Material Agreement (Form 8-K)

Item 1.01 Entry into a Material Definitive Agreement

On August 6, 2025, Fidelity Direct Lending Fund I JSPV LLC ("JSPV"), a wholly-owned subsidiary of Fidelity Private Credit Company LLC (f/k/a Fidelity Private Credit Central Fund LLC, the "Fund"), as borrower, and the Fund, as portfolio manager, entered into a Fourth Amendment to Loan and Security Agreement (the "Amendment"), amending the Loan and Security Agreement, dated as of August 25, 2022 (as amended from time to time prior to the date hereof, including by the Amendment, the "Agreement"), among JSPV, as borrower, the Fund, as portfolio manager, the lenders party thereto, JPMorgan Chase Bank, N.A., as administrative agent, Virtus Group, LP, as collateral administrator, and State Street Bank and Trust Company, as collateral agent.

The Amendment provides for, among other things, an increase in the maximum facility amount permitted under the accordion thereunder to $1,500,000,000.

The description above is only a summary of material provisions of the Amendment and is qualified in its entirety by reference to a copy of the Amendment, which is filed as Exhibit 10.1 to this Current Report on Form 8-K and incorporated by reference herein.

Item 2.03 Creation of a Direct Financial Obligation

The information included under Item 1.01 above regarding the Agreement is incorporated by reference into this Item 2.03.