Schwab Capital Trust

02/27/2026 | Press release | Distributed by Public on 02/27/2026 11:38

Prospectus Certification by Investment Company (Form 497J)

Charles Schwab Investment Management, Inc.

9800 Schwab Way

Lone Tree, CO 80124

February 27, 2026

VIA EDGAR

Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

Schwab Capital Trust ("Trust") (File Nos. 033-62470 and 811-07704)

Schwab Large-Cap Growth Fund

Schwab U.S. Large-Cap Growth Index Fund

Schwab Core Equity Fund

Schwab U.S. Large-Cap Value Index Fund

Schwab International Core Equity Fund

Schwab U.S. Mid-Cap Index Fund

Schwab Dividend Equity Fund

Schwab International Index Fund

Schwab Small-Cap Equity Fund

Schwab Fundamental U.S. Large Company Index Fund

Schwab Health Care Fund

Schwab Fundamental U.S. Small Company Index Fund

Schwab S&P 500 Index Fund

Schwab Fundamental International Equity Index Fund

Schwab Small-Cap Index Fund

Schwab Fundamental International Small Equity Index Fund

Schwab Total Stock Market Index Fund

Schwab Fundamental Emerging Markets Equity Index Fund

Post-Effective Amendment No. 238

Dear Sir or Madam:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the prospectuses, dated February 26, 2026, for the above-named funds that would have been filed pursuant to Rule 497(c) do not differ from the prospectuses in the most recently electronically filed Post-Effective Amendment, as referenced above, for the above-named Trust.

Respectfully,

/s/ Robin Nesbitt

Robin Nesbitt

Corporate Counsel

Schwab Capital Trust published this content on February 27, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on February 27, 2026 at 17:38 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]