Annual Statement of Changes in Beneficial Ownership (Form 5)

FORM 5 Check this box if no longer subject to Section 16, Form 4 or Form 5 obligations may continue. See Instruction 1(b). Form 3 Holdings Reported Form 4 Transactions Reported

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * TULANEY THOMAS P 2. Issuer Name and Ticker or Trading Symbol PEOPLES FINANCIAL SERVICES CORP. [PFIS] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) PRESIDENT / (Last) (First) (Middle) C/O PEOPLES SECURITY BANK & TRUST CO , 30 E D PREATE DRIVE 3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year) 2025-12-31 (Street) MOOSIC PA 18507 4. If Amendment, Date Original Filed (Month/Day/Year) 6. Individual or Join/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code 4. Securities Acquired (A) or Disposed of (D) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) 6. Ownership Form: Direct (D) or Indirect (I) 7. Nature of Indirect Beneficial Ownership Amount (A) or (D) Price

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivate Security

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code

5. Number of Derivative Securities Acquired (A) or Disposed of (D)

6. Date Exercisable and Expiration Date

7. Title and Amount of Securities Underlying Derivative Security

8. Price of Derivative Security

9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)

11. Nature of Indirect Beneficial Ownership

(A)

(D)

Date Exercisable

Expriation Date

Title

Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
TULANEY THOMAS P C/O PEOPLES SECURITY BANK & TRUST CO 30 E D PREATE DRIVE MOOSIC, PA18507			PRESIDENT

Signatures

/s/ James M. Bone, Jr., As Attorney in Fact for Thomas P. Tulaney		2026-02-13
**Signature of Reporting Person		Date

Explanation of Responses:

(*)	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
(**)	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	This amount includes 607 shares of time-based restricted common stock solely owned by Mr. Tulaney, and 19,882 shares held jointly with his spouse and the sale of 0.412 fractional shares due to the transfer of whole shares to Mr. Tulaney's joint account with his spouse.
(2)	This amount includes 888.0383 shares acquired in 2025 under the Issuer's Dividend and Reinvestment Stock Purchase Plan; 941 shares transferred from Mr. Tulaney's Employee Stock Ownership Plan (ESOP) which includes 86.9796 ESOP Stock Repurchase shares and 1.8040 ESOP Whole Share Reshuffle shares. The ESOP merged into the Peoples Security Bank 401(k) Profit Sharing Plan effective October 15, 2025. The 941 shares were transferred to Mr. Tulaney's IRA account.
(3)	Each restricted stock unit represents a contingent right to receive one share of PFIS common stock.
(4)	The restricted stock units vest in three equal annual installments beginning March 11, 2026.

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