QuickLiquidity Closes $325,000 1st Mortgage Cash-Out on Single Family Rental in St. Cloud, FL

Boca Raton, FL, March 25, 2026: QuickLiquidity, a direct private lender specializing in asset-based bridge loans for investment real estate, announced today the closing of a $325,000 first mortgage cash-out refinance bridge loan secured by a single-family rental property located in St. Cloud, Florida.

The property is a low-leverage, fully leased single family rental that has been performing well and generating a steady cash-on-cash return for the borrower. The borrower had identified several attractive fix and flip opportunities in the local market but lacked the liquid capital required to fund the down payments needed to pursue them. By completing a cash-out refinance with QuickLiquidity, the borrower was able to unlock the substantial equity tied up in the rental and redeploy that capital into a higher-yielding fix and flip project.

The transaction reflects a borrower profile that QuickLiquidity sees frequently and one that often surprises observers. While bridge loans are commonly associated with distressed borrowers, the majority of QuickLiquidity's borrowers are not distressed at all. They are opportunistic real estate investors with strong equity positions who need to convert that equity into deployable capital quickly, in order to act on time-sensitive opportunities that conventional financing cannot move fast enough to capture.

In this case, the borrower's credit profile did not meet the underwriting thresholds of conventional bank financing or a typical DSCR loan program, and a fast, asset-based first mortgage was the most efficient path to liquidity. QuickLiquidity underwrote the transaction based on the quality of the real estate, the equity in the property, and the strength of the in-place lease. Without any credit score requirement, third-party appraisal, personal tax returns, or employment verification.

"There's a persistent assumption that bridge loans are only for borrowers in distress, and that's just not what we see day-to-day," said A. Yoni Miller, Principal of QuickLiquidity. "The majority of the borrowers we work with are highly opportunistic investors who already have strong equity positions and simply want to access that equity to redeploy it into more attractive deals. When conventional banks and DSCR lenders won't work because of a credit score requirement, an asset-based lender focused on the real estate, not the borrower's FICO, is exactly where genuine value gets delivered."

The closing is part of QuickLiquidity's continued focus on serving real estate investors that traditional lenders overlook, including those with credit scores below conventional thresholds, foreign nationals, self-employed borrowers, and owners of free-and-clear or low-leverage investment properties seeking to unlock equity quickly.

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