Material Agreement, Financial Obligation (Form 8-K)

See Item 2.03 below.

On March 23, 2026, General Motors Financial Company, Inc. ("GM Financial") and General Motors Company ("GM") entered into an Eighth Amended and Restated 364-DayRevolving Credit Agreement, with JPMorgan Chase Bank, N.A., as administrative agent, Citibank, N.A., as syndication agent, and the other lenders named therein (the "364-DayFacility"). The 364-DayFacility is unsecured, consists of a 364-day,$2.0 billion facility and matures on March 22, 2027.

The 364-DayFacility is available to GM Financial, GM and certain of GM's wholly owned subsidiaries. However, GM has allocated the 364-DayFacility for exclusive use by GM Financial. The 364-DayFacility allows for borrowing in U.S. Dollars only. GM has guaranteed the obligations of subsidiary borrowers under the 364-DayFacility.

Interest rates on obligations under the 364-DayFacility are based on prevailing annual interest rates for Term SOFR loans, Daily Simple SOFR loans or an alternative base rate, each subject to an applicable margin. This applicable margin will be based upon the credit rating assigned to the 364-DayFacility or to senior, unsecured long-term indebtedness of GM.

The 364-DayFacility contains representations, warranties and covenants that are typical for this type of facility. These covenants include restrictions on mergers or sales of assets, limitations on the incurrence of indebtedness and requirements for subsidiaries to guarantee the obligations, in each case subject to conditions, exceptions and limitations. The 364-DayFacility also requires that GM maintain at least $4.0 billion in global liquidity and at least $2.0 billion in U.S. liquidity.

Some of the lenders under the 364-DayFacility, and their affiliates, have various relationships with GM Financial and its subsidiaries involving the provision of financial services, including cash management, investment banking, trust and leasing services, and foreign exchange and other derivative arrangements.

The foregoing description does not constitute a complete summary of the 364-DayFacility and is qualified by reference in its entirety to the full text of the 364-DayFacility filed herewith.