ICBA Statement on Proposed Rules on Regulatory Capital

Washington, D.C. (March 19, 2026) - Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today's interagency proposed rules on regulatory capital.

"ICBA and the nation's community bankers thank the federal banking regulators for taking a fresh look at capital requirements and considering the community bank perspective in developing proposed rules on regulatory capital. We are reviewing today's proposals to ensure they help community banks thrive and continue to provide access to capital for small businesses and families in their local communities while promoting financial stability and minimizing systemic risk posed by the largest financial institutions. We look forward to continuing to work with the federal banking agencies on these proposals."

About ICBA

The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation's community banks through effective advocacy, education, and innovation.

As local and trusted sources of credit, America's community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers' financial goals and dreams. For more information, visit ICBA's website at icba.org.