The European Insurance and Occupational Pensions Authority (EIOPA) has launched a Call for Evidence to gather information and insights that will inform the development of a toolkit for defined contribution (DC) pensions.

The DC pensions toolkit is part of EIOPA's ongoing efforts to advise policymakers, social partners, regulators and supervisors at a time of growing pension gaps due to population ageing and as an increasing number of pension systems transition from defined benefit to defined contribution schemes.

EU Member States face the challenge of developing multi-pillar pension systems to provide their citizens with adequate and sustainable retirement income. The issues they encounter are diverse, depending on the nature of the pension gaps and the maturity of existing supplementary pension provision in each country. Some Member States will be looking to introduce new DC pension arrangements, while others will work towards improving existing ones.

Recognising that one-size-fits-all solutions do not exist, the DC pensions toolkit will offer practical guidance and principles that policymakers will be able to tailor to address their specific national needs. It will provide considerations on how to maintain flexibility in DC pension systems amid evolving labour market conditions, guidance on the design of accumulation and decumulation phases, and principles to ensure that DC pension plans deliver value for money to savers.

EIOPA is seeking evidence in the form of case studies, data, statistics, research, and lessons learned from international experiences to inform the development of this future toolkit.

Stakeholders are invited to respond to the Call for Evidence and submit their evidence and supporting documents via the online EUsurvey no later than 28 November 2025. All responses will be treated as public documents unless otherwise requested by the respondents.

Respond to the Survey