Ford Motor Credit Company LLC

09/15/2025 | Press release | Distributed by Public on 09/15/2025 12:53

Primary Offering Prospectus (Form 424B2)

Filed under Rule 424(b)(2), Registration Statement No. 333-276916
Pricing Supplement No. 45 - Dated Monday, September 15, 2025 (To: Prospectus Dated February 7, 2024 and Prospectus Supplement Dated February 7, 2024)
CUSIP Gross Net Principal Coupon Coupon Coupon Maturity 1st Coupon 1st Coupon Survivor's Product
Number Selling Price Concession Proceeds Amount Type Rate Frequency Date Date Amount Option Ranking
34540TN73 100% 1.000% $32,655,150.00 $32,985,000.00 Fixed 5.000% Semi-Annual 09/20/2028 03/20/2026 $25.28 Yes Senior Unsecured Notes

Redemption Information: Callable at 100% on 9/20/2026 and Semi-Annually thereafter with 30 Calendar Days' Notice.

Investment advisers purchasing for the account of their advisory clients and selected dealers purchasing on an agency basis or for their own accounts on a principal or riskless principal basis, may be offered Notes at a 0.600% discount to the public offering rate. Notes purchased by selected dealers in level-fee and retirement accounts may be sold to such accounts at a discount up to 0.600% to the public offering price, thereby not retaining any portion of the discount as compensation.

Trade Date: Monday, September 15, 2025 @ 12:00 PM ET

Settlement Date: Thursday, September 18, 2025

Minimum Denomination/Increments: $1,000.00/$1,000.00

Initial trades settle flat and clear SDFS: DTC Book-Entry only

DTC Number 0235 via RBC Dain Rauscher Inc.

Ford Credit Notes - Series B

$ 6,000,000,000

Ford Motor Credit Company LLC

Prospectus Dated: 2-7-24 and Prospectus

Supplement Dated: 2-7-24

Ford Credit Notes - Series B If the stated maturity date or an interest payment date for any note is not a business day (as term is defined in prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the stated maturity date or interest payment date.

Validity of the notes offered hereby:

In the opinion of Ford Credit's counsel, when the notes offered by this pricing supplement have been executed and issued by Ford Credit and authenticated by the trustee pursuant to an Indenture dated as of March 16, 2015, between Ford Credit and The Bank of New York Mellon (the "Indenture"), and delivered against payment as contemplated herein, such notes will be valid and binding obligations of Ford Credit, enforceable in accordance with their terms. The opinion expressed above is subject to the qualifications that such counsel expresses no opinion as to the applicability of, compliance with, or effect of (i) any bankruptcy, insolvency, reorganization, fraudulent transfer, fraudulent conveyance, moratorium or other similar law or judicially developed doctrine in this area (such as substantive consolidation or equitable subordination) affecting the enforcement of creditors' rights generally, (ii) general principles of equity (regardless of whether enforcement is considered in a proceeding in equity or at law) and (iii) public policy considerations which may limit the rights of parties to obtain certain remedies. This opinion is given as of the date hereof and is limited to the federal laws of the United States of America, the laws of the State of New York and the Limited Liability Company Act of the State of Delaware. In addition, this opinion is subject to customary assumptions about the trustee's authorization, execution and delivery of the Indenture and its authentication of the notes and the validity, binding nature and enforceability of the Indenture with respect to the trustee and other matters all as stated in the letter of such counsel dated February 7, 2024 and filed as Exhibit 5 to the Registration Statement.

Ford Motor Credit Company LLC published this content on September 15, 2025, and is solely responsible for the information contained herein. Distributed via SEC EDGAR on September 15, 2025 at 18:53 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]