11/15/2024 | Press release | Distributed by Public on 11/15/2024 13:19
Filed Pursuant to Rule 424(b)(3)
Registration No. 333-276893
MASSMUTUAL ASCEND LIFE INSURANCE COMPANY
Mailing Address: P.O. Box 5423, Cincinnati OH 45201-5423
Administrative Office: 191 Rosa Parks Street, Cincinnati, Ohio 45202
Annuity Services: 1-800-789-6771
INDEX ACHIEVER ADVISORY® ANNUITY
INDEX ACHIEVER® ANNUITY
Supplement Dated November 15, 2024
to Prospectus Dated May 1, 2024
This supplement is intended to update certain information in the prospectus you received for the Index Achiever Advisory Annuity and the Index Achiever Annuity. All other provisions outlined in the Index Achiever Advisory prospectus and the Index Achiever Annuity prospectus remain unchanged. Unless otherwise indicated, terms used in this supplement have the same meaning as in the Index Achiever Advisory prospectus and the Index Achiever Annuity prospectus.
The table in the "Indexed Strategies" subsection of the "Summary" section of the Index Achiever Advisory prospectus and the table in the "Available Indexed Strategies" subsection of the "Indexed Strategies" section of the Index Achiever Advisory prospectus are each replaced in its entirety with the following:
Strategy |
Index |
Term |
Negative Return |
Positive Return |
||||
S&P 500 1-year -10% Floor with Cap | S&P 500® | 1-year | -10% Floor | Cap | ||||
S&P 500 1-year 10% Buffer with Cap | S&P 500® | 1-year | 10% Buffer | Cap | ||||
S&P 500 1-year 10% Buffer with Performance Trigger* | S&P 500® | 1-year | 10% Buffer | Trigger Rate | ||||
S&P 500 1-year 10% Buffer with Dual Performance Trigger* | S&P 500® | 1-year | 10% Buffer | Trigger Rate | ||||
S&P 500 1-year 20% Buffer with Cap* | S&P 500® | 1-year | 20% Buffer | Cap | ||||
S&P 500 1-year 20% Buffer with Performance Trigger* | S&P 500® | 1-year | 20% Buffer | Trigger Rate | ||||
S&P 500 1-year 50% Downside Participation Rate with Upside Participation Rate | S&P 500® | 1-year | 50% Downside Participation Rate | Upside Participation Rate | ||||
S&P 500 3-year 10% Buffer with Upside Participation Rate* | S&P 500® | 3-year | 10% Buffer | Upside Participation Rate | ||||
S&P 500 3-year 20% Buffer with Upside Participation Rate* | S&P 500® | 3-year | 20% Buffer | Upside Participation Rate | ||||
S&P 500 6-year 10% Buffer with Upside Participation Rate | S&P 500® | 6-year | 10% Buffer | Upside Participation Rate | ||||
S&P 500 6-year 20% Buffer with Upside Participation Rate* | S&P 500® | 6-year | 20% Buffer | Upside Participation Rate | ||||
iShares MSCI EAFE ETF 1-year 10% Buffer with Cap | iShares MSCI EAFE ETF | 1-year | 10% Buffer | Cap |
Strategy |
Index |
Term |
Negative Return |
Positive Return |
||||
iShares MSCI EAFE ETF 1-year 50% Downside Participation Rate with Upside Participation Rate | iShares MSCI EAFE ETF | 1-year | 50% Downside Participation Rate | Upside Participation Rate | ||||
iShares U.S. Real Estate ETF 1-year 10% Buffer with Cap | iShares U.S. Real Estate ETF | 1-year | 10% Buffer | Cap | ||||
iShares U.S. Real Estate ETF 1-year 50% Downside Participation Rate with Upside Participation Rate | iShares U.S. Real Estate ETF | 1-year | 50% Downside Participation Rate | Upside Participation Rate | ||||
SPDR Gold Shares ETF 1-Year 50% Downside Participation Rate with Upside Participation Rate | SPDR Gold Shares ETF | 1-year | 50% Downside Participation Rate | Upside Participation Rate | ||||
SPDR Gold Shares ETF 1-Year 10% Buffer with Cap | SPDR Gold Shares ETF | 1-year | 10% Buffer | Cap | ||||
First Trust Barclays Edge 1-year 10% Buffer with Upside Participation Rate* | First Trust Barclays Edge | 1-year | 10% Buffer | Upside Participation Rate | ||||
First Trust Barclays Edge 1-year 50% Downside Participation Rate with Upside Participation Rate* | First Trust Barclays Edge | 1-year | 50% Downside Participation Rate | Upside Participation Rate | ||||
Russell 2000 6-year 10% Buffer with Upside Participation Rate* | Russell 2000® | 6-year | 10% Buffer | Upside Participation Rate | ||||
Russell 2000 6-year 20% Buffer with Upside Participation Rate* | Russell 2000® | 6-year | 20% Buffer | Upside Participation Rate |
The table in the "Indexed Strategies" subsection of the "Summary" section of the Index Achiever prospectus and the table in the "Available Indexed Strategies" subsection of the "Indexed Strategies" section of the Index Achiever prospectus are each replaced in its entirety with the following:
Strategy |
Index |
Term |
Negative Return |
Positive Return |
||||
S&P 500 1-year -10% Floor with Cap | S&P 500® | 1-year | -10% Floor | Cap | ||||
S&P 500 1-year 10% Buffer with Cap | S&P 500® | 1-year | 10% Buffer | Cap | ||||
S&P 500 1-year 10% Buffer with Performance Trigger* | S&P 500® | 1-year | 10% Buffer | Trigger Rate | ||||
S&P 500 1-year 10% Buffer with Dual Performance Trigger* | S&P 500® | 1-year | 10% Buffer | Trigger Rate | ||||
S&P 500 1-year 20% Buffer with Cap* | S&P 500® | 1-year | 20% Buffer | Cap | ||||
S&P 500 1-year 20% Buffer with Performance Trigger* | S&P 500® | 1-year | 20% Buffer | Trigger Rate | ||||
S&P 500 6-year 10% Buffer with Upside Participation Rate | S&P 500® | 6-year | 10% Buffer | Upside Participation Rate | ||||
S&P 500 6-year 20% Buffer with Upside Participation Rate* | S&P 500® | 6-year | 20% Buffer | Upside Participation Rate | ||||
iShares MSCI EAFE ETF 1-year 10% Buffer with Cap | iShares MSCI EAFE ETF | 1-year | 10% Buffer | Cap | ||||
SPDR Gold Shares ETF 1-Year 10% Buffer with Cap | SPDR Gold Shares ETF | 1-year | 10% Buffer | Cap |
Strategy |
Index |
Term |
Negative Return |
Positive Return |
||||
First Trust Barclays Edge 1-year 10% Buffer with Upside Participation Rate* | First Trust Barclays Edge | 1-year | 10% Buffer | Upside Participation Rate | ||||
First Trust Barclays Edge 1-year 50% Downside Participation Rate with Upside Participation Rate* | First Trust Barclays Edge | 1-year | 50% Downside Participation Rate | Upside Participation Rate | ||||
Russell 2000 6-year 10% Buffer with Upside Participation Rate* | Russell 2000® | 6-year | 10% Buffer | Upside Participation Rate | ||||
Russell 2000 6-year 20% Buffer with Upside Participation Rate* | Russell 2000® | 6-year | 20% Buffer | Upside Participation Rate |
If you have any questions about this supplement, please call 1-800-789-6771 or contact your investment advisor.
Please retain this supplement for future reference.