FTC - Federal Trade Commission

01/08/2025 | Press release | Distributed by Public on 01/08/2025 10:12

FTC v HOPE Services - In January 2025, the FTC sent more than $49,000 in refunds to consumers who paid a sham mortgage relief operation that told financially distressed[...]

Last Updated
January 8, 2025
Federal Trade Commission, Plaintiff v. Denny Lake, individually and also d/b/a JD United, U.S. Crush, Advocacy Division, Advocacy Department, Advocacy Agency, and Advocacy Program; Chad Caldaronello a/k/a Chad Carlson and Chad Johnson, C.C. Enterprises, Inc., also d/b/a HOPE Services, Trust Payment Center, and Retention Divisions; Derek Nelson a/k/a Dereck Wilson; D.N. Marketing, Inc., also d/b/a HAMP Services and Trial Payment Processing; Brian Pacios a/k/a Brian Barry and Brian Kelly; and Justin Moreira a/k/a Justin Mason, Justin King, and Justin Smith, Defendants; and Cortney Gonsalves, Relief Defendant
FTC Matter/File Number
112 3136
X120014
X150052
Civil Action Number
8:15-cv-00585
Enforcement Type
Federal Injunctions
Federal Court
Central District of California

Case Summary

In January 2025, the FTC sent more than $49,000 in refunds to consumers who paid a sham mortgage relief operation that told financially distressed homeowners it would help get their mortgages modified, but instead effectively stole their mortgage payments.

Case Timeline

April 30, 2015