Ford Credit Auto Owner Trust 2024-D
02/19/2026 | Press release | Distributed by Public on 02/19/2026 08:31
Asset-Backed Issuer Distribution Report (Form 10-D)
Ford Credit Auto Owner Trust 2024-D
Monthly Investor Report
| Collection Period | January 2026 | ||||
| Payment Date | 2/17/2026 | ||||
| Transaction Month | 15 | ||||
Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization.
I. ORIGINAL DEAL PARAMETERS
| Dollar Amount | # of Receivables | Weighted Avg Remaining Term at Cutoff | |||||||||||||||
| Initial Pool Balance | $ | 1,683,369,242.22 | 41,794 | 57.2 months | |||||||||||||
| Dollar Amount | Note Interest Rate | Final Scheduled Payment Date | |||||||||||||||
| Original Securities | |||||||||||||||||
| Class A-1 Notes | $ | 330,000,000.00 | 4.604 | % | December 15, 2025 | ||||||||||||
| Class A-2a Notes | $ | 407,800,000.00 | 4.59 | % | October 15, 2027 | ||||||||||||
| Class A-2b Notes | $ | 125,000,000.00 | 4.02735 | % | * | October 15, 2027 | |||||||||||
| Class A-3 Notes | $ | 532,800,000.00 | 4.61 | % | August 15, 2029 | ||||||||||||
| Class A-4 Notes | $ | 104,400,000.00 | 4.66 | % | September 15, 2030 | ||||||||||||
| Class B Notes | $ | 47,370,000.00 | 4.88 | % | September 15, 2030 | ||||||||||||
| Class C Notes | $ | 31,570,000.00 | 0.00 | % | May 15, 2032 | ||||||||||||
| Total | $ | 1,578,940,000.00 | |||||||||||||||
| * 30-day average SOFR + 0.32% | |||||||||||||||||
II. AVAILABLE FUNDS
| Interest: | |||||
| Interest Collections | $ | 4,264,550.08 | |||
| Principal: | |||||
| Principal Collections | $ | 25,270,623.38 | |||
| Prepayments in Full | $ | 12,930,708.42 | |||
| Liquidation Proceeds | $ | 506,346.84 | |||
| Recoveries | $ | 185,357.86 | |||
| Sub Total | $ | 38,893,036.50 | |||
| Collections | $ | 43,157,586.58 | |||
| Purchase Amounts: | |||||
| Purchase Amounts Related to Principal | $ | 0.00 | |||
| Purchase Amounts Related to Interest | $ | 0.00 | |||
| Sub Total | $ | 0.00 | |||
| Clean-up Call | $ | 0.00 | |||
| Reserve Account Draw Amount | $ | 0.00 | |||
| Available Funds - Total | $43,157,586.58 | ||||
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Ford Credit Auto Owner Trust 2024-D
Monthly Investor Report
| Collection Period | January 2026 | ||||
| Payment Date | 2/17/2026 | ||||
| Transaction Month | 15 | ||||
III. DISTRIBUTIONS
| Calculated Amount | Amount Paid | Shortfall | Carryover Shortfall | Remaining Available Funds | |||||||||||||||||||||||||
| Trustee and Other Fees/Expenses | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 43,157,586.58 | |||||||||||||||||||
| Servicing Fee | $ | 871,555.09 | $ | 871,555.09 | $ | 0.00 | $ | 0.00 | $ | 42,286,031.49 | |||||||||||||||||||
| Interest - Class A-1 Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 42,286,031.49 | |||||||||||||||||||
| Interest - Class A-2a Notes | $ | 696,594.57 | $ | 696,594.57 | $ | 0.00 | $ | 0.00 | $ | 41,589,436.92 | |||||||||||||||||||
| Interest - Class A-2b Notes | $ | 206,083.04 | $ | 206,083.04 | $ | 0.00 | $ | 0.00 | $ | 41,383,353.88 | |||||||||||||||||||
| Interest - Class A-3 Notes | $ | 2,046,840.00 | $ | 2,046,840.00 | $ | 0.00 | $ | 0.00 | $ | 39,336,513.88 | |||||||||||||||||||
| Interest - Class A-4 Notes | $ | 405,420.00 | $ | 405,420.00 | $ | 0.00 | $ | 0.00 | $ | 38,931,093.88 | |||||||||||||||||||
| First Priority Principal Payment | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 38,931,093.88 | |||||||||||||||||||
| Interest - Class B Notes | $ | 192,638.00 | $ | 192,638.00 | $ | 0.00 | $ | 0.00 | $ | 38,738,455.88 | |||||||||||||||||||
| Second Priority Principal Payment | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 38,738,455.88 | |||||||||||||||||||
| Interest - Class C Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 38,738,455.88 | |||||||||||||||||||
| Reserve Account Deposit | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 38,738,455.88 | |||||||||||||||||||
| Regular Principal Payment | $ | 36,516,902.96 | $ | 36,516,902.96 | $ | 0.00 | $ | 0.00 | $ | 2,221,552.92 | |||||||||||||||||||
| Additional Trustee and Other Fees/Expenses | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 2,221,552.92 | |||||||||||||||||||
| Residual Released to Depositor | $ | 0.00 | $ | 2,221,552.92 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||
| Total | $ | 43,157,586.58 | |||||||||||||||||||||||||||
| Principal Payment: | |||||||||||||||||||||||||||||
| First Priority Principal Payment | $ | 0.00 | |||||||||||||||||||||||||||
| Second Priority Principal Payment | $ | 0.00 | |||||||||||||||||||||||||||
| Regular Principal Payment | $ | 36,516,902.96 | |||||||||||||||||||||||||||
| Total | $ | 36,516,902.96 | |||||||||||||||||||||||||||
IV. NOTEHOLDER PAYMENTS
| Noteholder Principal Payments | Noteholder Interest Payments | Total Payment | |||||||||||||||||||||||||||||||||
| Per $1,000 of | Per $1,000 of | Per $1,000 of | |||||||||||||||||||||||||||||||||
| Actual | Original Balance | Actual | Original Balance | Actual | Original Balance | ||||||||||||||||||||||||||||||
| Class A-1 Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||||||
| Class A-2a Notes | $ | 27,949,686.61 | $ | 68.54 | $ | 696,594.57 | $ | 1.71 | $ | 28,646,281.18 | $ | 70.25 | |||||||||||||||||||||||
| Class A-2b Notes | $ | 8,567,216.35 | $ | 68.54 | $ | 206,083.04 | $ | 1.65 | $ | 8,773,299.39 | $ | 70.19 | |||||||||||||||||||||||
| Class A-3 Notes | $ | 0.00 | $ | 0.00 | $ | 2,046,840.00 | $ | 3.84 | $ | 2,046,840.00 | $ | 3.84 | |||||||||||||||||||||||
| Class A-4 Notes | $ | 0.00 | $ | 0.00 | $ | 405,420.00 | $ | 3.88 | $ | 405,420.00 | $ | 3.88 | |||||||||||||||||||||||
| Class B Notes | $ | 0.00 | $ | 0.00 | $ | 192,638.00 | $ | 4.07 | $ | 192,638.00 | $ | 4.07 | |||||||||||||||||||||||
| Class C Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||||||
| Total | $ | 36,516,902.96 | $ | 23.13 | $ | 3,547,575.61 | $ | 2.25 | $ | 40,064,478.57 | $ | 25.38 | |||||||||||||||||||||||
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Ford Credit Auto Owner Trust 2024-D
Monthly Investor Report
| Collection Period | January 2026 | ||||
| Payment Date | 2/17/2026 | ||||
| Transaction Month | 15 | ||||
V. NOTE BALANCE AND POOL INFORMATION
| Beginning of Period | End of Period | ||||||||||||||||||||||
| Balance | Note Factor | Balance | Note Factor | ||||||||||||||||||||
| Class A-1 Notes | $ | 0.00 | 0.0000000 | $ | 0.00 | 0.0000000 | |||||||||||||||||
| Class A-2a Notes | $ | 182,116,228.12 | 0.4465822 | $ | 154,166,541.51 | 0.3780445 | |||||||||||||||||
| Class A-2b Notes | $ | 55,822,777.14 | 0.4465822 | $ | 47,255,560.79 | 0.3780445 | |||||||||||||||||
| Class A-3 Notes | $ | 532,800,000.00 | 1.0000000 | $ | 532,800,000.00 | 1.0000000 | |||||||||||||||||
| Class A-4 Notes | $ | 104,400,000.00 | 1.0000000 | $ | 104,400,000.00 | 1.0000000 | |||||||||||||||||
| Class B Notes | $ | 47,370,000.00 | 1.0000000 | $ | 47,370,000.00 | 1.0000000 | |||||||||||||||||
| Class C Notes | $ | 31,570,000.00 | 1.0000000 | $ | 31,570,000.00 | 1.0000000 | |||||||||||||||||
| Total | $ | 954,079,005.26 | 0.6042529 | $ | 917,562,102.30 | 0.5811254 | |||||||||||||||||
| Pool Information | |||||||||||
| Weighted Average APR | 4.862 | % | 4.874 | % | |||||||
| Weighted Average Remaining Term | 46.03 | 45.26 | |||||||||
| Number of Receivables Outstanding | 32,685 | 32,026 | |||||||||
| Pool Balance | $ | 1,045,866,110.61 | $ | 1,006,720,235.64 | |||||||
| Adjusted Pool Balance (Pool Balance - YSOC Amount) | $ | 985,657,953.82 | $ | 949,141,050.86 | |||||||
| Pool Factor | 0.6212933 | 0.5980389 | |||||||||
VI. OVERCOLLATERALIZATION INFORMATION
| Specified Reserve Balance | $ | 3,947,368.57 | |||
| Yield Supplement Overcollateralization Amount | $ | 57,579,184.78 | |||
| Targeted Overcollateralization Amount | $ | 89,158,133.34 | |||
| Actual Overcollateralization Amount (EOP Pool Balance - EOP Note Balance) | $ | 89,158,133.34 | |||
VII. RECONCILIATION OF RESERVE ACCOUNT
| Beginning Reserve Account Balance | $ | 3,947,368.57 | |||
| Reserve Account Deposits Made | $ | 0.00 | |||
| Reserve Account Draw Amount | $ | 0.00 | |||
| Ending Reserve Account Balance | $ | 3,947,368.57 | |||
| Change in Reserve Account Balance | $ | 0.00 | |||
| Specified Reserve Balance | $ | 3,947,368.57 | |||
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Ford Credit Auto Owner Trust 2024-D
Monthly Investor Report
| Collection Period | January 2026 | ||||
| Payment Date | 2/17/2026 | ||||
| Transaction Month | 15 | ||||
VIII. NET LOSS AND DELINQUENT RECEIVABLES
| # of Receivables | Amount | ||||||||||||||||
| Current Collection Period Loss: | |||||||||||||||||
| Realized Loss (Charge-Offs) | 75 | $ | 438,196.33 | ||||||||||||||
| (Recoveries) | 30 | $ | 185,357.86 | ||||||||||||||
| Net Loss for Current Collection Period | $ | 252,838.47 | |||||||||||||||
| Ratio of Net Loss for Current Collection Period to Beginning of Period Pool Balance (annualized) | 0.2901 | % | |||||||||||||||
| Prior and Current Collection Periods Average Loss: | |||||||||||||||||
| Ratio of Net Loss to the Average Pool Balance (annualized) | |||||||||||||||||
| Third Prior Collection Period | 0.6587 | % | |||||||||||||||
| Second Prior Collection Period | 0.5034 | % | |||||||||||||||
| Prior Collection Period | 0.7608 | % | |||||||||||||||
| Current Collection Period | 0.2956 | % | |||||||||||||||
| Four Month Average (Current and Prior Three Collection Periods) | 0.5546 | % | |||||||||||||||
| Cumulative Loss: | |||||||||||||||||
| Cumulative Realized Loss (Charge-Offs) | 1,033 | $ | 7,162,621.89 | ||||||||||||||
| (Cumulative Recoveries) | $ | 605,331.92 | |||||||||||||||
| Cumulative Net Loss for All Collection Periods | $ | 6,557,289.97 | |||||||||||||||
| Ratio of Cumulative Net Loss for all Collection Periods to Initial Pool Balance | 0.3895 | % | |||||||||||||||
| Average Realized Loss for Receivables that have experienced a Realized Loss | $ | 6,933.81 | |||||||||||||||
| Average Net Loss for Receivables that have experienced a Realized Loss | $ | 6,347.81 | |||||||||||||||
| % of EOP Pool Balance | # of Receivables | Amount | |||||||||||||||
| Delinquent Receivables: | |||||||||||||||||
| 31-60 Days Delinquent | 1.02 | % | 247 | $ | 10,251,286.40 | ||||||||||||
| 61-90 Days Delinquent | 0.16 | % | 35 | $ | 1,585,661.50 | ||||||||||||
| 91-120 Days Delinquent | 0.08 | % | 20 | $ | 851,154.71 | ||||||||||||
| Over 120 Days Delinquent | 0.03 | % | 11 | $ | 335,600.99 | ||||||||||||
| Total Delinquent Receivables | 1.29 | % | 313 | $ | 13,023,703.60 | ||||||||||||
| Repossession Inventory: | |||||||||||||||||
| Repossessed in the Current Collection Period | 18 | $ | 786,481.49 | ||||||||||||||
| Total Repossessed Inventory | 32 | $ | 1,632,895.70 | ||||||||||||||
| Number of 61+ Delinquent Receivables to EOP Number of Outstanding Receivables: | |||||||||||||||||
| Second Prior Collection Period | 0.1795 | % | |||||||||||||||
| Prior Collection Period | 0.2172 | % | |||||||||||||||
| Current Collection Period | 0.2061 | % | |||||||||||||||
| Three Month Average | 0.2009 | % | |||||||||||||||
| Delinquency Trigger (61+ Delinquent Receivables) | |||||||||||||||||
| Transaction Month | Trigger | ||||||||||||||||
| 1-12 | 0.80% | ||||||||||||||||
| 13-24 | 1.30% | ||||||||||||||||
| 25-36 | 2.40% | ||||||||||||||||
| 37+ | 4.75% | ||||||||||||||||
| 61+ Delinquent Receivables Balance to EOP Pool Balance | 0.2754 | % | |||||||||||||||
| Delinquency Trigger Occurred | No | ||||||||||||||||
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Ford Credit Auto Owner Trust 2024-D
Monthly Investor Report
| Collection Period | January 2026 | ||||
| Payment Date | 2/17/2026 | ||||
| Transaction Month | 15 | ||||
| Receivables Granted Extensions in the Current Collection Period: | # of Receivables | Amount | ||||||||||||
| 1 Month Extended | 98 | $4,422,463.88 | ||||||||||||
| 2 Months Extended | 133 | $5,797,847.47 | ||||||||||||
| 3+ Months Extended | 40 | $1,606,464.40 | ||||||||||||
| Total Receivables Extended | 271 | $11,826,775.75 | ||||||||||||
IX. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
| No Activity to report | ||
| Most Recent Form ABS-15G for repurchase demand activity | ||
| Filed by: Ford Motor Credit Company LLC | ||
| CIK#: 0000038009 | ||
| Date: February 6, 2026 | ||
X. FLOATING RATE BENCHMARK: BENCHMARK TRANSITION
| Benchmark Transition Event: | N/A | ||||
| Benchmark Replacement Date: | N/A | ||||
| Unadjusted Benchmark Replacement: | N/A | ||||
| Benchmark Replacement Adjustment: | N/A | ||||
| Benchmark Replacement Conforming Changes: | N/A | ||||
THIS REPORT IS ACCURATE IN ALL MATERIAL RESPECTS.
Ford Motor Credit Company LLC
/s/ Ryan M. Hershberger
Assistant Treasurer
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Ford Credit Auto Owner Trust 2024-D published this content on February 19, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on February 19, 2026 at 14:31 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]