Toyota Auto Receivables 2025-B Owner Trust
10/28/2026 | Press release | Distributed by Public on 10/28/2026 09:17
Asset-Backed Issuer Distribution Report (Form 10-D)
Servicer's Certificate
for the Collection Period September 01, 2026 through September 30, 2026
for Payment Date of October 15, 2026
Toyota Auto Receivables 2025-B Owner Trust
Toyota Auto Finance Receivables, LLC
SELLER
Toyota Motor Credit Corporation
SERVICER
|
Collection Period |
30 |
30/360 Days |
30 | |||||
|
Interest Accrual Period |
30 |
Actual/360 Days |
30 |
| Class |
Initial Principal Balance |
Final Scheduled Payment Date |
Beginning Principal Balance |
Beginning Principal Factor |
First Priority Principal Distribution Amount |
Second Priority Principal Distribution Amount |
Regular Principal Distribution Amount |
Ending Principal Balance |
Ending Principal Factor |
|||||||||||||||||||||||||||
| A-1 | $425,600,000.00 | 5/15/26 | $0.00 | 0.0000000 | $0.00 | $0.00 | $0.00 | $0.00 | 0.0000000 | |||||||||||||||||||||||||||
| A-2a | $509,726,000.00 | 3/15/28 | $97,886,151.35 | 0.1920368 | $0.00 | $18,317,904.74 | $11,773,563.96 | $67,794,682.65 | 0.1330022 | |||||||||||||||||||||||||||
| A-2b | $189,474,000.00 | 3/15/28 | $36,385,981.19 | 0.1920368 | $0.00 | $6,809,083.08 | $4,376,438.04 | $25,200,460.07 | 0.1330022 | |||||||||||||||||||||||||||
| A-3 | $623,200,000.00 | 11/15/29 | $623,200,000.00 | 1.0000000 | $0.00 | $0.00 | $0.00 | $623,200,000.00 | 1.0000000 | |||||||||||||||||||||||||||
| A-4 | $104,500,000.00 | 6/17/30 | $104,500,000.00 | 1.0000000 | $0.00 | $0.00 | $0.00 | $104,500,000.00 | 1.0000000 | |||||||||||||||||||||||||||
| B | $47,500,000.00 | 11/17/31 | $47,500,000.00 | 1.0000000 | $0.00 | $0.00 | $0.00 | $47,500,000.00 | 1.0000000 | |||||||||||||||||||||||||||
| Total | $1,900,000,000.00 | $909,472,132.54 | $0.00 | $25,126,987.82 | $16,150,002.00 | $868,195,142.72 | 0.4569448 | |||||||||||||||||||||||||||||
| Class | Interest Rate |
Interest Distributable Amount |
Prior Interest Carryover |
Interest Distribution Amount |
Current Interest Carryover |
Total Principal & Interest Distribution |
||||||||||||||||||||
| A-1 | 4.45200% | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||||||||||||||||
| A-2a | 4.46000% | $363,810.20 | $0.00 | $363,810.20 | $0.00 | $30,455,278.90 | ||||||||||||||||||||
| A-2b | 4.18850% | $127,002.24 | $0.00 | $127,002.24 | $0.00 | $11,312,523.36 | ||||||||||||||||||||
| A-3 | 4.34000% | $2,253,906.67 | $0.00 | $2,253,906.67 | $0.00 | $2,253,906.67 | ||||||||||||||||||||
| A-4 | 4.49000% | $391,004.17 | $0.00 | $391,004.17 | $0.00 | $391,004.17 | ||||||||||||||||||||
| B | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||||||||||||||||
| Total | $3,135,723.28 | $0.00 | $3,135,723.28 | $0.00 | $44,412,713.10 | |||||||||||||||||||||
Credit Enhancement
| Reserve Account | Yield Supplement Overcollateralization Amount | |||||||||
|
Initial Deposit Amount |
$4,750,000.59 |
Beginning Period Amount |
$30,039,891.78 | |||||||
|
Specified Reserve Account Amount |
$4,750,000.59 |
Increase/(Decrease) |
$(2,091,089.53 | ) | ||||||
|
Beginning Balance |
$4,750,000.59 |
Ending Period Amount |
$27,948,802.25 | |||||||
|
Withdrawals |
$0.00 | |||||||||
|
Amount Available for Deposit |
$19,002,553.48 | Overcollateralization | ||||||||
|
Amount Deposited to the Reserve Account |
$0.00 | |||||||||
|
Reserve Account Balance Prior to Release |
$4,750,000.59 |
Adjusted Pool Balance |
$884,345,144.72 | |||||||
|
Reserve Account Required Amount |
$4,750,000.59 |
Total Note Balance |
$868,195,142.72 | |||||||
|
Reserve Account Release to Seller |
$0.00 |
Ending Overcollateralization Amount |
$16,150,002.00 | |||||||
|
Ending Reserve Account Balance |
$4,750,000.59 |
Overcollateralization Target Amount |
$16,150,002.00 | |||||||
Page 1 of 5
Servicer's Certificate
for the Collection Period September 01, 2026 through September 30, 2026
for Payment Date of October 15, 2026
Toyota Auto Receivables 2025-B Owner Trust
Toyota Auto Finance Receivables, LLC
SELLER
Toyota Motor Credit Corporation
SERVICER
|
Collection Period |
30 |
30/360 Days |
30 | |||||
|
Interest Accrual Period |
30 |
Actual/360 Days |
30 |
Liquidations of Charge-offs and Repossessions
| Cumulative | ||||||||||||||||||||
| Current Period Only | Current Period | Prior Period | Two Periods Prior | Three Periods Prior | ||||||||||||||||
|
Number of Liquidated Receivables |
37 | 619 | 582 | 549 | 508 | |||||||||||||||
|
Gross Principal of Liquidated Receivables |
$863,323.85 | $18,659,475.88 | $17,796,152.03 | $16,976,283.84 | $15,976,332.40 | |||||||||||||||
|
Principal of Repurchased Contracts, previously charged-off |
$0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||||||||||
|
Net Liquidation Proceeds Received During the Collection Period |
$(227,520.35 | ) | $(4,636,931.31 | ) | $(4,409,410.96 | ) | $(4,294,597.23 | ) | $(4,168,781.78 | ) | ||||||||||
|
Recoveries on Previously Liquidated Contracts |
$(474,784.37 | ) | $(5,546,749.21 | ) | $(5,071,964.84 | ) | $(4,598,234.95 | ) | $(4,007,952.46 | ) | ||||||||||
|
Net Credit Losses |
$161,019.13 | $8,475,795.36 | $8,314,776.23 | $8,083,451.66 | $7,799,598.16 | |||||||||||||||
|
Charge-off Rate (Number of Liquidated Receivables / Initial |
0.88485% | 0.83196% | 0.78479% | 0.72618% | ||||||||||||||||
|
Number of Accounts with Liquidation Proceeds or Recoveries |
580 | 542 | 509 | 470 | ||||||||||||||||
|
Ratio of Aggregate Net Losses to Average Portfolio Balance |
0.61111% | 0.58831% | 0.56126% | 0.53143% | ||||||||||||||||
|
Number of Assets Experiencing a Net Loss |
570 | 533 | 504 | 473 | ||||||||||||||||
|
Net Credit Losses for Assets Experiencing a Loss |
$8,492,484.16 | $8,331,465.03 | $8,098,383.57 | $7,808,078.22 | ||||||||||||||||
|
Average Net Loss on all assets that have Experienced a Net Loss |
$14,899.10 | $15,631.27 | $16,068.22 | $16,507.56 | ||||||||||||||||
|
Cumulative Net Loss Ratio |
0.42618% | 0.41808% | 0.40645% | 0.39218% | ||||||||||||||||
|
Repossessed in Current Period |
16 vehicles | |||||||||||||||||||
Pool Data
| Original | Prior Month | Current Month | ||||||||||||||
|
Receivables Pool Balance |
$1,988,794,756.78 | $955,662,026.32 | $912,293,946.97 | |||||||||||||
|
Number of Contracts |
69,955 | 46,768 | 45,635 | |||||||||||||
|
Weighted Average APR |
6.05% | 6.12% | 6.13% | |||||||||||||
|
Weighted Average Remaining Term (Months) |
54.16 | 38.13 | 37.24 | |||||||||||||
Page 2 of 5
Servicer's Certificate
for the Collection Period September 01, 2026 through September 30, 2026
for Payment Date of October 15, 2026
Toyota Auto Receivables 2025-B Owner Trust
Toyota Auto Finance Receivables, LLC
SELLER
Toyota Motor Credit Corporation
SERVICER
|
Collection Period |
30 |
30/360 Days |
30 | |||||
|
Interest Accrual Period |
30 |
Actual/360 Days |
30 |
Collections
|
Principal Payments Received |
$27,995,939.73 | |||
|
Prepayments in Full |
$14,487,712.78 | |||
|
Interest Payments Received |
$4,854,565.67 | |||
|
Aggregate Net Liquidation Proceeds |
$702,304.72 | |||
|
Interest on Repurchased Contracts |
$23.71 | |||
|
Total Collections |
$48,040,546.61 | |||
|
Principal of Repurchased Contracts |
$21,102.99 | |||
|
Principal of Repurchased Contracts, prev charged-off |
$0.00 | |||
|
Adjustment on Repurchased Contracts |
$0.00 | |||
|
Total Repurchased Amount |
$21,102.99 | |||
|
Total Available Collections |
$48,061,649.60 |
Distributions
|
Calculated Amount |
Amount Paid |
Shortfall |
||||||||
|
Servicing Fee |
$796,385.02 | $796,385.02 | $0.00 | |||||||
|
Trustee and Other Fees/Expenses (capped at $300,000.00 per calendar year) |
||||||||||
|
Indenture Trustee |
$0.00 |
$0.00 |
$0.00 |
|||||||
|
Owner Trustee |
$0.00 |
$0.00 |
$0.00 |
|||||||
|
Asset Representations Reviewer |
$0.00 |
$0.00 |
$0.00 |
|||||||
|
Interest - Class A-1 Notes |
$0.00 | $0.00 | $0.00 | |||||||
|
Interest - Class A-2a Notes |
$363,810.20 | $363,810.20 | $0.00 | |||||||
|
Interest - Class A-2b Notes |
$127,002.24 | $127,002.24 | $0.00 | |||||||
|
Interest - Class A-3 Notes |
$2,253,906.67 | $2,253,906.67 | $0.00 | |||||||
|
Interest - Class A-4 Notes |
$391,004.17 | $391,004.17 | $0.00 | |||||||
|
First Priority Principal Distribution Amount |
$0.00 | $0.00 | $0.00 | |||||||
|
Interest - Class B Notes |
$0.00 | $0.00 | $0.00 | |||||||
|
Second Priority Principal Distribution Amount |
$25,126,987.82 | $25,126,987.82 | $0.00 | |||||||
|
Reserve Account Deposit |
$0.00 | $0.00 | $0.00 | |||||||
|
Regular Principal Distribution Amount |
$16,150,002.00 | $16,150,002.00 | $0.00 | |||||||
|
Additional Trustee and Other Fees/Expenses |
||||||||||
|
Indenture Trustee |
$0.00 |
$0.00 |
$0.00 |
|||||||
|
Owner Trustee |
$0.00 |
$0.00 |
$0.00 |
|||||||
|
Asset Representations Reviewer |
$0.00 |
$0.00 |
$0.00 |
|||||||
|
Excess Amounts to the Certificateholder |
$2,852,551.48 | $2,852,551.48 | N/A | |||||||
Page 3 of 5
Servicer's Certificate
for the Collection Period September 01, 2026 through September 30, 2026
for Payment Date of October 15, 2026
Toyota Auto Receivables 2025-B Owner Trust
Toyota Auto Finance Receivables, LLC
SELLER
Toyota Motor Credit Corporation
SERVICER
|
Collection Period |
30 |
30/360 Days |
30 | |||||
|
Interest Accrual Period |
30 |
Actual/360 Days |
30 |
Noteholder Distributions
|
Interest Distributed |
Per $1000 of Original Balance |
Principal Distributed |
Per $1000 of Original Balance |
Amount Distributed |
Per $1000 of Original Balance |
|||||||||||||||||||||||||||||
|
Class A-1 Notes |
$0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||||||||||||||||||||||||
|
Class A-2a Notes |
$363,810.20 | $0.71 | $30,091,468.70 | $59.03 | $30,455,278.90 | $59.74 | ||||||||||||||||||||||||||||
|
Class A-2b Notes |
$127,002.24 | $0.67 | $11,185,521.12 | $59.03 | $11,312,523.36 | $59.70 | ||||||||||||||||||||||||||||
|
Class A-3 Notes |
$2,253,906.67 | $3.62 | $0.00 | $0.00 | $2,253,906.67 | $3.62 | ||||||||||||||||||||||||||||
|
Class A-4 Notes |
$391,004.17 | $3.74 | $0.00 | $0.00 | $391,004.17 | $3.74 | ||||||||||||||||||||||||||||
|
Class B Notes |
$0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||||||||||||||||||||||||
Delinquent and Repossessed Contracts
|
Percentage of Current Month Number of Contracts |
Units |
Percentage of Current Month Receivables Pool Balance |
Balance | |||||||||||||
|
30-59 Days Delinquent |
0.87% | 397 | 1.16% | $10,588,886.46 | ||||||||||||
|
60-89 Days Delinquent |
0.28% | 127 | 0.37% | $3,359,712.02 | ||||||||||||
|
90-119 Days Delinquent |
0.10% | 47 | 0.13% | $1,163,992.79 | ||||||||||||
|
120 or more Days Delinquent |
0.00% | 0 | 0.00% | $0.00 | ||||||||||||
|
Total Delinquencies |
1.25% | 571 | 1.66% | $15,112,591.27 | ||||||||||||
|
Total Delinquencies - Prior Period |
1.16% | 1.49% | ||||||||||||||
|
Total Delinquencies - Two Months Prior |
1.09% | 1.41% | ||||||||||||||
|
Total Delinquencies - Three Months Prior |
1.10% | 1.42% | ||||||||||||||
|
Receivables Pool Balance |
$912,293,946.97 | |||||||||||||||
|
60-Day Delinquency Percentage |
0.50% | |||||||||||||||
|
Delinquency Trigger Percentage |
4.95% | |||||||||||||||
|
Has a Delinquency Trigger occurred in this Collection Period? |
No | |||||||||||||||
|
Repossessed Vehicle Inventory* |
19 vehicles | |||||||
|
* Included with Delinquencies Above |
||||||||
Page 4 of 5
Servicer's Certificate
for the Collection Period September 01, 2026 through September 30, 2026
for Payment Date of October 15, 2026
Toyota Auto Receivables 2025-B Owner Trust
Toyota Auto Finance Receivables, LLC
SELLER
Toyota Motor Credit Corporation
SERVICER
I hereby certify to the best of my knowledge that the report provided is true and correct.
|
/s/ Adam Stam |
||
| Name: | Adam Stam | |
| Title: | General Manager - Treasury | |
Page 5 of 5
Toyota Auto Receivables 2025-B Owner Trust published this content on October 28, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on October 28, 2026 at 15:17 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]