11/06/2025 | Press release | Distributed by Public on 11/06/2025 11:30
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| STATEMENT TO NOTEHOLDERS |
| October 27, 2025 |
| TRANSACTION PARTIES | ||
| Depositor: | Sequoia Residential Funding, Inc. | |
| Trustee: | Wilmington Trust Company | |
| Master Servicer: | Wells Fargo Bank, N.A. | |
| Karen Schluter | Citibank, Agency and Trust | |
| (212) 816-5827 | 388 Greenwich Street Trading, 4th Floor | |
| [email protected] | New York, NY 10013 | |
| TABLE OF CONTENTS | |||
| 1 | . | Distribution Summary | 2 |
| 1.1 | . | Summary | 2 |
| 1.2 | . | Factors | 3 |
| 2 | . | Distribution Detail | 4 |
| 2.1 | . | Interest Detail | 4 |
| 2.2 | . | Interest Shortfall Detail | 5 |
| 2.3 | . | Principal Detail | 6 |
| 3 | . | Reconciliation Detail | 7 |
| 4 | . | Collateral Performance - Pool and Collections Summary | 8 |
| 5 | . | Stratification Detail | 9 |
| 6 | . | Collateral Performance - Delinquency and Loan Status History | 10 |
| 7 | . | Standard Prepayment and Default Information | 11 |
| 8 | . | Additional Reporting | 12 |
| 9 | . | Other Information | 13 |
| 10 | . | Notes | 14 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| DISTRIBUTION SUMMARY |
| October 27, 2025 |
| Accretion | |||||||||||||
| & | |||||||||||||
| Non-Cash | |||||||||||||
| Accrual | Other | Balance | |||||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | ||
| A-1 | 125,000,000.00 | 11,171,297.68 | 2.500000 | % | 30/360 | 23,273.54 | - | 49,999.51 | 73,273.05 | - | - | 11,121,298.17 | |
| A-2 | 298,878,000.00 | 26,710,840.93 | 3.000000 | % | 30/360 | 66,777.10 | - | 119,550.04 | 186,327.14 | - | - | 26,591,290.89 | |
| B-1 | 8,165,000.00 | 897,696.31 | 3.506998 | % | 30/360 | 2,623.52 | - | 12,493.39 | 15,116.91 | - | - | 885,202.92 | |
| B-2 | 7,711,000.00 | 847,781.53 | 3.506998 | % | 30/360 | 2,477.64 | - | 11,798.72 | 14,276.36 | - | - | 835,982.81 | |
| B-3 | 6,577,000.00 | 723,104.55 | 3.506998 | % | 30/360 | 2,113.27 | - | 10,063.57 | 12,176.84 | - | - | 713,040.98 | |
| B-4 | 2,494,000.00 | 443,788.16 | 3.506998 | % | 30/360 | 1,296.97 | - | - | 1,296.97 | - | - | 443,788.16 | |
| B-5 | 4,763,656.00 | 4,763,656.00 | 3.506998 | % | 30/360 | 13,921.78 | - | - | 13,921.78 | - | - | 4,763,656.00 | |
| LT-R | - | - | 0.000000 | % | 32/360 | - | - | - | - | - | - | - | |
| R | - | - | 0.000000 | % | 32/360 | - | - | - | - | - | - | - | |
| Total | 453,588,656.00 | 45,558,165.16 | 112,483.82 | - | 203,905.23 | 316,389.05 | - | - | 45,354,259.93 | ||||
| Notional | |||||||||||||
| A-IO1 | 125,000,000.00 | 11,171,297.68 | 0.500000 | % | 30/360 | 4,654.71 | - | - | 4,654.71 | - | (49,999.51 | ) | 11,121,298.17 |
| A-IO2 | 423,878,000.00 | 37,882,138.60 | 0.506998 | % | 30/360 | 16,005.13 | - | - | 16,005.13 | - | (169,549.54 | ) | 37,712,589.06 |
| Total | 548,878,000.00 | 49,053,436.28 | 20,659.84 | - | - | 20,659.84 | - | (219,549.05 | ) | 48,833,887.23 | |||
| Grand Total | 1,002,466,656 | 94,611,601.44 | 133,143.66 | - | 203,905.23 | 337,048.89 | - | (219,549.05 | ) | 94,188,147.16 | |||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION SUMMARY - FACTORS |
| October 27, 2025 |
| Accretion | ||||||||||
| & | ||||||||||
| Non-Cash | ||||||||||
| Other | Balance | |||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | |
| A-1 | 81745 | CAA1 | 09/30/2025 | 0.18618832 | - | 0.39999608 | 0.58618440 | - | - | 88.97038536 |
| A-2 | 81745 | CAB9 | 09/30/2025 | 0.22342595 | - | 0.39999612 | 0.62342207 | - | - | 88.97038554 |
| A-IO1 | 81745 | CAC7 | 09/30/2025 | 0.03723768 | - | - | 0.03723768 | - | - | 88.97038536 |
| A-IO2 | 81745 | CAD5 | 09/30/2025 | 0.03775881 | - | - | 0.03775881 | - | - | 88.97038549 |
| B-1 | 81745 | CAM5 | 09/30/2025 | 0.32131292 | - | 1.53011513 | 1.85142805 | - | - | 108.41431966 |
| B-2 | 81745 | CAN3 | 09/30/2025 | 0.32131241 | - | 1.53011542 | 1.85142783 | - | - | 108.41431851 |
| B-3 | 81745 | CAG8 | 09/30/2025 | 0.32131215 | - | 1.53011555 | 1.85142770 | - | - | 108.41431960 |
| B-4 | 81745 | CAH6 | 09/30/2025 | 0.52003609 | - | - | 0.52003609 | - | - | 177.94232558 |
| B-5 | 81745 | CAJ2 | 09/30/2025 | 2.92249902 | - | - | 2.92249902 | - | - | 1,000.00000000 |
| LT-R | 81745 | CAL7 | 09/30/2025 | - | - | - | - | - | - | - |
| R | 81745 | CAK9 | 09/30/2025 | - | - | - | - | - | - | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| October 27, 2025 |
| Rate | Interest | Shortfall | Paid | |||||||||||
| Accrual | Net | Accreted/ | Non | Carry | ||||||||||
| Class | Current | Next | Dates | Accrued | Deferred | Recovered | Forward | Accrued | Carry Forward | Total | ||||
| A-1 | 2.50000 | % | 2.50000 | % | 09/25-10/26 | 23,273.54 | - | - | - | 23,273.54 | - | 23,273.54 | ||
| A-2 | 3.00000 | % | 3.00000 | % | 09/25-10/26 | 66,777.10 | - | - | - | 66,777.10 | - | 66,777.10 | ||
| B-1 | 3.50700 | % | 3.50693 | % | 09/25-10/26 | 2,623.52 | - | - | - | 2,623.52 | - | 2,623.52 | ||
| B-2 | 3.50700 | % | 3.50693 | % | 09/25-10/26 | 2,477.64 | - | - | - | 2,477.64 | - | 2,477.64 | ||
| B-3 | 3.50700 | % | 3.50693 | % | 09/25-10/26 | 2,113.27 | - | - | - | 2,113.27 | - | 2,113.27 | ||
| B-4 | 3.50700 | % | 3.50693 | % | 09/25-10/26 | 1,296.97 | - | - | - | 1,296.97 | - | 1,296.97 | ||
| B-5 | 3.50700 | % | 3.50693 | % | 09/25-10/26 | 13,921.78 | - | - | - | 13,921.78 | - | 13,921.78 | ||
| LT-R | 0.00000 | % | 0.00000 | % | 09/25-10/26 | - | - | - | - | - | - | - | ||
| R | 0.00000 | % | 0.00000 | % | 09/25-10/26 | - | - | - | - | - | - | - | ||
| Total | 112,483.82 | - | - | - | 112,483.82 | - | 112,483.82 | |||||||
| Notional | ||||||||||||||
| A-IO1 | 0.50000 | % | 0.50000 | % | 09/25-10/26 | 4,654.71 | - | - | - | 4,654.71 | - | 4,654.71 | ||
| A-IO2 | 0.50700 | % | 0.50693 | % | 09/25-10/26 | 16,005.13 | - | - | - | 16,005.13 | - | 16,005.13 | ||
| Total | 20,659.84 | - | - | - | 20,659.84 | - | 20,659.84 | |||||||
| Grand Total | 133,143.66 | - | - | - | 133,143.66 | - | 133,143.66 | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| October 27, 2025 |
| Carry Forward Interest | ||||||
| Non-Recov | ||||||
| Class | Shortall | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - |
| A-2 | - | - | - | - | - | - |
| B-1 | - | - | - | - | - | - |
| B-2 | - | - | - | - | - | - |
| B-3 | - | - | - | - | - | - |
| B-4 | - | - | - | - | - | - |
| B-5 | - | 276.76 | - | - | - | 276.76 |
| LT-R | - | - | - | - | - | - |
| R | - | - | - | - | - | - |
| Total | - | 276.76 | - | - | - | 276.76 |
| Notional | ||||||
| A-IO1 | - | - | - | - | - | - |
| A-IO2 | - | - | - | - | - | - |
| Total | - | - | - | - | - | - |
| Grand Total | - | 276.76 | - | - | - | 276.76 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| October 27, 2025 |
| Accretion | ||||||||||
| & | ||||||||||
| Prior | Non-Cash | |||||||||
| Cumulative | Balance | Cumulative | ||||||||
| Prior | Realized | Scheduled | Unscheduled | Principal | Increase/ | Current | Realized | |||
| Class | Balance | Loss | Principal | Principal | Distributed | Realized Loss | (Recovery) | (Decrease) | Balance | Loss |
| A-1 | 11,171,297.68 | - | 41,040.49 | 8,959.03 | 49,999.51 | - | - | - | 11,121,298.17 | - |
| A-2 | 26,710,840.93 | - | 98,128.78 | 21,421.25 | 119,550.04 | - | - | - | 26,591,290.89 | - |
| B-1 | 897,696.31 | - | 10,254.80 | 2,238.59 | 12,493.39 | - | - | - | 885,202.92 | - |
| B-2 | 847,781.53 | - | 9,684.60 | 2,114.12 | 11,798.72 | - | - | - | 835,982.81 | - |
| B-3 | 723,104.55 | - | 8,260.36 | 1,803.21 | 10,063.57 | - | - | - | 713,040.98 | - |
| B-4 | 443,788.16 | - | - | - | - | - | - | - | 443,788.16 | - |
| B-5 | 4,763,656.00 | - | - | - | - | - | - | - | 4,763,656.00 | - |
| LT-R | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - |
| Total | 45,558,165.16 | - | 167,369.03 | 36,536.20 | 203,905.23 | - | - | - | 45,354,259.93 | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| RECONCILIATION DETAIL |
| October 27, 2025 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | |||||
| Interest Funds Available | Scheduled Fees | |||||
| Scheduled Interest | 143,394.27 | Master Servicing Fee | 197.41 | |||
| Uncompensated PPIS | 0.00 | Servicing Fee | 9,491.31 | |||
| Relief Act Shortfall | 0.00 | Trustee Fee | 45.57 | |||
| Losses in Excess of Principal Balance | 0.00 | Securities Administrator Fee | 516.33 | |||
| Stop Advance Interest | 0.00 | |||||
| Total Scheduled Fees | 10,250.62 | |||||
| Other Interest Reductions | 0.00 | |||||
| Additional Fees, Expenses, etc. | ||||||
| Total Interest Funds Available | 143,394.27 | Trust Fund Expenses | 0.00 | |||
| Principal Funds Available | Other Expenses | 0.00 | ||||
| Scheduled Principal | 167,369.02 | |||||
| Total Additional Fees, Expenses, etc. | - | |||||
| Curtailments | 36,536.22 | |||||
| Distributions | ||||||
| Curtailments Adjustments | 0.00 | |||||
| Interest Distribution | 133,143.66 | |||||
| Prepayments in Full | 0.00 | |||||
| Principal Distribution | 203,905.23 | |||||
| Liquidation Principal | 0.00 | |||||
| Repurchased Principal | 0.00 | Total Distributions | 337,048.89 | |||
| Other Principal | 0.00 | |||||
| Substitution Principal | 0.00 | |||||
| Principal Losses and Forgiveness | 0.00 | |||||
| Subsequent Recoveries / (Losses) | 0.00 | |||||
| Total Principal Funds Available | 203,905.24 | |||||
| Total Funds Available | 347,299.51 | |||||
| Total Funds Allocated | 347,299.51 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| COLLATERAL PERFORMANCE - POOL AND COLLECTIONS SUMMARY |
| October 27, 2025 |
| Deal | Initial | Beginning | Ending | Initial | Beginning | Ending | |||||
| Count | 595 | 89 | 89 | Remaining Term | 359 | 211 | 210 | ||||
| Scheduled | 453,588,656.25 | 45,558,165.44 | 45,354,260.20 | Gross Rate | 3.83351 | % | 3.77700 | % | 3.77693 | % | |
| Actual | 453,588,656.25 | 45,679,262.65 | 45,473,660.84 | Net Rate | 3.56351 | % | 3.50700 | % | 3.50693 | % | |
| Interest Bearing | 453,588,656.25 | 45,558,165.44 | 45,354,260.20 | ||||||||
| Principal Collections | Realized Losses | Interest Collections | |||||||||
| Scheduled Principal | 167,369.02 | Principal Losses and | Scheduled Interest | 143,394.27 | |||||||
| - | |||||||||||
| Forgiveness | |||||||||||
| Curtailments | 36,536.22 | Less: | - | ||||||||
| Losses in Excess of Principal | |||||||||||
| Curtailments Adjustments | - | - | Master Servicing Fee | 197.41 | |||||||
| Balance | |||||||||||
| Prepayments in Full | - | Subsequent (Recoveries) / | Servicing Fee | 9,491.31 | |||||||
| - | |||||||||||
| Losses | |||||||||||
| Liquidation Principal | - | Trustee Fee | 45.57 | ||||||||
| Cumulative Realized Losses | - | ||||||||||
| Repurchased Principal | - | Securities Administrator Fee | 516.33 | ||||||||
| Other Principal | - | Uncompensated PPIS | - | ||||||||
| Substitution Principal | - | Relief Act Shortfall | - | ||||||||
| Principal Losses and Forgiveness | - | Other Expenses | - | ||||||||
| Subsequent Recoveries / (Losses) | - | Losses in Excess of Principal Balance | - | ||||||||
| Stop Advance Interest | - | ||||||||||
| Other Interest Reductions | - | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| STRATIFICATION DETAIL |
| October 27, 2025 |
| Loan Rate | |||||
| Asset | Ending Scheduled | % of | |||
| Loan Rate Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 3.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 3.01 to 3.50 | 10 | 5,447,903.98 | 12.01 | 3.4568 | 209 |
| 3.51 to 4.00 | 77 | 38,948,096.99 | 85.88 | 3.8119 | 209 |
| 4.01 to 4.50 | 2 | 958,259.23 | 2.11 | 4.1768 | 210 |
| 4.51 to 5.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.01 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.51 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.01 to 6.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.51 to 7.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.01 to 7.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.51 to 8.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 8.01 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 89 | 45,354,260.20 | 100.00 | 3.7769 | 209 |
| Ending Schedule Balance | |||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | ||
| Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 1 to 200,000 | 3 | 351,862.68 | 0.78 | 3.8043 | 210 |
| 200,001 to 400,000 | 17 | 5,955,710.30 | 13.13 | 3.7930 | 209 |
| 400,001 to 600,000 | 46 | 22,736,725.01 | 50.13 | 3.7738 | 209 |
| 600,001 to 800,000 | 19 | 12,691,157.99 | 27.98 | 3.7827 | 210 |
| 800,001 to 1,000,000 | 3 | 2,603,117.96 | 5.74 | 3.8440 | 210 |
| 1,000,001 to 1,200,000 | 1 | 1,015,686.26 | 2.24 | 3.5000 | 210 |
| 1,200,001 to 1,400,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,400,001 to 1,600,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,600,001 to 1,800,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,800,001 to 2,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 2,000,001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 89 | 45,354,260.20 | 100.00 | 3.7769 | 209 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS |
| October 27, 2025 |
| Delinquent | ||||||||||||||||||||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | ||||||||||||||||||||||||||||||||||||
| 30 | Day | 60 | Day | 90 | Day | 120 | Day | 150 | Day | 180 | + Day | Bankruptcy | Foreclosure | REO | ||||||||||||||||||||||
| Distribution | ||||||||||||||||||||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |||||||||||||||||||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 10/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 09/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 08/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 07/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 06/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 05/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 04/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 725,075 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 03/25/2025 | ||||||||||||||||||||||||||||||||||||
| 1.08 | % | 1.48 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 02/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 01/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 12/26/2024 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 11/25/2024 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| STANDARD PREPAYMENT AND DEFAULT INFORMATION |
| October 27, 2025 |
| Wtd. Avg. | Current | ||||||||||||||||
| Payment | Age | Collateral | Scheduled | Unscheduled | Liquidation | ||||||||||||
| Date | (Months) | Balance | Principal | Principal | Principal | SMM | CPR | PSA | MDR | CDR | SDA | ||||||
| 27-Oct-2025 | 150.07 | 45,354,260.20 | 167,369.02 | 36,536.22 | - | 0.080 | % | 0.962 | % | 16 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Sep-2025 | 149.07 | 45,558,165.44 | 166,824.73 | 6,107.57 | - | 0.013 | % | 0.161 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Aug-2025 | 148.08 | 45,731,097.74 | 171,682.57 | 1,585,713.74 | - | 3.351 | % | 33.572 | % | 560 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Jul-2025 | 147.08 | 47,488,494.05 | 171,119.96 | 7,850.45 | - | 0.017 | % | 0.198 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Jun-2025 | 146.09 | 47,667,464.46 | 172,999.19 | 764,258.47 | - | 1.578 | % | 17.376 | % | 290 | % | 0.000 | % | 0.000 | % | 0 | % |
| 27-May-2025 | 145.09 | 48,604,722.12 | 172,434.65 | 7,060.55 | - | 0.015 | % | 0.174 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Apr-2025 | 144.09 | 48,784,217.32 | 171,871.82 | 7,065.97 | - | 0.014 | % | 0.174 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Mar-2025 | 143.09 | 48,963,155.11 | 171,310.71 | 7,095.96 | - | 0.014 | % | 0.174 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Feb-2025 | 142.09 | 49,141,561.78 | 170,748.33 | 8,065.54 | - | 0.016 | % | 0.197 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 27-Jan-2025 | 141.09 | 49,320,375.65 | 172,370.44 | 786,173.33 | - | 1.569 | % | 17.285 | % | 288 | % | 0.000 | % | 0.000 | % | 0 | % |
| 26-Dec-2024 | 140.09 | 50,278,919.42 | 171,791.91 | 12,044.33 | - | 0.024 | % | 0.287 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Nov-2024 | 139.09 | 50,462,755.66 | 174,094.03 | 921,958.92 | - | 1.794 | % | 19.528 | % | 325 | % | 0.000 | % | 0.000 | % | 0 | % |
| SMM (Single Month Mortality) = (Beginning Balance - Ending Balance - Scheduled Principal) / (Beginning Balance - Scheduled Principal) | MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance | ||||||||||||||||
| CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12) | CDR (Conditional Default Rate) = 1 - ((1-MDR)^12) | ||||||||||||||||
| PSA (Public Securities Association) = CPR / (min(.2% * Age, 6%)) | SDA (Standard Default Assumption) = CDR / (min(.2% * Age, 6%)) | ||||||||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| ADDITIONAL REPORTING |
| October 27, 2025 |
| Amount Remaining Funds |
| 337,048.89 |
| Waterfall Detail | ||
| Available Distribution Amount | ||
| Senior Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -110,710.48 | 226,338.41 |
| Senior Certificates, the Senior Principal Distribution Amount | -169,549.55 | 56,788.86 |
| Class B-1 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -2,623.52 | 54,165.34 |
| Class B-1 Certificates, the Subordinate Principal Distribution Amount | -12,493.39 | 41,671.95 |
| Class B-2 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -2,477.64 | 39,194.31 |
| Class B-2 Certificates, the Subordinate Principal Distribution Amount | -11,798.72 | 27,395.59 |
| Class B-3 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -2,113.27 | 25,282.32 |
| Class B-3 Certificates, the Subordinate Principal Distribution Amount | -10,063.57 | 15,218.75 |
| Class B-4 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,296.97 | 13,921.78 |
| Class B-4 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 13,921.78 |
| Class B-5 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -13,921.78 | 0.00 |
| Class B-5 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 0.00 |
| Class LT-R and R Certificates, any remaining amounts | 0.00 | 0.00 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| OTHER INFORMATION |
| October 27, 2025 |
| Principal Percentages | ||
| Senior Percentage | 83.151150 | % |
| Subordinate Percentage | 16.848850 | % |
| Senior Prepayment Percentage | 83.151150 | % |
| Subordinate Prepayment Percentage | 16.848850 | % |
| Other Information | ||
| Step-Down Test satisfied? | Y |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| NOTES | |
| No Notes available for this deal at this time. |
| October 27, 2025 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 14 | © Copyright 2025 Citigroup |