• Payment systems must evolve beyond traditional card-based models to handle growing volumes of data and changing user expectations.
• Thales' D1 platform is already empowering issuers to simplify, secure, and scale payment services with over 200 million active cards.
• With a modular, API-first approach, the D1 platform helps issuers stay ahead of regulatory, technological, and consumer shifts-without needing to rebuild their infrastructure.

As the global shift toward digital payments accelerates, Thales is setting the standard for how financial institutions adapt to this fast-changing landscape. At the core of this transformation is Thales' D1 platform, a real-time, cloud-native platform, which is helping issuers reimagine their payment systems for a world that's moving beyond cards-and into a data-first era.

With 35% of global transactions now driven by mobile wallets and tokenization, traditional card systems are straining under rising data volumes and fragmented architectures. Issuers face increasing pressure to adapt to new payment flows, regulations, and customer expectations-all at speed.

Thales' D1 platform is already doing just that, powering over 200 million active cards. Designed for fast, secure integration via APIs, the D1 platform enables banks to quickly roll out services like Click to Pay, virtual cards, or digital wallets-typically within three to four months. The platform's modular approach allows issuers to scale new services from thousands to millions of users without reworking their backend, while Thales ensures ongoing compliance, updates, and zero-trust security-all included as standard.

Meet Thales at Money20/20 Europe in Amsterdam, where the team will showcase how the D1 platform is helping transform payment infrastructure for the digital age.

"In the coming years, the way we authenticate, authorize, and personalize digital payments will change dramatically," said Bertrand Knopf, SVP at Thales PAY. "To keep pace, issuers need flexible, secure platforms that can adapt quickly to new payment methods, regulatory changes, and user expectations. That's exactly what D1 platform was built for."

Decades of Expertise, Built for the Future

With more than 180 digital payment deployments worldwide and one in every three physical cards globally produced by Thales, the company brings a deep legacy of trust and innovation to the payments industry. D1 platform is the next chapter in that leadership-offering issuers a flexible, forward-looking foundation for the evolving world of commerce.