TD Bank Offers Assistance to Federal Employees, Contractors, and Other TD Clients Impacted by U.S. Government Shutdown

MOUNT LAUREL, N.J., October 1, 2025 ― TD Bank today activated the TD Cares program to help furloughed federal employees, federal contractors, and other TD clients whose federal benefits are impacted by the U.S Government shutdown.

For impacted, eligible clients, TD Cares provides:

• Eligible Fees refunded during the U.S. Government Shutdown - Impacted clients may request refunds on certain fees, such as Overdraft Fees, Non-TD ATM Fees, and Monthly Maintenance fees. And if impacted clients need access to the funds in their Certificate of Deposit (CD), we will waive the early withdrawal penalty on a CD.
  
• Late fee refunds on most TD Bank, N.A. Visa credit cards - Impacted clients who receive late charges on a TD Bank Visa credit card can contact TD Credit Card Assistance by calling the phone number that appears on the back of the card to see what assistance is available.
  
• Loan assistance - Impacted clients struggling to make a mortgage, home equity, personal or TD Auto Finance loan payment to TD Bank due to financial hardship caused by the government shutdown should call TD to learn more about opportunities for short-term relief.
  
• Commercial and Small business loan assistance - Commercial and Small Business clients who experience a hardship resulting from the government shutdown may be eligible for fee refunds on their loan or line of credit. Clients should contact their relationship manager.

Clients with questions can visit a TD Bank Store or call TD's 24/7 live phone support at 1-888-751-9000 to learn more about the TD Cares program and any restrictions or conditions that may apply.

About TD Bank, America's Most Convenient Bank^®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S. by assets, providing over 10 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Mount Laurel, N.J. To learn more, visit https://www.td.com/us. Find TD Bank on Facebook at https://www.facebook.com/TDBank and on Instagram at https://www.instagram.com/TDBank_US/. TD Bank is a subsidiary of The Toronto-Dominion Bank, a top 10 North American bank. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit https://www.td.com/us.

Media Contact:

Thomas RiggU.S. Media [email protected]