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CBR - Central Bank of the Russian Federation

06/18/2026 | Press release | Distributed by Public on 06/18/2026 05:38

Platform of commercial smart contracts in digital rubles: Bank of Russia concept

The Bank of Russia is considering the possibility of creating a separate component in the digital ruble infrastructure - a platform of commercial smart contracts (PCSC). It will enable market participants to develop their own scenarios of such contracts, while individuals and companies will be able to choose offers that best suit their objectives.

Smart contracts are self-executing programmes (algorithms) that automatically carry out transactions when specific conditions are met. Enhancing such algorithms is one of the areas for advancing the digital ruble platform. Currently, smart contracts thereon are only created by the Bank of Russia. However, market participants are interested in developing their own smart contracts to offer new digital ruble-related services to their clients based on these contracts.

They will be able to do so owing to the PCSC architecture, the concept of which has been published by the regulator. Additionally, they will be allowed to upload their smart contracts to a special library.

At the first stage, the PCSC is expected to be operated by the Bank of Russia.

The concept describes the PCSC, the roles and functions of its participants, and examples of possible smart contract scenarios. The publication also outlines approaches to ensuring cybersecurity on the PCSC.

The regulator suggests discussing the main aspects of the PCSC implementation. Please send your comments regarding the topics addressed in the concept and your suggestions through 30 September 2026 at: [email protected].

Preview photo: Titima Ongkantong / Shutterstock / Fotodom

CBR - Central Bank of the Russian Federation published this content on June 18, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on June 18, 2026 at 11:38 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]