Material Agreement (Form 8-K)

Item 1.01 Entry into a Material Definitive Agreement

On August 28, 2026, CCF OpCo LLC (the "Borrower"), a wholly owned subsidiary of Katapult Holdings, Inc. (the "Company"), entered into a Sixth Amendment (the "Sixth Amendment") to that certain Second Amended and Restated Revolving Credit Agreement, dated as of December 29, 2023, by and among the Borrower, the lenders from time to time party thereto and The Huntington National Bank, successor by merger to Veritex Community Bank, as administrative agent (the "Credit Agreement").

The Sixth Amendment extends the scheduled Draw Period Termination Date (as defined in the Sixth Amendment) from August 30, 2026 to September 30, 2026, subject to earlier termination upon the occurrence of an unwaived Cease Funding Event (as defined in the Credit Agreement) and any extension requested by the Borrower and approved by the lenders in accordance with the Credit Agreement.

Upon the occurrence of a Draw Period Termination Date, a twelve-month amortization period will commence as described in the Credit Agreement, and, absent an Event of Default (as defined in the Credit Agreement), the maturity date will not occur until the end of such amortization period.

The foregoing description of the Sixth Amendment does not purport to be complete and is qualified in its entirety by reference to the Sixth Amendment, which is attached as Exhibit 10.1 to this Current Report on Form 8-K and incorporated herein by reference.