Variable Annuity Life Insurance Separate Account A Co

10/30/2026 | Press release | Distributed by Public on 10/30/2026 13:57

Prospectus by Investment Company (Form 497)

SUPPLEMENT DATED OCTOBER 30, 2026
TO THE PROSPECTUSES AND SUMMARY
PROSPECTUSES, EACH DATED May 1, 2026
THE VARIABLE ANNUITY LIFE INSURANCE COMPANY
SEPARATE ACCOUNT A
Fixed and Variable Deferred Annuity Contracts
Potentia
®
This supplement updates certain information for the above referenced prospectus, updating summary prospectus, and initial summary prospectus (collectively, the "Prospectus"). Except as indicated in this supplement, all other information included in the Prospectus and Appendix A, including the footnotes, remains unchanged. You should read this supplement in conjunction with your Prospectus and retain it for future reference. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus.
In the "Key Information" section in the prospectus and the "Important Information You Should Consider About the Contract" section in the Initial Summary Prospectus and the Updating Summary Prospectus, the following changes are made:
•
In the "Are There Ongoing Fees and Expenses?" section of the "FEES AND EXPENSES" table, the minimum fee for Investment Options is 0.19% and the Lowest Cost is $1,668. Additionally, the maximum fee for Investment Options is 0.99% and the Highest Annual Cost is $2,471.
In the "Fee Table" section in the prospectus and the "Additional Information About Fees" section in the Initial Summary Prospectus, the following changes are made:
•
In the "Annual Portfolio Company Expenses" table, the minimum Annual Fund Expenses is 0.19% and the maximum Annual Fund Expenses is 0.99%.
•
In the "Examples" section, the following replaces the expense examples:
The first set of examples assumes the most expensive combination of annual Contract expenses and annual Fund expenses. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
1 Year 3 Years 5 Years 10 Years
$2,471 
$7,608   $13,014  $27,804   
(2) If you annuitize your Contract or you do not surrender your Contract:
1 Year 3 Years 5 Years 10 Years
$2,471 
$7,608    $13,014    $27,804  
The second set of examples assumes the least expensive combination of annual Contract expenses and annual Fund expenses. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
1 Year 3 Years 5 Years 10 Years
$1,668 
$5,176    $8,927    $19,487  
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(2) If you annuitize your Contract or you do
not
surrender your Contract:
1 Year
3 Years
5 Years
10 Years
$1,668  $5,176    $8,927    $19,487  
The following table replaces the current table in its entirety in Appendix A:
Type/Investment
Objective
Portfolio Company and Adviser/
Subadviser(s)1
Current  
Expenses  
Platform  
Charge4
Current  
Expenses  
+  
Platform  
Charge  
Average Annual
Total Returns
(as of Dec. 31, 2025)
1 Year   5 Year  
10 Year  
(or life of fund)  
Domestic
Large-Cap
Equity
Capital Appreciation Fund2
Adviser: VALIC
Sub-Adviser: Columbia Management Investment Advisers, LLC
0.68%  None  0.68%  14.19%   14.69%   15.33%  
Growth Fund2, 3
Adviser: VALIC
Sub-Advisers: BlackRock Investment Management, LLC
0.61%  None  0.61%  14.57%   11.57%   15.67%  
Large Cap Core Fund2
Adviser: VALIC
Sub-Adviser: JPMIM and T. Rowe Price
0.68%  None  0.68%  9.81%   10.02%   14.27%  
Stock Index Fund2, 3
Adviser: VALIC
Sub-Adviser: BlackRock
0.22%  None  0.22%  17.55%   14.08%   14.46%  
Systematic Core Fund2, 3
Adviser: VALIC
Sub-Adviser: Goldman Sachs Asset Management, L.P.
0.63%  None  0.63%  14.77%   12.45%   13.89%  
Domestic Mid-
Cap Equity
Mid Cap Index Fund2
Adviser: VALIC
Sub-Adviser: BlackRock
0.36%  None  0.36%  6.95%   8.68%   10.34%  
Mid Cap Strategic Growth Fund2
Adviser: VALIC
Sub-Advisers: Janus Henderson Investors US LLC and Voya Investment Management Co. LLC
0.73%  None  0.73%  11.34%   7.88%   13.56%  
Domestic Small-Cap Equity
Small Cap Growth Fund2, 3
Adviser: VALIC
Sub-Advisers: American Century Investment Management, Inc. and T. Rowe Price Associates, Inc.
0.88%  None  0.88%  9.20%   -2.35%   11.01%  
Small Cap Index Fund2, 3
Adviser: VALIC
Sub-Adviser: BlackRock
0.36%  None  0.36%  12.23%   5.69%   9.27%  
Global Equity
(International
and Domestic)
International Socially Responsible Fund2, 3
Adviser: VALIC
Sub-Adviser: BlackRock
0.57%  None  0.57%  27.32%   7.80%   9.10%  
International
Equity
Emerging Economies Fund2
Adviser: VALIC
Sub-Adviser: BlackRock
0.99%  None  0.99%  30.11%   4.19%   8.04%  
Specialty
Science & Technology Fund2, 3
Adviser: VALIC
Sub-Advisers: BlackRock, Voya
0.91%  None  0.91%  22.57%   11.59%   18.92%  
Page 2 of 3
Type/Investment
Objective
Portfolio Company and Adviser/
Subadviser(s)
1
Current  
Expenses  
Platform  
Charge
4
Current  
Expenses  
+  
Platform  
Charge  
Average Annual
Total Returns
(as of Dec. 31, 2025)
1 Year  
5 Year  
10 Year  
(or life of fund)  
Hybrid
(Equity and
Fixed Income)
Aggressive Allocation Lifestyle Fund
2, 3
Adviser: VALIC
Sub-Adviser:
JPMIM
0.56%  None  0.56%  16.94%   8.73%   9.38%  
Conservative Allocation Lifestyle Fund
2, 3
Adviser: VALIC
Sub-Adviser:
JPMIM
0.60%  None  0.60%  11.79%   4.34%   5.85%  
Moderate Allocation Lifestyle Fund
2, 3
Adviser: VALIC
Sub-Adviser:
JPMIM
0.57%  None  0.57%  14.40%   7.01%   8.10%  
Fixed Income
Core Bond Fund
2
Adviser: VALIC
Sub-Advisers:
PineBridge Investments LLC and JPMIM
0.48%  None  0.48%  7.64%   -0.16%   2.36%  
Goldman Sachs VIT Government Money Market Fund3 - Institutional Shares
Adviser: Goldman Sachs
0.18%  None  0.18%  4.20%   3.18%   2.11%  
Page 3 of 3
Variable Annuity Life Insurance Separate Account A Co published this content on October 30, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on October 30, 2026 at 19:58 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]