Separate Account FP of Equitable Financial Life Insurance Co.

10/31/2025 | Press release | Distributed by Public on 10/31/2025 06:08

Prospectus by Investment Company (Form 497)

Equitable Financial Life Insurance Company of America
Equitable Financial Life Insurance Company
Supplement dated October 31, 2025, to the current variable life prospectuses, initial summary prospectuses, updating summary prospectuses and modernized alternative disclosure annual notice documents for:
VUL Optimizer
®
(Series 166)
VUL Optimizer
®
(Series 160)
VUL Incentive Life Protect
®
COIL Institutional Series
®
(Series 162)
COIL Institutional Series
®
(Series 160)
Equitable Advantage
SM
VUL Survivorship
VUL Legacy
®
IncentiveLife Optimizer
®
III
Incentive Life Optimizer
®
II
Incentive Life Optimizer
®
IncentiveLife Legacy
®
III
Incentive Life Legacy
®
II
Incentive Life Legacy
®
Survivorship Incentive Life
SM
Legacy
Incentive Life
®
'06
Incentive Life
®
'02
Incentive Life
®
('99)
Incentive Life Plus
®
Incentive Life
®
(Original)
Champion 2000
Incentive Life
®
2000
Corporate Owned Incentive Life
®
Incentive Life
®
COLI
Incentive Life
®
COLI '04
Accumulator
®
Life
SM
Survivorship Incentive Life
SM
'02
Survivorship Incentive Life
SM
'99
IL Protector
®
Survivorship 2000
Paramount Life
SM
This Supplement updates certain information in the Appendix listing available Portfolio Companies in the most recent prospectuses, initial summary prospectuses, updating summary prospectuses, and modernized alternative disclosure annual notice documents, and in any supplements thereto (collectively, the "Prospectuses" or "Prospectus"). Unless otherwise indicated, all other information included in your Prospectus remains unchanged. You should read this Supplement in conjunction with the Prospectus and retain it for future reference. The terms we use in this Supplement have the same meaning as in the Prospectus. We will send you another copy of any prospectus or supplement without charge upon request. Please contact the customer service group referenced in the Prospectus.
Nomura Holding America Inc. has entered into an agreement to acquire certain Macquarie Asset Management public investments businesses, with an anticipated closing on or about November 1, 2025. Due to this acquisition, certain Macquarie portfolios are being renamed and the portfolios' subadvisers will change. Accordingly, effective upon the closing of the acquisition and the effectiveness of any necessary portfolio regulatory filings, the Appendix: "Investment Options available under the policy" will be amended to change the portfolios' names by replacing all references to Macquarie with Nomura, and to remove subadvisers as follows:
TYPE
Portfolio Company - Investment Adviser;
Sub-Adviser(s),
as applicable
Current
Expenses
Average Annual Total Returns
(as of 12/31/2024)
1 year
5 year
10 year
Fixed Income Nomura VIP High Income Series* - Delaware Management Company 0.97% 6.19% 3.51% 4.13%
*
The former name may continue to be used in certain documents for a period of time after the date of this Supplement.
New Biz/In Force-498 and MAD Catalog # 800259 (10/25)
#818914
Separate Account FP of Equitable Financial Life Insurance Co. published this content on October 31, 2025, and is solely responsible for the information contained herein. Distributed via Edgar on October 31, 2025 at 12:08 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]