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World Omni Auto Receivables Trust 2023-D
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Monthly Servicer Certificate
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July 31, 2026
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Dates Covered
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Collections Period
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07/01/26 - 07/31/26
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Interest Accrual Period
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07/15/26 - 08/16/26
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30/360 Days
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30
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Actual/360 Days
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33
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Distribution Date
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08/17/26
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Collateral Pool Balance Data
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$ Amount
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# of Accounts
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Pool Balance at 06/30/26
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250,116,643.13
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15,592
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Yield Supplement Overcollateralization Amount 06/30/26
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15,535,776.84
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0
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Receivables Balance 06/30/26
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265,652,419.97
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15,592
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Principal Payments
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13,785,478.96
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740
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Defaulted Receivables
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511,194.17
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19
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Repurchased Accounts
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0.00
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0
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Yield Supplement Overcollateralization Amount at 07/31/26
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14,329,430.63
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0
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Pool Balance at 07/31/26
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237,026,316.21
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14,833
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Pool Statistics
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$ Amount
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# of Accounts
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Pool Factor
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22.46
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%
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Prepayment ABS Speed
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1.31
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%
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Aggregate Starting Principal Balance
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1,119,368,245.46
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42,446
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Delinquent Receivables:
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Past Due 31-60 days
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6,159,732.57
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250
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Past Due 61-90 days
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1,650,350.80
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65
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Past Due 91-120 days
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509,310.20
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24
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Past Due 121+ days
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0.00
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0
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Total
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8,319,393.57
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339
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Total 31+ Delinquent as % Aggregate Ending Principal Balance
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3.31
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%
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Total 61+ Delinquent as % Aggregate Ending Principal Balance
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0.86
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%
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Delinquency Trigger Occurred
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NO
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Recoveries
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399,537.17
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Aggregate Net Losses/(Gains) - July 2026
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111,657.00
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Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):
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Current Net Losses/(Gains) Ratio
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0.50
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%
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Prior Net Losses/(Gains) Ratio
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0.57
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%
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Second Prior Net Losses/(Gains) Ratio
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0.18
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%
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Third Prior Net Losses/(Gains) Ratio
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0.52
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%
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Four Month Average
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0.44
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%
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Cumulative Net Loss as a % of Aggregate Starting Principal Balance
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0.79
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%
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Overcollateralization Target Amount
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5,009,268.48
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Actual Overcollateralization
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5,009,268.48
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Weighted Average Contract Rate
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6.50
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%
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Weighted Average Contract Rate, Yield Adjusted
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10.97
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%
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Weighted Average Remaining Term
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33.61
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Flow of Funds
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$ Amount
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Collections
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15,628,538.36
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Investment Earnings on Cash Accounts
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9,065.97
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Servicing Fee
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(221,377.02
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Transfer to Collection Account
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-
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Available Funds
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15,416,227.31
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Distributions of Available Funds
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(1) Asset Representation Reviewer Amounts (up to $150,000 per year)
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-
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(2) Class A Interest
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968,210.08
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(3) Noteholders' First Priority Principal Distributable Amount
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-
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(4) Class B Interest
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153,556.50
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(5) Noteholders' Second Priority Principal Distributable Amount
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-
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(6) Class C Interest
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78,479.50
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(7) Noteholders' Third Priority Principal Distributable Amount
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8,081,058.44
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(8) Required Reserve Account
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-
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(9) Noteholders' Principal Distributable Amount
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5,009,268.48
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(10) Asset Representation Reviewer Amounts (in excess of 1)
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-
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(11) Distribution to Certificateholders
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1,125,654.31
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Total Distributions of Available Funds
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15,416,227.31
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Servicing Fee
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221,377.02
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Unpaid Servicing Fee
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-
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Change in amount of the unpaid servicing fee from the prior period
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-
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Distribution per $1,000 of Notes
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Total
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Total Interest Distribution Amount
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1.2010388
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Total Interest Carryover Shortfall
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0.0000000
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Total Principal Distribution Amount
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13.0989722
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Total Distribution Amount
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14.3000110
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A-1 Interest Distribution Amount
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0.0000000
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A-1 Interest Carryover Shortfall
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0.0000000
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A-1 Principal Distribution Amount
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0.0000000
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Total A-1 Distribution Amount
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0.0000000
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A-2a Interest Distribution Amount
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0.0000000
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A-2a Interest Carryover Shortfall
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0.0000000
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A-2a Principal Distribution Amount
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0.0000000
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Total A-2a Distribution Amount
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0.0000000
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A-2b Interest Distribution Amount
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0.0000000
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A-2b Interest Carryover Shortfall
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0.0000000
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A-2b Principal Distribution Amount
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0.0000000
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Total A-2b Distribution Amount
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0.0000000
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A-3 Interest Distribution Amount
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2.1022816
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A-3 Interest Carryover Shortfall
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0.0000000
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A-3 Principal Distribution Amount
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41.1904560
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Total A-3 Distribution Amount
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43.2927376
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A-4 Interest Distribution Amount
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4.8750000
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A-4 Interest Carryover Shortfall
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0.0000000
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A-4 Principal Distribution Amount
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0.0000000
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Total A-4 Distribution Amount
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4.8750000
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B Interest Distribution Amount
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5.1083333
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B Interest Carryover Shortfall
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0.0000000
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B Principal Distribution Amount
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0.0000000
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Total B Distribution Amount
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5.1083333
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C Interest Distribution Amount
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5.2250000
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C Interest Carryover Shortfall
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0.0000000
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C Principal Distribution Amount
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0.0000000
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Total C Distribution Amount
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5.2250000
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Noteholders' First Priority Principal Distributable Amount
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0.00
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Noteholders' Second Priority Principal Distributable Amount
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0.00
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Noteholders' Third Priority Principal Distributable Amount
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617.33
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Noteholders' Principal Distributable Amount
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382.67
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Account Balances
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$ Amount
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Reserve Account
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Balance as of 07/15/26
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2,504,634.24
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Investment Earnings
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7,445.75
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Investment Earnings Paid
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(7,445.75
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)
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Deposit/(Withdrawal)
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-
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Balance as of 08/17/26
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2,504,634.24
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Change
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-
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Required Reserve Amount
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2,504,634.24
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Other Servicing Information
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Current Month
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Prior Month
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Two Months Prior
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Principal Balance of Receivables extended during the Collection Period
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$
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2,116,899.22
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|
1,791,346.10
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1,736,212.37
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Number of Extensions
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89
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80
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71
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Ratio of extensions to Beginning of Period Receivables Balance
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0.80
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%
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0.64
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%
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0.59
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%
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