03/09/2026 | Press release | Distributed by Public on 03/09/2026 13:47
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| STATEMENT TO NOTEHOLDERS |
| February 25, 2026 |
| TRANSACTION PARTIES | ||
| Depositor: | Sequoia Residential Funding, Inc. | |
| Trustee: | Wilmington Trust Company | |
| Master Servicer: | Wells Fargo Bank, N.A. | |
| Karen Schluter | Citibank, Agency and Trust | |
| (212) 816-5827 | 388 Greenwich Street Trading, 4th Floor | |
| [email protected] | New York, NY 10013 | |
| TABLE OF CONTENTS | |||
| 1 | . | Distribution Summary | 2 |
| 1.1 | . | Summary | 2 |
| 1.2 | . | Factors | 3 |
| 2 | . | Distribution Detail | 4 |
| 2.1 | . | Interest Detail | 4 |
| 2.2 | . | Interest Shortfall Detail | 5 |
| 2.3 | . | Principal Detail | 6 |
| 3 | . | Reconciliation Detail | 7 |
| 4 | . | Collateral Performance - Pool and Collections Summary | 8 |
| 5 | . | Stratification Detail | 9 |
| 6 | . | Collateral Performance - Delinquency and Loan Status History | 10 |
| 7 | . | Standard Prepayment and Default Information | 11 |
| 8 | . | Additional Reporting | 12 |
| 9 | . | Other Information | 13 |
| 10 | . | Notes | 14 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| DISTRIBUTION SUMMARY |
| February 25, 2026 |
| Accretion | |||||||||||||
| & | |||||||||||||
| Non-Cash | |||||||||||||
| Accrual | Other | Balance | |||||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | ||
| A-1 | 125,000,000.00 | 10,703,526.75 | 2.500000 | % | 30/360 | 22,299.01 | - | 42,182.56 | 64,481.57 | - | - | 10,661,344.19 | |
| A-2 | 298,878,000.00 | 25,592,389.40 | 3.000000 | % | 30/360 | 63,980.97 | - | 100,859.52 | 164,840.49 | - | - | 25,491,529.88 | |
| B-1 | 8,165,000.00 | 780,814.24 | 3.510680 | % | 30/360 | 2,284.32 | - | 10,540.17 | 12,824.49 | - | - | 770,274.07 | |
| B-2 | 7,711,000.00 | 737,398.48 | 3.510680 | % | 30/360 | 2,157.31 | - | 9,954.10 | 12,111.41 | - | - | 727,444.38 | |
| B-3 | 6,577,000.00 | 628,954.71 | 3.510680 | % | 30/360 | 1,840.05 | - | 8,490.23 | 10,330.28 | - | - | 620,464.48 | |
| B-4 | 2,494,000.00 | 443,788.16 | 3.510680 | % | 30/360 | 1,298.33 | - | - | 1,298.33 | - | - | 443,788.16 | |
| B-5 | 4,763,656.00 | 4,763,656.00 | 3.510680 | % | 30/360 | 13,936.41 | - | - | 13,936.41 | - | - | 4,763,656.00 | |
| LT-R | - | - | 0.000000 | % | 30/360 | - | - | - | - | - | - | - | |
| R | - | - | 0.000000 | % | 30/360 | - | - | - | - | - | - | - | |
| Total | 453,588,656.00 | 43,650,527.74 | 107,796.40 | - | 172,026.58 | 279,822.98 | - | - | 43,478,501.16 | ||||
| Notional | |||||||||||||
| A-IO1 | 125,000,000.00 | 10,703,526.75 | 0.500000 | % | 30/360 | 4,459.80 | - | - | 4,459.80 | - | (42,182.56 | ) | 10,661,344.19 |
| A-IO2 | 423,878,000.00 | 36,295,916.15 | 0.510680 | % | 30/360 | 15,446.33 | - | - | 15,446.33 | - | (143,042.09 | ) | 36,152,874.06 |
| Total | 548,878,000.00 | 46,999,442.90 | 19,906.13 | - | - | 19,906.13 | - | (185,224.65 | ) | 46,814,218.25 | |||
| Grand Total | 1,002,466,656 | 90,649,970.64 | 127,702.53 | - | 172,026.58 | 299,729.11 | - | (185,224.65 | ) | 90,292,719.41 | |||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION SUMMARY - FACTORS |
| February 25, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Non-Cash | ||||||||||
| Other | Balance | |||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | |
| A-1 | 81745 | CAA1 | 01/30/2026 | 0.17839208 | - | 0.33746048 | 0.51585256 | - | - | 85.29075352 |
| A-2 | 81745 | CAB9 | 01/30/2026 | 0.21407052 | - | 0.33746050 | 0.55153103 | - | - | 85.29075369 |
| A-IO1 | 81745 | CAC7 | 01/30/2026 | 0.03567840 | - | - | 0.03567840 | - | - | 85.29075352 |
| A-IO2 | 81745 | CAD5 | 01/30/2026 | 0.03644051 | - | - | 0.03644051 | - | - | 85.29075361 |
| B-1 | 81745 | CAM5 | 01/30/2026 | 0.27976975 | - | 1.29089651 | 1.57066626 | - | - | 94.33852664 |
| B-2 | 81745 | CAN3 | 01/30/2026 | 0.27977046 | - | 1.29089612 | 1.57066658 | - | - | 94.33852678 |
| B-3 | 81745 | CAG8 | 01/30/2026 | 0.27977041 | - | 1.29089707 | 1.57066748 | - | - | 94.33852516 |
| B-4 | 81745 | CAH6 | 01/30/2026 | 0.52058140 | - | - | 0.52058140 | - | - | 177.94232558 |
| B-5 | 81745 | CAJ2 | 01/30/2026 | 2.92557019 | - | - | 2.92557019 | - | - | 1,000.00000000 |
| LT-R | 81745 | CAL7 | 01/30/2026 | - | - | - | - | - | - | - |
| R | 81745 | CAK9 | 01/30/2026 | - | - | - | - | - | - | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| February 25, 2026 |
| Rate | Interest | Shortfall | Paid | |||||||||||
| Accrual | Net | Accreted/ | Non | Carry | ||||||||||
| Class | Current | Next | Dates | Accrued | Deferred | Recovered | Forward | Accrued | Carry Forward | Total | ||||
| A-1 | 2.50000 | % | 2.50000 | % | 01/26-02/24 | 22,299.01 | - | - | - | 22,299.01 | - | 22,299.01 | ||
| A-2 | 3.00000 | % | 3.00000 | % | 01/26-02/24 | 63,980.97 | - | - | - | 63,980.97 | - | 63,980.97 | ||
| B-1 | 3.51068 | % | 3.51068 | % | 01/26-02/24 | 2,284.32 | - | - | - | 2,284.32 | - | 2,284.32 | ||
| B-2 | 3.51068 | % | 3.51068 | % | 01/26-02/24 | 2,157.31 | - | - | - | 2,157.31 | - | 2,157.31 | ||
| B-3 | 3.51068 | % | 3.51068 | % | 01/26-02/24 | 1,840.05 | - | - | - | 1,840.05 | - | 1,840.05 | ||
| B-4 | 3.51068 | % | 3.51068 | % | 01/26-02/24 | 1,298.33 | - | - | - | 1,298.33 | - | 1,298.33 | ||
| B-5 | 3.51068 | % | 3.51068 | % | 01/26-02/24 | 13,936.41 | - | - | - | 13,936.41 | - | 13,936.41 | ||
| LT-R | 0.00000 | % | 0.00000 | % | 01/26-02/24 | - | - | - | - | - | - | - | ||
| R | 0.00000 | % | 0.00000 | % | 01/26-02/24 | - | - | - | - | - | - | - | ||
| Total | 107,796.40 | - | - | - | 107,796.40 | - | 107,796.40 | |||||||
| Notional | ||||||||||||||
| A-IO1 | 0.50000 | % | 0.50000 | % | 01/26-02/24 | 4,459.80 | - | - | - | 4,459.80 | - | 4,459.80 | ||
| A-IO2 | 0.51068 | % | 0.51068 | % | 01/26-02/24 | 15,446.33 | - | - | - | 15,446.33 | - | 15,446.33 | ||
| Total | 19,906.13 | - | - | - | 19,906.13 | - | 19,906.13 | |||||||
| Grand Total | 127,702.53 | - | - | - | 127,702.53 | - | 127,702.53 | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| February 25, 2026 |
| Carry Forward Interest | ||||||
| Non-Recov | ||||||
| Class | Shortall | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - |
| A-2 | - | - | - | - | - | - |
| B-1 | - | - | - | - | - | - |
| B-2 | - | - | - | - | - | - |
| B-3 | - | - | - | - | - | - |
| B-4 | - | - | - | - | - | - |
| B-5 | - | 276.76 | - | - | - | 276.76 |
| LT-R | - | - | - | - | - | - |
| R | - | - | - | - | - | - |
| Total | - | 276.76 | - | - | - | 276.76 |
| Notional | ||||||
| A-IO1 | - | - | - | - | - | - |
| A-IO2 | - | - | - | - | - | - |
| Total | - | - | - | - | - | - |
| Grand Total | - | 276.76 | - | - | - | 276.76 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| February 25, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Prior | Non-Cash | |||||||||
| Cumulative | Balance | Cumulative | ||||||||
| Prior | Realized | Scheduled | Unscheduled | Principal | Increase/ | Current | Realized | |||
| Class | Balance | Loss | Principal | Principal | Distributed | Realized Loss | (Recovery) | (Decrease) | Balance | Loss |
| A-1 | 10,703,526.75 | - | 40,571.32 | 1,611.24 | 42,182.56 | - | - | - | 10,661,344.19 | - |
| A-2 | 25,592,389.40 | - | 97,007.01 | 3,852.52 | 100,859.52 | - | - | - | 25,491,529.88 | - |
| B-1 | 780,814.24 | - | 10,137.57 | 402.60 | 10,540.17 | - | - | - | 770,274.07 | - |
| B-2 | 737,398.48 | - | 9,573.89 | 380.21 | 9,954.10 | - | - | - | 727,444.38 | - |
| B-3 | 628,954.71 | - | 8,165.93 | 324.30 | 8,490.23 | - | - | - | 620,464.48 | - |
| B-4 | 443,788.16 | - | - | - | - | - | - | - | 443,788.16 | - |
| B-5 | 4,763,656.00 | - | - | - | - | - | - | - | 4,763,656.00 | - |
| LT-R | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - |
| Total | 43,650,527.74 | - | 165,455.72 | 6,570.87 | 172,026.58 | - | - | - | 43,478,501.16 | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| RECONCILIATION DETAIL |
| February 25, 2026 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | |||||
| Interest Funds Available | Scheduled Fees | |||||
| Scheduled Interest | 137,523.85 | Master Servicing Fee | 189.15 | |||
| Uncompensated PPIS | 0.00 | Servicing Fee | 9,093.83 | |||
| Relief Act Shortfall | 0.00 | Trustee Fee | 43.63 | |||
| Losses in Excess of Principal Balance | 0.00 | Securities Administrator Fee | 494.71 | |||
| Stop Advance Interest | 0.00 | |||||
| Total Scheduled Fees | 9,821.32 | |||||
| Other Interest Reductions | 0.00 | |||||
| Additional Fees, Expenses, etc. | ||||||
| Total Interest Funds Available | 137,523.85 | Trust Fund Expenses | 0.00 | |||
| Principal Funds Available | Other Expenses | 0.00 | ||||
| Scheduled Principal | 165,455.72 | |||||
| Total Additional Fees, Expenses, etc. | - | |||||
| Curtailments | 6,570.87 | |||||
| Distributions | ||||||
| Curtailments Adjustments | 0.00 | |||||
| Interest Distribution | 127,702.53 | |||||
| Prepayments in Full | 0.00 | |||||
| Principal Distribution | 172,026.59 | |||||
| Liquidation Principal | 0.00 | |||||
| Repurchased Principal | 0.00 | Total Distributions | 299,729.12 | |||
| Other Principal | 0.00 | |||||
| Substitution Principal | 0.00 | |||||
| Principal Losses and Forgiveness | 0.00 | |||||
| Subsequent Recoveries / (Losses) | 0.00 | |||||
| Total Principal Funds Available | 172,026.59 | |||||
| Total Funds Available | 309,550.44 | |||||
| Total Funds Allocated | 309,550.44 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| COLLATERAL PERFORMANCE - POOL AND COLLECTIONS SUMMARY |
| February 25, 2026 |
| Deal | Initial | Beginning | Ending | Initial | Beginning | Ending | |||||
| Count | 595 | 86 | 86 | Remaining Term | 359 | 207 | 206 | ||||
| Scheduled | 453,588,656.25 | 43,650,528.01 | 43,478,501.42 | Gross Rate | 3.83351 | % | 3.78068 | % | 3.78068 | % | |
| Actual | 453,588,656.25 | 43,762,508.23 | 43,601,994.70 | Net Rate | 3.56351 | % | 3.51068 | % | 3.51068 | % | |
| Interest Bearing | 453,588,656.25 | 43,650,528.01 | 43,478,501.42 | ||||||||
| Principal Collections | Realized Losses | Interest Collections | |||||||||
| Scheduled Principal | 165,455.72 | Principal Losses and | Scheduled Interest | 137,523.85 | |||||||
| - | |||||||||||
| Forgiveness | |||||||||||
| Curtailments | 6,570.87 | Less: | |||||||||
| Losses in Excess of Principal | |||||||||||
| Curtailments Adjustments | - | - | Master Servicing Fee | 189.15 | |||||||
| Balance | |||||||||||
| Prepayments in Full | - | Subsequent (Recoveries) / | Servicing Fee | 9,093.83 | |||||||
| - | |||||||||||
| Losses | |||||||||||
| Liquidation Principal | - | Trustee Fee | 43.63 | ||||||||
| Cumulative Realized Losses | - | ||||||||||
| Repurchased Principal | - | Securities Administrator Fee | 494.71 | ||||||||
| Other Principal | - | Uncompensated PPIS | - | ||||||||
| Substitution Principal | - | Relief Act Shortfall | - | ||||||||
| Principal Losses and Forgiveness | - | Other Expenses | - | ||||||||
| Subsequent Recoveries / (Losses) | - | Losses in Excess of Principal Balance | - | ||||||||
| Stop Advance Interest | - | ||||||||||
| Other Interest Reductions | - | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| STRATIFICATION DETAIL |
| February 25, 2026 |
| Loan Rate | |||||
| Asset | Ending Scheduled | % of | |||
| Loan Rate Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 3.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 3.01 to 3.50 | 9 | 4,994,148.23 | 11.49 | 3.4536 | 205 |
| 3.51 to 4.00 | 75 | 37,539,397.79 | 86.34 | 3.8142 | 205 |
| 4.01 to 4.50 | 2 | 944,955.40 | 2.17 | 4.1769 | 206 |
| 4.51 to 5.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.01 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.51 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.01 to 6.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.51 to 7.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.01 to 7.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.51 to 8.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 8.01 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 86 | 43,478,501.42 | 100.00 | 3.7807 | 205 |
| Ending Schedule Balance | |||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | ||
| Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 1 to 200,000 | 3 | 300,102.04 | 0.69 | 3.8031 | 206 |
| 200,001 to 400,000 | 16 | 5,561,606.39 | 12.79 | 3.8102 | 205 |
| 400,001 to 600,000 | 44 | 21,537,438.01 | 49.54 | 3.7771 | 205 |
| 600,001 to 800,000 | 20 | 13,303,521.64 | 30.60 | 3.7807 | 206 |
| 800,001 to 1,000,000 | 2 | 1,774,259.88 | 4.08 | 3.8860 | 206 |
| 1,000,001 to 1,200,000 | 1 | 1,001,573.46 | 2.30 | 3.5000 | 206 |
| 1,200,001 to 1,400,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,400,001 to 1,600,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,600,001 to 1,800,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,800,001 to 2,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 2,000,001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 86 | 43,478,501.42 | 100.00 | 3.7807 | 205 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS HISTORY |
| February 25, 2026 |
| Delinquent | ||||||||||||||||||||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | ||||||||||||||||||||||||||||||||||||
| 30 | Day | 60 | Day | 90 | Day | 120 | Day | 150 | Day | 180 | + Day | Bankruptcy | Foreclosure | REO | ||||||||||||||||||||||
| Distribution | ||||||||||||||||||||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |||||||||||||||||||
| 0 | 0 | 0 | 0 | 1 | 430,975 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 02/25/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.16 | % | 0.99 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 1 | 432,456 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 01/26/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 1.16 | % | 0.99 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 433,933 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 12/26/2025 | ||||||||||||||||||||||||||||||||||||
| 1.15 | % | 0.98 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 11/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 10/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 09/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 08/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 07/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 06/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 05/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 04/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 725,075 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 03/25/2025 | ||||||||||||||||||||||||||||||||||||
| 1.08 | % | 1.48 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| STANDARD PREPAYMENT AND DEFAULT INFORMATION |
| February 25, 2026 |
| Wtd. Avg. | Current | ||||||||||||||||
| Payment | Age | Collateral | Scheduled | Unscheduled | Liquidation | ||||||||||||
| Date | (Months) | Balance | Principal | Principal | Principal | SMM | CPR | PSA | MDR | CDR | SDA | ||||||
| 25-Feb-2026 | 154.07 | 43,478,501.42 | 165,455.72 | 6,570.87 | - | 0.015 | % | 0.181 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 26-Jan-2026 | 153.07 | 43,650,528.01 | 166,740.40 | 486,278.53 | - | 1.102 | % | 12.449 | % | 207 | % | 0.000 | % | 0.000 | % | 0 | % |
| 26-Dec-2025 | 152.08 | 44,303,546.94 | 167,514.58 | 391,648.03 | - | 0.876 | % | 10.023 | % | 167 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Nov-2025 | 151.07 | 44,862,709.55 | 168,013.34 | 323,537.31 | - | 0.716 | % | 8.262 | % | 138 | % | 0.000 | % | 0.000 | % | 0 | % |
| 27-Oct-2025 | 150.07 | 45,354,260.20 | 167,369.02 | 36,536.22 | - | 0.080 | % | 0.962 | % | 16 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Sep-2025 | 149.07 | 45,558,165.44 | 166,824.73 | 6,107.57 | - | 0.013 | % | 0.161 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Aug-2025 | 148.08 | 45,731,097.74 | 171,682.57 | 1,585,713.74 | - | 3.351 | % | 33.572 | % | 560 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Jul-2025 | 147.08 | 47,488,494.05 | 171,119.96 | 7,850.45 | - | 0.017 | % | 0.198 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Jun-2025 | 146.09 | 47,667,464.46 | 172,999.19 | 764,258.47 | - | 1.578 | % | 17.376 | % | 290 | % | 0.000 | % | 0.000 | % | 0 | % |
| 27-May-2025 | 145.09 | 48,604,722.12 | 172,434.65 | 7,060.55 | - | 0.015 | % | 0.174 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Apr-2025 | 144.09 | 48,784,217.32 | 171,871.82 | 7,065.97 | - | 0.014 | % | 0.174 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Mar-2025 | 143.09 | 48,963,155.11 | 171,310.71 | 7,095.96 | - | 0.014 | % | 0.174 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Feb-2025 | 142.09 | 49,141,561.78 | 170,748.33 | 8,065.54 | - | 0.016 | % | 0.197 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| SMM (Single Month Mortality) = (Beginning Balance - Ending Balance - Scheduled Principal) / (Beginning Balance - Scheduled Principal) | MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance | ||||||||||||||||
| CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12) | CDR (Conditional Default Rate) = 1 - ((1-MDR)^12) | ||||||||||||||||
| PSA (Public Securities Association) = CPR / (min(.2% * Age, 6%)) | SDA (Standard Default Assumption) = CDR / (min(.2% * Age, 6%)) | ||||||||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| ADDITIONAL REPORTING |
| February 25, 2026 |
| Amount Remaining Funds |
| 299,729.12 |
| Waterfall Detail | ||
| Available Distribution Amount | ||
| Senior Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -106,186.11 | 193,543.01 |
| Senior Certificates, the Senior Principal Distribution Amount | -143,042.09 | 50,500.92 |
| Class B-1 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -2,284.32 | 48,216.60 |
| Class B-1 Certificates, the Subordinate Principal Distribution Amount | -10,540.17 | 37,676.43 |
| Class B-2 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -2,157.31 | 35,519.12 |
| Class B-2 Certificates, the Subordinate Principal Distribution Amount | -9,954.10 | 25,565.02 |
| Class B-3 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,840.05 | 23,724.97 |
| Class B-3 Certificates, the Subordinate Principal Distribution Amount | -8,490.23 | 15,234.74 |
| Class B-4 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,298.33 | 13,936.41 |
| Class B-4 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 13,936.41 |
| Class B-5 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -13,936.41 | 0.00 |
| Class B-5 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 0.00 |
| Class LT-R and R Certificates, any remaining amounts | 0.00 | 0.00 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| OTHER INFORMATION |
| February 25, 2026 |
| Principal Percentages | ||
| Senior Percentage | 83.151150 | % |
| Subordinate Percentage | 16.848850 | % |
| Senior Prepayment Percentage | 83.151150 | % |
| Subordinate Prepayment Percentage | 16.848850 | % |
| Other Information | ||
| Step-Down Test satisfied? | Y |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| NOTES | |
| No Notes available for this deal at this time. |
| February 25, 2026 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 14 | © Copyright 2026 Citigroup |