Ameriprise Certificate Co.

05/27/2026 | Press release | Distributed by Public on 05/27/2026 05:00

Prospectus by Investment Company (Form 497)

Supplement dated May 27, 2026
to the Prospectus of Ameriprise Certificates
(April 22, 2026) S-6000 AZ (4/26)
This Supplement supersedes the Supplement dated May 21, 2026.
For Ameriprise Flexible Savings Certificate: Effective for sales on or after May 27, 2026, information about interest rate ranges for new purchases found on pages 18-20 of the Prospectus has been revised to read as follows:
For purchases of certificates for less than $100,000, ACC guarantees that your rate for your initial term will be:  
3 months
Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 3-month CDs.
6 months
Within a range from 80 basis points (0.80%) above to 180 basis points (1.80%) above the National Deposit Rate published for 6-month CDs.
9 months
Within a range from 80 basis points (0.80%) above to 180 basis points (1.80%) above the National Deposit Rate published for 6-month CDs.
12 months
Within a range from 60 basis points (0.60%) above to 160 basis points (1.60%) above the National Deposit Rate published for 12-month CDs.
18 months
Within a range from 60 basis points (0.60%) above to 160 basis points (1.60%) above the National Deposit Rate published for 12-month CDs.
24 months
Within a range from 65 basis points (0.65%) above to 165 basis points (1.65%) above the National Deposit Rate published for 24-month CDs.
30 months
Within a range from 65 basis points (0.65%) above to 165 basis points (1.65%) above the National Deposit Rate published for 24-month CDs.
36 months
Within a range from 85 basis points (0.85%) above to 185 basis points (1.85%) above the National Deposit Rate published for 36-month CDs.
For purchases of certificates for $100,000 or more, ACC guarantees that your rate for your initial term will be:  
3 months
Within a range from 100 basis points (1.00%) above to 200 basis points (2.00%) above the National Deposit Rate published for 3-month CDs.
6 months
Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 6-month CDs.
9 months
Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 6-month CDs.
12 months
Within a range from 70 basis points (0.70%) above to 170 basis points (1.70%) above the National Deposit Rate published for 12-month CDs.
18 months
Within a range from 70 basis points (0.70%) above to 170 basis points (1.70%) above the National Deposit Rate published for 12-month CDs.
24 months
Within a range from 75 basis points (0.75%) above to 175 basis points (1.75%) above the National Deposit Rate published for 24-month CDs.
30 months
Within a range from 75 basis points (0.75%) above to 175 basis points (1.75%) above the National Deposit Rate published for 24-month CDs.
36 months
Within a range from 95 basis points (0.95%) above to 195 basis points (1.95%) above the National Deposit Rate published for 36-month CDs.
For example, if the average rate most recently published for the National Deposit Rate for 12-month CDs is 1.55%, our rate in effect for the following week for investment amounts less than $100,000 would be between 2.15% and 3.15% for the 12-month term product.
For purchases of certificates for less than $100,000, ACC guarantees that your rate for your initial term will be:  
7 months*
Within a range from 182 basis points (1.82%) above to 282 basis points (2.82%) above the National Deposit Rate published for 6-month CDs.
11 months
Within a range from 85 basis points (0.85%) above to 185 basis points (1.85%) above the National Deposit Rate published for 12-month CDs.
19 months
Within a range from 85 basis points (0.85%) above to 185 basis points (1.85%) above the National Deposit Rate published for 12-month CDs.
25 months
Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 24-month CDs.
31 months
Within a range from 90 basis points (0.90%) above to 190 basis points (1.90%) above the National Deposit Rate published for 24-month CDs.
37 months
Within a range from 110 basis points (1.10%) above to 210 basis points (2.10%) above the National Deposit Rate published for 36-month
CDs.
*
See section entitled "Investment Amounts and Terms" about minimum investment requirements.
For purchases of certificates for $100,000 or more, ACC guarantees that your rate for your initial term will be:  
7 months*
Within a range from 192 basis points (1.92%) above to 292 basis points (2.92%) above the National Deposit Rate published for 6-month CDs.
11 months
Within a range from 95 basis points (0.95%) above to 195 basis points (1.95%) above the National Deposit Rate published for 12-month CDs.
13 months*
Within a range from 70 basis points (0.70%) above to 170 basis points (1.70%) above the National Deposit Rate published for 12-month CDs.
19 months
Within a range from 95 basis points (0.95%) above to 195 basis points (1.95%) above the National Deposit Rate published for 12-month CDs.
25 months
Within a range from 100 basis points (1.00%) above to 200 basis points (2.00%) above the National Deposit Rate published for 24-month
CDs.
31 months
Within a range from 100 basis points (1.00%) above to 200 basis points (2.00%) above the National Deposit Rate published for 24-month
CDs.
37 months
Within a range from 120 basis points (1.20%) above to 220 basis points (2.20%) above the National Deposit Rate published for 36-month
CDs.
*
See section entitled "Investment Amounts and Terms" about minimum investment requirements.
S-6000-74 A (05/26)
The Board of Directors of Ameriprise Certificate Company (ACC) accepted the resignation of Mr. Michael S. Mattox, and appointed Mr. Theodore Horwith effective immediately. The information on page 55 regarding Mr. Mattox is replaced with the information for Mr. Horwith as follows: 
Name,
address,
age
Position held
with ACC and
length of service
Principal occupations
during past five years
Other
directorships
Committee
memberships
Theodore Horwith
300 South Tryon Street
Charlotte, NC 28202
Born in 1978
Vice President,
Controller and
Chief Accounting
Officer since May
2026
Vice President and
Business Unit
Controller - Advice and
Wealth Management
since March 2026;
Managing Director and
Broker-Dealer CFO at
Atria Wealth Solutions
from March 2021-
September 2025
None
None
The rest of the information on page 55 remains unchanged.
S-6000-74 A (05/26)
Ameriprise Certificate Co. published this content on May 27, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on May 27, 2026 at 11:01 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]