QuickLiquidity Closes $200,000 Bridge Loan on Townhouse in Indian Harbour Beach, FL

Boca Raton, FL, March 21, 2026: QuickLiquidity, a direct private lender specializing in asset-based bridge loans for investment real estate, announced today the closing of a $200,000 first mortgage bridge loan secured by an investment townhouse located in Indian Harbour Beach, Florida. The loan was closed in just 10 days from a signed term sheet and without a third-party appraisal.

The property is a 2019-built townhouse that the borrower owns free and clear of any debt and currently rents out to a tenant. Conservatively valued at $350,000, the home offered a substantial equity cushion well below traditional loan-to-value thresholds, on its surface, the kind of low-leverage, well-collateralized request almost any lender would be glad to fund.

Yet every lender the borrower had previously approached declined the request, for a single reason: the guarantor is a foreign national with no U.S. credit history. That one factor disqualified him from the majority of conventional banks, agency lenders, and even many private lenders, despite the strength of the underlying real estate.

QuickLiquidity underwrote the loan the way it has built its reputation on, by focusing on the asset, the equity, and the location, rather than the personal credit profile of the guarantor. The transaction was structured as an asset-based first mortgage and did not require a third-party appraisal, a U.S. credit score, personal tax returns, or employment verification.

"Foreign national borrowers get turned away over and over again, and it's almost never because the deal is actually risky, it's because they don't fit neatly into a conventional lending box," said A. Yoni Miller, Principal of QuickLiquidity. "This was a 2019-built townhouse, owned free and clear, conservatively worth $350,000, and rented out. By underwriting to the asset, the equity, and the location, we were able to deliver a loan that several other lenders had already passed on, and we closed it in just 10 days. That's exactly the kind of situation where an asset-based lender adds genuine value."

The closing is part of QuickLiquidity's continued focus on serving real estate investors that traditional lenders routinely overlook, including foreign nationals, self-employed borrowers, and owners of free-and-clear investment properties seeking to unlock equity quickly.

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