Asset-Backed Securitizer Report (Form ABS-15G)

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM ABS-15G

ASSET-BACKED SECURITIZER

REPORT PURSUANT TO SECTION 15G OF

THE SECURITIES EXCHANGE ACT OF 1934

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

IPFS CORPORATION¹

(Exact name of securitizer as specified in its charter)

Josh Ellwanger, General Counsel, (816) 627-0537

Name and telephone number, including area code, of the person to

contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ¨

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ¨

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) x

¨ Rule 15-Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: _____________________________

(Exact Name of issuing entity as specified in its charter)

Patricia Garringer-Strickland, Lathrop GPM LLP, 816-460-5807

Name and telephone number, including area code, of the person to

contact in connection with this filing

¹ IPFS Corporation, as securitizer, is filing this form ABS-15G in respect of all asset-backed securities sponsored by it and issued by PFS Financing Corp. and outstanding during the reporting period in the "other" asset class (premium finance loans). Affiliated originators are IPFS Corporation of California, IPFS Corporation of the South, IPFS of New York, LLC, and Imperial PFS Payments Canada, ULC (formerly SNAP Premium Finance ULC).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 3, 2026