03/09/2026 | Press release | Distributed by Public on 03/09/2026 13:35
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| STATEMENT TO NOTEHOLDERS |
| February 25, 2026 |
| TRANSACTION PARTIES | ||
| Depositor: | Sequoia Residential Funding, Inc. | |
| Trustee: | Christiana Trust | |
| Master Servicer: | Wells Fargo Bank, N.A. | |
| Karen Schluter | Citibank, Agency and Trust | |
| (212) 816-5827 | 388 Greenwich Street Trading, 4th Floor | |
| [email protected] | New York, NY 10013 | |
| TABLE OF CONTENTS | |||
| 1 | . | Distribution Summary | 2 |
| 1.1 | . | Summary | 2 |
| 1.2 | . | Factors | 3 |
| 2 | . | Distribution Detail | 4 |
| 2.1 | . | Interest Detail | 4 |
| 2.2 | . | Interest Shortfall Detail | 5 |
| 2.3 | . | Principal Detail | 6 |
| 3 | . | Reconciliation Detail | 7 |
| 4 | . | Collateral Performance - Pool and Collections Summary | 8 |
| 5 | . | Stratification Detail | 9 |
| 6 | . | Collateral Performance - Delinquency and Loan Status History | 10 |
| 7 | . | Standard Prepayment and Default Information | 11 |
| 8 | . | Additional Reporting | 12 |
| 9 | . | Other Information | 13 |
| 10 | . | Notes | 14 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| DISTRIBUTION SUMMARY |
| February 25, 2026 |
| Accretion | |||||||||||||
| & | |||||||||||||
| Non-Cash | |||||||||||||
| Accrual | Other | Balance | |||||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | ||
| A-1 | 150,196,000.00 | 13,923,950.35 | 2.000000 | % | 30/360 | 23,206.58 | - | 140,995.44 | 164,202.02 | - | - | 13,782,954.91 | |
| A-2 | 411,000,000.00 | 38,101,837.56 | 2.500000 | % | 30/360 | 79,378.83 | - | 385,823.37 | 465,202.20 | - | - | 37,716,014.19 | |
| B-1 | 11,404,000.00 | 1,436,384.68 | 3.554029 | % | 30/360 | 4,254.13 | - | 35,902.03 | 40,156.16 | - | - | 1,400,482.65 | |
| B-2 | 9,904,000.00 | 1,247,452.97 | 3.554029 | % | 30/360 | 3,694.57 | - | 31,179.73 | 34,874.30 | - | - | 1,216,273.24 | |
| B-3 | 8,102,000.00 | 1,020,483.06 | 3.554029 | % | 30/360 | 3,022.36 | - | 25,506.68 | 28,529.04 | - | - | 994,976.38 | |
| B-4 | 3,001,000.00 | 377,989.33 | 3.554029 | % | 30/360 | 1,119.49 | - | 9,447.74 | 10,567.23 | - | - | 368,541.59 | |
| B-5 | 6,603,241.00 | 5,994,232.85 | 3.554029 | % | 30/360 | 17,753.06 | - | - | 17,753.06 | - | - | 5,994,232.85 | |
| LT-R | - | - | 0.000000 | % | - | - | - | - | - | - | - | - | |
| R | - | - | 0.000000 | % | - | - | - | - | - | - | - | - | |
| Total | 600,210,241.00 | 62,102,330.80 | 132,429.02 | - | 628,854.99 | 761,284.01 | - | - | 61,473,475.81 | ||||
| Notional | |||||||||||||
| A-IO1 | 150,196,000.00 | 13,923,950.35 | 0.500000 | % | 30/360 | 5,801.65 | - | - | 5,801.65 | - | (140,995.44 | ) | 13,782,954.91 |
| A-IO2 | 561,196,000.00 | 52,025,787.91 | 1.054029 | % | 30/360 | 45,697.25 | - | - | 45,697.25 | - | (526,818.82 | ) | 51,498,969.09 |
| Total | 711,392,000.00 | 65,949,738.26 | 51,498.90 | - | - | 51,498.90 | - | (667,814.26 | ) | 65,281,924.00 | |||
| Grand Total | 1,311,602,241 | 128,052,069.06 | 183,927.92 | - | 628,854.99 | 812,782.91 | - | (667,814.26 | ) | 126,755,399.81 | |||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION SUMMARY - FACTORS |
| February 25, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Non-Cash | ||||||||||
| Other | Balance | |||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | |
| A-1 | 81745 | RAA8 | 01/30/2026 | 0.15450864 | - | 0.93874298 | 1.09325162 | - | - | 91.76645790 |
| A-2 | 81745 | RAB6 | 01/30/2026 | 0.19313584 | - | 0.93874299 | 1.13187883 | - | - | 91.76645788 |
| B-1 | 81745 | RAG5 | 01/30/2026 | 0.37303841 | - | 3.14819625 | 3.52123465 | - | - | 122.80626535 |
| B-2 | 81745 | RAH3 | 01/30/2026 | 0.37303817 | - | 3.14819568 | 3.52123384 | - | - | 122.80626414 |
| B-3 | 81745 | RAJ9 | 01/30/2026 | 0.37303876 | - | 3.14819551 | 3.52123426 | - | - | 122.80626759 |
| B-4 | 81745 | RAK6 | 01/30/2026 | 0.37303899 | - | 3.14819727 | 3.52123625 | - | - | 122.80626125 |
| B-5 | 81745 | RAL4 | 01/30/2026 | 2.68853734 | - | - | 2.68853734 | - | - | 907.77132775 |
| LT-R | 81745 | RAN0 | 01/30/2026 | - | - | - | - | - | - | - |
| R | 81745 | RAM2 | 01/30/2026 | - | - | - | - | - | - | - |
| A-IO1 | 81745 | RAD2 | 01/30/2026 | 0.03862719 | - | - | 0.03862719 | - | - | 91.76645790 |
| A-IO2 | 81745 | RAE0 | 01/30/2026 | 0.08142832 | - | - | 0.08142832 | - | - | 91.76645787 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| February 25, 2026 |
| Rate | Interest | Shortfall | Paid | |||||||||||
| Accrual | Net | Accreted/ | Non | Carry | ||||||||||
| Class | Current | Next | Dates | Accrued | Deferred | Recovered | Forward | Accrued | Carry Forward | Total | ||||
| A-1 | 2.00000 | % | 2.00000 | % | 01/01-01/31 | 23,206.58 | - | - | - | 23,206.58 | - | 23,206.58 | ||
| A-2 | 2.50000 | % | 2.50000 | % | 01/01-01/31 | 79,378.83 | - | - | - | 79,378.83 | - | 79,378.83 | ||
| B-1 | 3.55403 | % | 3.55375 | % | 01/01-01/31 | 4,254.13 | - | - | - | 4,254.13 | - | 4,254.13 | ||
| B-2 | 3.55403 | % | 3.55375 | % | 01/01-01/31 | 3,694.57 | - | - | - | 3,694.57 | - | 3,694.57 | ||
| B-3 | 3.55403 | % | 3.55375 | % | 01/01-01/31 | 3,022.36 | - | - | - | 3,022.36 | - | 3,022.36 | ||
| B-4 | 3.55403 | % | 3.55375 | % | 01/01-01/31 | 1,119.49 | - | - | - | 1,119.49 | - | 1,119.49 | ||
| B-5 | 3.55403 | % | 3.55375 | % | 01/01-01/31 | 17,753.07 | - | - | 0.01 | 17,753.06 | - | 17,753.06 | ||
| LT-R | 0.00000 | % | 0.00000 | % | 01/01-01/31 | - | - | - | - | - | - | - | ||
| R | 0.00000 | % | 0.00000 | % | 01/01-01/31 | - | - | - | - | - | - | - | ||
| Total | 132,429.03 | - | - | 0.01 | 132,429.02 | - | 132,429.02 | |||||||
| Notional | ||||||||||||||
| A-IO1 | 0.50000 | % | 0.50000 | % | 01/01-01/31 | 5,801.65 | - | - | - | 5,801.65 | - | 5,801.65 | ||
| A-IO2 | 1.05403 | % | 1.05375 | % | 01/01-01/31 | 45,697.25 | - | - | - | 45,697.25 | - | 45,697.25 | ||
| Total | 51,498.90 | - | - | - | 51,498.90 | - | 51,498.90 | |||||||
| Grand Total | 183,927.93 | - | - | 0.01 | 183,927.92 | - | 183,927.92 | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| February 25, 2026 |
| Carry Forward Interest | ||||||
| Non-Recov | ||||||
| Class | Shortall | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - |
| A-2 | - | - | - | - | - | - |
| B-1 | - | - | - | - | - | - |
| B-2 | - | - | - | - | - | - |
| B-3 | - | - | - | - | - | - |
| B-4 | - | - | - | - | - | - |
| B-5 | - | 260.15 | - | 0.01 | - | 260.16 |
| LT-R | - | - | - | - | - | - |
| R | - | - | - | - | - | - |
| Total | - | 260.15 | - | 0.01 | - | 260.16 |
| Notional | ||||||
| A-IO1 | - | - | - | - | - | - |
| A-IO2 | - | - | - | - | - | - |
| Total | - | - | - | - | - | - |
| Grand Total | - | 260.15 | - | 0.01 | - | 260.16 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| February 25, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Prior | Non-Cash | |||||||||
| Cumulative | Balance | Cumulative | ||||||||
| Prior | Realized | Scheduled | Unscheduled | Principal | Increase/ | Current | Realized | |||
| Class | Balance | Loss | Principal | Principal | Distributed | Realized Loss | (Recovery) | (Decrease) | Balance | Loss |
| A-1 | 13,923,950.35 | - | 54,809.02 | 86,186.43 | 140,995.44 | - | - | - | 13,782,954.91 | - |
| A-2 | 38,101,837.56 | - | 149,980.73 | 235,842.64 | 385,823.37 | - | - | - | 37,716,014.19 | - |
| B-1 | 1,436,384.68 | - | 13,956.16 | 21,945.87 | 35,902.03 | - | - | - | 1,400,482.65 | - |
| B-2 | 1,247,452.97 | - | 12,120.47 | 19,059.26 | 31,179.73 | - | - | - | 1,216,273.24 | - |
| B-3 | 1,020,483.06 | - | 9,915.19 | 15,591.49 | 25,506.68 | - | - | - | 994,976.38 | - |
| B-4 | 377,989.33 | - | 3,672.61 | 5,775.13 | 9,447.74 | - | - | - | 368,541.59 | - |
| B-5 | 5,994,232.85 | - | - | - | - | - | - | - | 5,994,232.85 | - |
| LT-R | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - |
| Total | 62,102,330.80 | - | 244,454.18 | 384,400.82 | 628,854.99 | - | - | - | 61,473,475.81 | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| RECONCILIATION DETAIL |
| February 25, 2026 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | |||||
| Interest Funds Available | Scheduled Fees | |||||
| Scheduled Interest | 197,642.15 | Master Servicing Fee | 203.37 | |||
| Uncompensated PPIS | 0.00 | Servicing Fee | 12,937.93 | |||
| Relief Act Shortfall | 0.00 | Trustee Fee | 45.06 | |||
| Losses in Excess of Principal Balance | 0.00 | Securities Administrator Fee | 527.87 | |||
| Stop Advance Interest | 0.00 | |||||
| Total Scheduled Fees | 13,714.23 | |||||
| Other Interest Reductions | 0.00 | |||||
| Additional Fees, Expenses, etc. | ||||||
| Total Interest Funds Available | 197,642.15 | Trust Fund Expenses | 0.00 | |||
| Principal Funds Available | Other Expenses | 0.00 | ||||
| Scheduled Principal | 244,454.17 | |||||
| Total Additional Fees, Expenses, etc. | - | |||||
| Curtailments | 17,997.91 | |||||
| Distributions | ||||||
| Prepayments in Full | 366,402.92 | |||||
| Interest Distribution | 183,927.92 | |||||
| Liquidation Principal | 0.00 | |||||
| Principal Distribution | 628,855.00 | |||||
| Repurchased Principal | 0.00 | |||||
| Other Principal | 0.00 | Total Distributions | 812,782.92 | |||
| Substitution Principal | 0.00 | |||||
| Principal Losses and Forgiveness | 0.00 | |||||
| Subsequent Recoveries / (Losses) | 0.00 | |||||
| Total Principal Funds Available | 628,855.00 | |||||
| Total Funds Available | 826,497.15 | |||||
| Total Funds Allocated | 826,497.15 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| COLLATERAL PERFORMANCE - POOL AND COLLECTIONS SUMMARY |
| February 25, 2026 |
| Deal | Initial | Beginning | Ending | Initial | Beginning | Ending | |||||
| Count | 746 | 122 | 121 | Remaining Term | 360 | 204 | 203 | ||||
| Scheduled | 600,210,241.34 | 62,102,331.31 | 61,473,476.31 | Gross Rate | 3.81873 | % | 3.81903 | % | 3.81875 | % | |
| Actual | 600,210,241.34 | 62,255,252.27 | 61,630,812.54 | Net Rate | 3.55373 | % | 3.55403 | % | 3.55375 | % | |
| Interest Bearing | 600,210,241.34 | 62,102,331.31 | 61,473,476.31 | ||||||||
| Principal Collections | Realized Losses | Interest Collections | |||||||||
| Scheduled Principal | 244,454.17 | Principal Losses and | Scheduled Interest | 197,642.15 | |||||||
| - | |||||||||||
| Forgiveness | |||||||||||
| Curtailments | 17,997.91 | Less: | |||||||||
| Losses in Excess of Principal | |||||||||||
| Curtailments Adjustments | - | - | Master Servicing Fee | 203.37 | |||||||
| Balance | |||||||||||
| Prepayments in Full | 366,402.92 | Subsequent (Recoveries) / | Servicing Fee | 12,937.93 | |||||||
| - | |||||||||||
| Losses | |||||||||||
| Liquidation Principal | - | Trustee Fee | 45.06 | ||||||||
| Cumulative Realized Losses | - | ||||||||||
| Repurchased Principal | - | Securities Administrator Fee | 527.87 | ||||||||
| Other Principal | - | Uncompensated PPIS | - | ||||||||
| Substitution Principal | - | Relief Act Shortfall | - | ||||||||
| Principal Losses and Forgiveness | - | Other Expenses | - | ||||||||
| Subsequent Recoveries / (Losses) | - | Losses in Excess of Principal Balance | - | ||||||||
| Stop Advance Interest | - | ||||||||||
| Other Interest Reductions | - | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| STRATIFICATION DETAIL |
| February 25, 2026 |
| Loan Rate | |||||
| Asset | Ending Scheduled | % of | |||
| Loan Rate Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 3.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 3.01 to 3.50 | 18 | 8,507,446.30 | 13.84 | 3.4293 | 203 |
| 3.51 to 4.00 | 91 | 47,390,592.07 | 77.09 | 3.7776 | 202 |
| 4.01 to 4.50 | 10 | 3,858,639.71 | 6.28 | 4.2226 | 202 |
| 4.51 to 5.00 | 1 | 684,765.67 | 1.11 | 4.6250 | 201 |
| 5.01 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.51 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.01 to 6.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.51 to 7.00 | 1 | 1,032,032.56 | 1.68 | 6.8750 | 202 |
| 7.01 to 7.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.51 to 8.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 8.01 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 121 | 61,473,476.31 | 100.00 | 3.8187 | 202 |
| Ending Schedule Balance | |||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | ||
| Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 1 to 200,000 | 3 | 384,403.19 | 0.63 | 3.6216 | 203 |
| 200,001 to 400,000 | 26 | 8,437,075.84 | 13.72 | 3.7506 | 202 |
| 400,001 to 600,000 | 61 | 30,030,770.52 | 48.85 | 3.7815 | 202 |
| 600,001 to 800,000 | 25 | 16,478,443.01 | 26.81 | 3.7563 | 202 |
| 800,001 to 1,000,000 | 3 | 2,723,558.08 | 4.43 | 3.7785 | 203 |
| 1,000,001 to 1,200,000 | 2 | 2,198,913.75 | 3.58 | 5.1105 | 202 |
| 1,200,001 to 1,400,000 | 1 | 1,220,311.92 | 1.99 | 3.8750 | 203 |
| 1,400,001 to 1,600,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,600,001 to 1,800,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,800,001 to 2,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 2,000,001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 121 | 61,473,476.31 | 100.00 | 3.8187 | 202 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS |
| February 25, 2026 |
| Delinquent | ||||||||||||||||||||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | ||||||||||||||||||||||||||||||||||||
| 30 | Day | 60 | Day | 90 | Day | 120 | Day | 150 | Day | 180 | + Day | Bankruptcy | Foreclosure | REO | ||||||||||||||||||||||
| Distribution | ||||||||||||||||||||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |||||||||||||||||||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1,032,033 | 0 | 0 | |||||||||||||||||||
| 02/25/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.83 | % | 1.68 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1,034,741 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 01/26/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.82 | % | 1.67 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 1 | 1,037,434 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 12/26/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.81 | % | 1.66 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 1 | 1,040,111 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 11/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.81 | % | 1.66 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 1,042,773 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 10/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.81 | % | 1.65 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 09/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 525,795 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 900,194 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 08/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.81 | % | 0.83 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.81 | % | 1.42 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 902,845 | 0 | 0 | |||||||||||||||||||
| 07/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.81 | % | 1.42 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 905,484 | 0 | 0 | |||||||||||||||||||
| 06/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.79 | % | 1.39 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 908,111 | 0 | 0 | |||||||||||||||||||
| 05/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.78 | % | 1.38 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 910,727 | 0 | 0 | |||||||||||||||||||
| 04/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.78 | % | 1.37 | % | 0.00 | % | 0.00 | % | |
| 2 | 1,146,069 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 913,332 | 0 | 0 | |||||||||||||||||||
| 03/25/2025 | ||||||||||||||||||||||||||||||||||||
| 1.56 | % | 1.72 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.78 | % | 1.37 | % | 0.00 | % | 0.00 | % | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| STANDARD PREPAYMENT AND DEFAULT INFORMATION |
| February 25, 2026 |
| Wtd. Avg. | Current | |||||||||||||||||
| Payment | Age | Collateral | Scheduled | Unscheduled | Liquidation | |||||||||||||
| Date | (Months) | Balance | Principal | Principal | Principal | SMM | CPR | PSA | MDR | CDR | SDA | |||||||
| 25-Feb-2026 | 157.17 | 61,473,476.31 | 244,454.17 | 384,400.83 | - | 0.621 | % | 7.207 | % | 120 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 26-Jan-2026 | 156.17 | 62,102,331.31 | 246,921.62 | 12,058.64 | - | 0.019 | % | 0.233 | % | 4 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 26-Dec-2025 | 155.17 | 62,361,311.57 | 248,431.54 | 242,017.55 | - | 0.387 | % | 4.542 | % | 76 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Nov-2025 | 154.17 | 62,851,760.66 | 247,597.96 | 15,482.22 | - | 0.025 | % | 0.295 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 27-Oct-2025 | 153.17 | 63,114,840.84 | 246,622.10 | 63,557.49 | - | 0.101 | % | 1.201 | % | 20 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Sep-2025 | 152.17 | 63,425,020.43 | 246,646.44 | (134,863.78 | ) | - | -0.213 | % | -2.587 | % | -43 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Aug-2025 | 151.17 | 63,536,803.09 | 245,013.52 | 13,665.47 | - | 0.022 | % | 0.258 | % | 4 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Jul-2025 | 150.18 | 63,795,482.08 | 247,008.96 | 905,540.97 | - | 1.400 | % | 15.561 | % | 259 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Jun-2025 | 149.17 | 64,948,032.01 | 248,897.37 | 820,921.13 | - | 1.248 | % | 13.992 | % | 233 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 27-May-2025 | 148.17 | 66,017,850.51 | 248,082.80 | 9,662.19 | - | 0.015 | % | 0.175 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Apr-2025 | 147.17 | 66,275,595.50 | 247,273.48 | 8,855.47 | - | 0.013 | % | 0.160 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Mar-2025 | 146.17 | 66,531,724.45 | 246,438.55 | 17,409.65 | - | 0.026 | % | 0.313 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Feb-2025 | 145.19 | 66,795,572.65 | 247,570.62 | 511,056.49 | - | 0.759 | % | 8.741 | % | 146 | % | 0.000 | % | 0.000 | % | 0 | % | |
| SMM (Single Month Mortality) = (Beginning Balance - Ending Balance - Scheduled Principal) / (Beginning Balance - Scheduled Principal) | MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance | |||||||||||||||||
| CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12) | CDR (Conditional Default Rate) = 1 - ((1-MDR)^12) | |||||||||||||||||
| PSA (Public Securities Association) = CPR / (min(.2% * Age, 6%)) | SDA (Standard Default Assumption) = CDR / (min(.2% * Age, 6%)) | |||||||||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| ADDITIONAL REPORTING |
| February 25, 2026 |
| Amount Remaining Funds |
| 812,782.92 |
| Waterfall Detail | ||
| Available Distribution Amount | ||
| Senior Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -154,084.31 | 658,698.61 |
| Senior Certificates, the Senior Principal Distribution Amount | -526,818.82 | 131,879.79 |
| Class B-1 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -4,254.13 | 127,625.66 |
| Class B-1 Certificates, the Subordinate Principal Distribution Amount | -35,902.03 | 91,723.63 |
| Class B-2 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -3,694.57 | 88,029.06 |
| Class B-2 Certificates, the Subordinate Principal Distribution Amount | -31,179.73 | 56,849.33 |
| Class B-3 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -3,022.36 | 53,826.97 |
| Class B-3 Certificates, the Subordinate Principal Distribution Amount | -25,506.68 | 28,320.29 |
| Class B-4 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,119.49 | 27,200.80 |
| Class B-4 Certificates, the Subordinate Principal Distribution Amount | -9,447.74 | 17,753.06 |
| Class B-5 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -17,753.06 | 0.00 |
| Class B-5 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 0.00 |
| Class LT-R and R Certificates, any remaining amounts | 0.00 | 0.00 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| OTHER INFORMATION |
| February 25, 2026 |
| Principal Percentages | ||
| Senior Percentage | 83.774291 | % |
| Subordinate Percentage | 16.225709 | % |
| Senior Prepayment Percentage | 83.774291 | % |
| Subordinate Prepayment Percentage | 16.225709 | % |
| Other Information | ||
| Step-Down Test satisfied? | Y |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| NOTES | |
| No Notes available for this deal at this time. |
| February 25, 2026 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 14 | © Copyright 2026 Citigroup |