Maryland and District of Columbia Credit Union Association Inc.
09/15/2026 | News release | Distributed by Public on 09/15/2026 09:15
NCUA Releases Q2 Credit Union System Performance Data
The NCUA has released its second quarter credit union system performance data for 2026.
Highlights include:
- Total assets in federally insured credit unions rose by $120 billion, or 5.0 percent, over the year ending in the second quarter of 2026[CR2.1], to $2.50 trillion.
- Total loans outstanding increased $82 billion, or 4.9 percent, over the year, to $1.76 trillion. The average outstanding loan balance in the second quarter of 2026 was $19,906, up $978, or 5.2 percent, from one year earlier.
- The delinquency rate at federally insured credit unions was 96 basis points in the second quarter of 2026, up 6 basis points from one year earlier. The net charge-off ratio was 78 basis points, little changed compared with the second quarter of 2025.
- Insured shares and deposits rose $80 billion, or 4.3 percent, over the year ending in the second quarter of 2026, to $1.91 trillion.
- The loan to share ratio stood at 82.9 percent in the second quarter of 2026, down from 83.1 percent in the second quarter of 2025.
Review the entire report here.
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