01/23/2026 | Press release | Distributed by Public on 01/23/2026 11:16
Nissan Auto Receivables 2022-A Owner Trust
Servicer's Certificate
|
Collection Period |
31-Dec-25 | 30/360 Days | 30 | Collection Period Start | 1-Dec-25 | |||||||||||
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Distribution Date |
15-Jan-26 | Actual/360 Days | 31 | Collection Period End | 31-Dec-25 | |||||||||||
| Prior Month Settlement Date | 15-Dec-25 | |||||||||||||||
| Current Month Settlement Date | 15-Jan-26 |
| Coupon Rate | Initial Balance | Beginning Balance | Ending Balance | Pool Factor | ||||||||||||||||
|
Pool Balance |
1,142,065,005.32 | 104,207,704.88 | 93,175,279.10 | 0.089448 | ||||||||||||||||
|
Yield Supplement Overcollaterization |
100,398,337.54 | 2,711,089.98 | 2,303,300.68 | |||||||||||||||||
|
Total Adjusted Pool Balance |
1,041,666,667.78 | 101,496,614.90 | 90,871,978.42 | |||||||||||||||||
|
Total Adjusted Securities |
1,041,666,667.78 | 101,496,614.90 | 90,871,978.42 | 0.087237 | ||||||||||||||||
|
Class A-1 Notes |
0.49597 | % | 180,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2a Notes |
1.32000 | % | 365,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2b Notes |
0.00000 | % | 0.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-3 Notes |
1.86000 | % | 365,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-4 Notes |
2.07000 | % | 90,000,000.00 | 59,829,947.12 | 49,205,310.64 | 0.546726 | ||||||||||||||
|
Certificates |
0.00000 | % | 41,666,667.78 | 41,666,667.78 | 41,666,667.78 | 1.000000 | ||||||||||||||
|
Principal Payment |
Interest Payment |
Principal per $1000 Face Amount |
Interest per $1000 Face Amount |
|||||||||||||||||
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Class A-1 Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-2a Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
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Class A-2b Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-3 Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
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Class A-4 Notes |
10,624,636.48 | 103,206.66 | 118.0515164 | 1.1467407 | ||||||||||||||||
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Certificates |
0.00 | 0.00 | - | - | ||||||||||||||||
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Total Securities |
10,624,636.48 | 103,206.66 | ||||||||||||||||||
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I. COLLECTIONS |
||||||||||||||||||||
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Interest: |
||||||||||||||||||||
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Interest Collections |
136,094.51 | |||||||||||||||||||
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Repurchased Loan Proceeds Related to Interest |
0.00 | |||||||||||||||||||
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Total Interest Collections |
136,094.51 | |||||||||||||||||||
|
Principal: |
||||||||||||||||||||
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Principal Collections |
10,976,727.22 | |||||||||||||||||||
|
Repurchased Loan Proceeds Related to Principal |
0.00 | |||||||||||||||||||
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Total Principal Collections |
10,976,727.22 | |||||||||||||||||||
|
Recoveries of Defaulted Receivables |
142,003.43 | |||||||||||||||||||
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Total Collections |
11,254,825.16 | |||||||||||||||||||
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II. COLLATERAL POOL BALANCE DATA |
||||||||||||||||||||
| Number | Amount | |||||||||||||||||||
|
Adjusted Pool Balance - Beginning of Period |
18,266 | 101,496,614.90 | ||||||||||||||||||
|
Total Principal Payment |
10,624,636.48 | |||||||||||||||||||
| 17,426 | 90,871,978.42 | |||||||||||||||||||
Nissan Auto Receivables 2022-A Owner Trust
Servicer's Certificate
|
III. DISTRIBUTIONS |
||||
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Total Collections |
11,254,825.16 | |||
|
Reserve Account Draw |
0.00 | |||
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Total Available for Distribution |
11,254,825.16 | |||
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1. Reimbursement of Advance |
0.00 | |||
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2. Servicing Fee: |
||||
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Servicing Fee Due |
86,839.75 | |||
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Servicing Fee Paid |
86,839.75 | |||
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Servicing Fee Shortfall |
0.00 | |||
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3. Interest: |
||||
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Class A-1 Notes Monthly Interest |
||||
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Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-1 Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest |
||||
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Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
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Class A-2a Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2a Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Monthly Interest |
||||
|
Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Interest on Interest Carryover Shortfall |
0.00 | |||
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Class A-2b Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2b Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
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Class A-3 Notes Monthly Interest |
||||
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Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
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Class A-3 Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-3 Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest |
||||
|
Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest Distributable Amount |
103,206.66 | |||
|
Class A-4 Notes Monthly Interest Paid |
103,206.66 | |||
|
Change in Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
Nissan Auto Receivables 2022-A Owner Trust
Servicer's Certificate
|
Total Note Monthly Interest |
||||||||
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Total Note Monthly Interest Due |
103,206.66 | |||||||
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Total Note Monthly Interest Paid |
103,206.66 | |||||||
|
Total Note Interest Carryover Shortfall |
0.00 | |||||||
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Change in Total Note Interest Carryover Shortfall |
0.00 | |||||||
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Total Available for Principal Distribution |
11,064,778.75 | |||||||
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4. Total Monthly Principal Paid on the Notes |
10,624,636.48 | |||||||
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Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
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Total Noteholders' Principal Distributable Amount |
10,624,636.48 | |||||||
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Change in Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
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5. Total Monthly Principal Paid on the Certificates |
0.00 | |||||||
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Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
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Total Certificateholders' Principal Distributable Amount |
0.00 | |||||||
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Change in Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
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Remaining Available Collections |
440,142.27 | |||||||
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Deposit from Remaining Available Collections to fund Reserve Account |
0.00 | |||||||
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Remaining Available Collections Released to Certificateholder |
440,142.27 | |||||||
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V. RESERVE ACCOUNT |
||||||||
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Initial Reserve Account Amount |
2,604,166.67 | |||||||
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Required Reserve Account Amount |
2,604,166.67 | |||||||
|
Beginning Reserve Account Balance |
2,604,166.67 | |||||||
|
Deposit of Remaining Available Collections |
0.00 | |||||||
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Ending Reserve Account Balance |
2,604,166.67 | |||||||
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Required Reserve Account Amount for Next Period |
2,604,166.67 | |||||||
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VI. POOL STATISTICS |
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Weighted Average Coupon |
1.52 | % | ||||||
|
Weighted Average Remaining Maturity |
14.99 | |||||||
| Amount | Number | |||||||
|
Principal on Defaulted Receivables |
55,698.56 | 9 | ||||||
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Principal Recoveries of Defaulted Receivables |
142,003.43 | |||||||
|
Monthly Net Losses |
(86,304.87 | ) | ||||||
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Pool Balance at Beginning of Collection Period |
104,207,704.88 | |||||||
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Net Loss Ratio for Third Preceding Collection Period |
1.15 | % | ||||||
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Net Loss Ratio for Second Preceding Collection Period |
-0.21 | % | ||||||
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Net Loss Ratio for Preceding Collection Period |
-0.67 | % | ||||||
|
Net Loss Ratio for Current Collection Period |
-0.99 | % | ||||||
|
Four-Month Average Net Loss Ratio |
-0.18 | % | ||||||
|
Cumulative Net Losses for all Periods |
2,004,375.91 | |||||||
Nissan Auto Receivables 2022-A Owner Trust
Servicer's Certificate
| Amount | Number |
% of Receivables (EOP Balance) |
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Delinquent Receivables: |
||||||||||||
|
31-60 Days Delinquent |
1,273,370.29 | 154 | 1.37 | % | ||||||||
|
61-90 Days Delinquent |
199,124.69 | 26 | 0.21 | % | ||||||||
|
91-120 Days Delinquent |
18,433.19 | 4 | 0.02 | % | ||||||||
|
More than 120 Days |
0.00 | 0 | 0.00 | % | ||||||||
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Total 31+ Days Delinquent Receivables: |
1,490,928.17 | 184 | 1.60 | % | ||||||||
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61+ Days Delinquencies as Percentage of Receivables (EOP): |
||||||||||||
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Delinquency Ratio for Third Preceding Collection Period |
0.17 | % | 0.13 | % | ||||||||
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Delinquency Ratio for Second Preceding Collection Period |
0.17 | % | 0.13 | % | ||||||||
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Delinquency Ratio for Preceding Collection Period |
0.28 | % | 0.19 | % | ||||||||
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Delinquency Ratio for Current Collection Period |
0.23 | % | 0.17 | % | ||||||||
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Four-Month Average Delinquency Ratio |
0.21 | % | 0.16 | % | ||||||||
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60 Day Delinquent Receivables |
228,783.59 | |||||||||||
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Delinquency Percentage |
0.25 | % | ||||||||||
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Delinquency Trigger |
4.90 | % | ||||||||||
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Does the Delinquency Percentage exceed the Delinquency Trigger? |
No | |||||||||||
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Principal Balance of Extensions |
770,899.54 | |||||||||||
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Number of Extensions |
80 | |||||||||||
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VII. STATEMENTS TO NOTEHOLDERS 1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
NO | |||||||||||
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2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables? |
NO | |||||||||||
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3. Has there been an issuance of notes or other securities backed by the Receivables? |
NO | |||||||||||
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4. Has there been a material change in the underwriting, origination or acquisition of Receivables? |
NO | |||||||||||