Keep Cybersecurity on the Radar: Simple Ways to Monitor Your Accounts

It's Cybersecurity Awareness Month, and we're sharing resources all month long to help you stay safe online. When it comes to fraud prevention, early detection is one of your best defenses. Taking a few minutes each week to monitor your accounts can help you spot suspicious activity before it turns into a bigger problem.

Best Practices for Monitoring Your Accounts

• Check Your Accounts Regularly: Review your transaction history daily or weekly instead of waiting for monthly statements. Watch for unfamiliar purchases, withdrawals, transfers, or other activity that you don't recognize.
• Set Up Real-Time Alerts: Turn on text, email, or Online Banking notifications to help you identify suspicious activity right away on:
  • Debit card purchases
  • Large withdrawals or transfers
  • Low account balances
  • Password or profile changes
  • Logins from new devices
• Watch for Small Charges: Don't overlook tiny charges. Fraudsters often test compromised accounts with small transactions, sometimes less than $1, before attempting larger purchases.
• Review Your Credit Reports: Check your credit reports several times a year for unauthorized inquiries, new accounts, or other signs of identity theft. Catching fraudulent activity early can help limit the damage.
• Secure Your Access: Protect your accounts by:
  • Using strong, unique passwords
  • Enabling Multifactor Authentication (MFA)
  • Keeping your devices and apps updated
  • Avoiding public Wi-Fi when accessing financial accounts

Scams are constantly evolving, from phishing emails and fraudulent text messages to account takeover attempts. The best defense against fraud is vigilance. The sooner you spot suspicious activity, the sooner you can take action to protect your accounts.

Looking for Additional Fraud Protection?

ID Watchdog^®, an award-wining identity theft protection service, is offered at a discount to TruNorth Bank customers. This service helps monitor your personal information for signs of identity theft and suspicious activity, providing alerts and support when you need it. With individual and family plans available, ID Watchdog^® a great way to help protect yourself and your loved ones from today's evolving fraud threats. Learn more about ID Watchdog^® and how identity monitoring can help keep your personal information secure.

TruNorth Bank is here to help!

Your security is our priority. That's why we're sharing practical tips and resources to help you stay protected online. If you suspect fraud or notice unusual account activity, contact Customer Care immediately at 855.527.4111. For additional fraud prevention resources, visit our Cybersecurity Awareness Month webpage, or stop by your local office.