Xactus Launches Daily Mortgage Intent Index Subscription to Help Lenders Track Shifts in Consumer Demand

Philadelphia, Pa. - November 2, 2026 - Xactus, the leading verification innovator for the mortgage industry, today announced the launch of a daily subscription offering for the Xactus Mortgage Intent Index (XMII), helping mortgage lenders, capital markets professionals, and economists track emerging demand without waiting for the next weekly report.

Bond markets and Interest rates move throughout the day, influencing mortgage activity as conditions change. The daily XMII subscription provides real-time awareness through daily readings of consumer mortgage intent, helping subscribers understand how demand is responding and recognize emerging trends.

XMII analyzes aggregated, anonymized mortgage credit inquiry activity across Xactus' verification network to identify signals of consumer intent early in the mortgage process. The new paid subscription builds on the index's introduction in October 2025, giving subscribers daily access to insights that can support more timely planning and market analysis.

"A single day's activity can tell one story, while a series of daily observations can reveal a developing trend," said Thomas Lloyd, Chief Strategy Officer at Xactus. "XMII helps mortgage professionals put those movements into perspective and evaluate whether a shift in demand is sustained."

For lenders, daily visibility can help inform staffing, marketing, and resource allocation as demand changes. By monitoring mortgage intent, subscribers can track shifts in mortgage activity, assess whether activity is gaining or losing momentum, and evaluate daily changes alongside longer-term trends.

The insights also extend beyond mortgage operations. As an indicator of consumer engagement with the mortgage market, XMII can help economists and capital markets professionals assess how changing financial conditions are translating into mortgage activity. That perspective adds context to the broader macroeconomic picture by connecting movements in financial markets with early signals of consumer demand.

The daily XMII subscription is now available. For subscription information, visit xactus.com/xmii.

About the Xactus Mortgage Intent Index

The Xactus Mortgage Intent Index measures consumer mortgage intent using aggregated, anonymized credit inquiry data from Xactus' verification network. It helps mortgage professionals assess emerging demand across the pre-application, application, and pre-close stages of the mortgage process.

About Xactus

Xactus is a leading verification innovator advancing intelligent verification across financial services. Through its proprietary Intelligent Verification Platform®, Xactus360, the company delivers advanced data and technology solutions that help organizations make better decisions faster while increasing efficiency and reducing operational waste. With a focus on automation, accuracy, and innovation, Xactus continues to modernize verification and improve outcomes across complex decisioning environments.

To learn more, visit xactus.com or contact [email protected]. For media inquiries, please contact [email protected].