World Omni Auto Receivables Trust 2025-A

10/29/2026 | Press release | Distributed by Public on 10/29/2026 07:43

Asset-Backed Issuer Distribution Report (Form 10-D)

World Omni Auto Receivables Trust 2025-A

Monthly Servicer Certificate

September 30, 2026

Dates Covered
Collections Period 09/01/26 - 09/30/26
Interest Accrual Period 09/15/26 - 10/14/26
30/360 Days 30
Actual/360 Days 30
Distribution Date 10/15/26
Collateral Pool Balance Data $ Amount # of Accounts
Pool Balance at 08/31/26 541,026,329.81 23,513
Yield Supplement Overcollateralization Amount 08/31/26 24,040,222.83 0
Receivables Balance 08/31/26 565,066,552.64 23,513
Principal Payments 23,869,663.48 611
Defaulted Receivables 1,200,323.23 46
Repurchased Accounts 0.00 0
Yield Supplement Overcollateralization Amount at 09/30/26 22,552,493.91 0
Pool Balance at 09/30/26 517,444,072.02 22,856
Pool Statistics $ Amount # of Accounts
Pool Factor 41.36 %
Prepayment ABS Speed 1.50 %
Aggregate Starting Principal Balance 1,305,673,100.29 45,263
Delinquent Receivables:
Past Due 31-60 days 9,954,775.50 330
Past Due 61-90 days 3,357,031.56 105
Past Due 91-120 days 900,772.22 32
Past Due 121+ days 0.00 0
Total 14,212,579.28 467
Total 31+ Delinquent as % Aggregate Ending Principal Balance 2.63 %
Total 61+ Delinquent as % Aggregate Ending Principal Balance 0.79 %
Delinquency Trigger Occurred NO
Recoveries 797,085.86
Aggregate Net Losses/(Gains) - September 2026 403,237.37
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):
Current Net Losses/(Gains) Ratio 0.86 %
Prior Net Losses/(Gains) Ratio 0.98 %
Second Prior Net Losses/(Gains) Ratio 0.92 %
Third Prior Net Losses/(Gains) Ratio 0.40 %
Four Month Average 0.79 %
Cumulative Net Loss as a % of Aggregate Starting Principal Balance 0.85 %
Overcollateralization Target Amount 6,126,808.54
Actual Overcollateralization 6,126,808.54
Weighted Average Contract Rate 6.69 %
Weighted Average Contract Rate, Yield Adjusted 9.28 %
Weighted Average Remaining Term 44.02
Flow of Funds $ Amount
Collections 27,786,994.57
Investment Earnings on Cash Accounts 17,245.14
Servicing Fee (470,888.79 )
Transfer to Collection Account -
Available Funds 27,333,350.92
Distributions of Available Funds
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) -
(2) Class A Interest 1,900,726.28
(3) Noteholders' First Priority Principal Distributable Amount -
(4) Class B Interest 155,617.33
(5) Noteholders' Second Priority Principal Distributable Amount -
(6) Class C Interest 79,187.17
(7) Noteholders' Third Priority Principal Distributable Amount 17,455,449.25
(8) Required Reserve Account -
(9) Noteholders' Principal Distributable Amount 6,126,808.54
(10) Asset Representation Reviewer Amounts (in excess of 1) -
(11) Distribution to Certificateholders 1,615,562.35
Total Distributions of Available Funds 27,333,350.92
Servicing Fee 470,888.79
Unpaid Servicing Fee -
Change in amount of the unpaid servicing fee from the prior period -
Note Balances & Note Factors $ Amount
Original Class A 1,170,220,000.00
Original Class B 36,760,000.00
Original Class C 18,380,000.00
Total Class A, B, & C
Note Balance @ 09/15/26 534,899,521.27
Principal Paid 23,582,257.79
Note Balance @ 10/15/26 511,317,263.48
Class A-1
Note Balance @ 09/15/26 0.00
Principal Paid 0.00
Note Balance @ 10/15/26 0.00
Note Factor @ 10/15/26 0.0000000 %
Class A-2a
Note Balance @ 09/15/26 0.00
Principal Paid 0.00
Note Balance @ 10/15/26 0.00
Note Factor @ 10/15/26 0.0000000 %
Class A-2b
Note Balance @ 09/15/26 0.00
Principal Paid 0.00
Note Balance @ 10/15/26 0.00
Note Factor @ 10/15/26 0.0000000 %
Class A-3
Note Balance @ 09/15/26 390,459,521.27
Principal Paid 23,582,257.79
Note Balance @ 10/15/26 366,877,263.48
Note Factor @ 10/15/26 87.4016732 %
Class A-4
Note Balance @ 09/15/26 89,300,000.00
Principal Paid 0.00
Note Balance @ 10/15/26 89,300,000.00
Note Factor @ 10/15/26 100.0000000 %
Class B
Note Balance @ 09/15/26 36,760,000.00
Principal Paid 0.00
Note Balance @ 10/15/26 36,760,000.00
Note Factor @ 10/15/26 100.0000000 %
Class C
Note Balance @ 09/15/26 18,380,000.00
Principal Paid 0.00
Note Balance @ 10/15/26 18,380,000.00
Note Factor @ 10/15/26 100.0000000 %
Interest & Principal Payments $ Amount
Total Interest Paid 2,135,530.78
Total Principal Paid 23,582,257.79
Total Paid 25,717,788.57
Class A-1
Coupon 4.41100 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-1 Holders 0.00
Class A-2a
Coupon 4.49000 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-2a Holders 0.00
Class A-2b
SOFR Rate 3.64850 %
Coupon 3.97850 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-2b Holders 0.00
Class A-3
Coupon 4.73000 %
Interest Paid 1,539,061.28
Principal Paid 23,582,257.79
Total Paid to A-3 Holders 25,121,319.07
Class A-4
Coupon 4.86000 %
Interest Paid 361,665.00
Principal Paid 0.00
Total Paid to A-4 Holders 361,665.00
Class B
Coupon 5.08000 %
Interest Paid 155,617.33
Principal Paid 0.00
Total Paid to B Holders 155,617.33
Class C
Coupon 5.17000 %
Interest Paid 79,187.17
Principal Paid 0.00
Total Paid to C Holders 79,187.17
Distribution per $1,000 of Notes Total
Total Interest Distribution Amount 1.7427783
Total Interest Carryover Shortfall 0.0000000
Total Principal Distribution Amount 19.2451670
Total Distribution Amount 20.9879453
A-1 Interest Distribution Amount 0.0000000
A-1 Interest Carryover Shortfall 0.0000000
A-1 Principal Distribution Amount 0.0000000
Total A-1 Distribution Amount 0.0000000
A-2a Interest Distribution Amount 0.0000000
A-2a Interest Carryover Shortfall 0.0000000
A-2a Principal Distribution Amount 0.0000000
Total A-2a Distribution Amount 0.0000000
A-2b Interest Distribution Amount 0.0000000
A-2b Interest Carryover Shortfall 0.0000000
A-2b Principal Distribution Amount 0.0000000
Total A-2b Distribution Amount 0.0000000
A-3 Interest Distribution Amount 3.6665268
A-3 Interest Carryover Shortfall 0.0000000
A-3 Principal Distribution Amount 56.1803359
Total A-3 Distribution Amount 59.8468627
A-4 Interest Distribution Amount 4.0500000
A-4 Interest Carryover Shortfall 0.0000000
A-4 Principal Distribution Amount 0.0000000
Total A-4 Distribution Amount 4.0500000
B Interest Distribution Amount 4.2333332
B Interest Carryover Shortfall 0.0000000
B Principal Distribution Amount 0.0000000
Total B Distribution Amount 4.2333332
C Interest Distribution Amount 4.3083335
C Interest Carryover Shortfall 0.0000000
C Principal Distribution Amount 0.0000000
Total C Distribution Amount 4.3083335
Noteholders' First Priority Principal Distributable Amount 0.00
Noteholders' Second Priority Principal Distributable Amount 0.00
Noteholders' Third Priority Principal Distributable Amount 740.19
Noteholders' Principal Distributable Amount 259.81
Account Balances $ Amount
Reserve Account
Balance as of 09/15/26 3,063,404.27
Investment Earnings 8,813.81
Investment Earnings Paid (8,813.81 )
Deposit/(Withdrawal) -
Balance as of 10/15/26 3,063,404.27
Change -
Required Reserve Amount 3,063,404.27
World Omni Auto Receivables Trust 2025-A published this content on October 29, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on October 29, 2026 at 13:43 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]