Change in Class A-2b Notes Interest Carryover Shortfall

0.00

Class A-3 Notes Monthly Interest

Class A-3 Notes Interest Carryover Shortfall

0.00

Class A-3 Notes Interest on Interest Carryover Shortfall

0.00

Class A-3 Notes Monthly Interest Distributable Amount

0.00

Class A-3 Notes Monthly Interest Paid

0.00

Change in Class A-3 Notes Interest Carryover Shortfall

0.00

Class A-4 Notes Monthly Interest

Class A-4 Notes Interest Carryover Shortfall

0.00

Class A-4 Notes Interest on Interest Carryover Shortfall

0.00

Class A-4 Notes Monthly Interest Distributable Amount

103,206.66

Class A-4 Notes Monthly Interest Paid

103,206.66

Change in Class A-4 Notes Interest Carryover Shortfall

0.00

Nissan Auto Receivables 2022-A Owner Trust

Servicer's Certificate

Total Note Monthly Interest

Total Note Monthly Interest Due

103,206.66

Total Note Monthly Interest Paid

103,206.66

Total Note Interest Carryover Shortfall

0.00

Change in Total Note Interest Carryover Shortfall

0.00

Total Available for Principal Distribution

11,064,778.75

4. Total Monthly Principal Paid on the Notes

10,624,636.48

Total Noteholders' Principal Carryover Shortfall

0.00

Total Noteholders' Principal Distributable Amount

10,624,636.48

Change in Total Noteholders' Principal Carryover Shortfall

0.00

5. Total Monthly Principal Paid on the Certificates

0.00

Total Certificateholders' Principal Carryover Shortfall

0.00

Total Certificateholders' Principal Distributable Amount

0.00

Change in Total Certificateholders' Principal Carryover Shortfall

0.00

Remaining Available Collections

440,142.27

Deposit from Remaining Available Collections to fund Reserve Account

0.00

Remaining Available Collections Released to Certificateholder

440,142.27

V. RESERVE ACCOUNT

Initial Reserve Account Amount

2,604,166.67

Required Reserve Account Amount

2,604,166.67

Beginning Reserve Account Balance

2,604,166.67

Deposit of Remaining Available Collections

0.00

Ending Reserve Account Balance

2,604,166.67

Required Reserve Account Amount for Next Period

2,604,166.67

VI. POOL STATISTICS

Weighted Average Coupon

1.52 %

Weighted Average Remaining Maturity

14.99
Amount Number

Principal on Defaulted Receivables

55,698.56 9

Principal Recoveries of Defaulted Receivables

142,003.43

Monthly Net Losses

(86,304.87 )

Pool Balance at Beginning of Collection Period

104,207,704.88

Net Loss Ratio for Third Preceding Collection Period

1.15 %

Net Loss Ratio for Second Preceding Collection Period

-0.21 %

Net Loss Ratio for Preceding Collection Period

-0.67 %

Net Loss Ratio for Current Collection Period

-0.99 %

Four-Month Average Net Loss Ratio

-0.18 %

Cumulative Net Losses for all Periods

2,004,375.91

Nissan Auto Receivables 2022-A Owner Trust

Servicer's Certificate

Amount Number % of Receivables
(EOP Balance)

Delinquent Receivables:

31-60 Days Delinquent

1,273,370.29 154 1.37 %

61-90 Days Delinquent

199,124.69 26 0.21 %

91-120 Days Delinquent

18,433.19 4 0.02 %

More than 120 Days

0.00 0 0.00 %

Total 31+ Days Delinquent Receivables:

1,490,928.17 184 1.60 %

61+ Days Delinquencies as Percentage of Receivables (EOP):

Delinquency Ratio for Third Preceding Collection Period

0.17 % 0.13 %

Delinquency Ratio for Second Preceding Collection Period

0.17 % 0.13 %

Delinquency Ratio for Preceding Collection Period

0.28 % 0.19 %

Delinquency Ratio for Current Collection Period

0.23 % 0.17 %

Four-Month Average Delinquency Ratio

0.21 % 0.16 %

60 Day Delinquent Receivables

228,783.59

Delinquency Percentage

0.25 %

Delinquency Trigger

4.90 %

Does the Delinquency Percentage exceed the Delinquency Trigger?

No

Principal Balance of Extensions

770,899.54

Number of Extensions

80

VII. STATEMENTS TO NOTEHOLDERS

1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience?

NO

2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables?

NO

3. Has there been an issuance of notes or other securities backed by the Receivables?

NO

4. Has there been a material change in the underwriting, origination or acquisition of Receivables?

NO
Nissan Auto Receivables 2022-A Owner Trust published this content on January 23, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on January 23, 2026 at 17:16 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]