Item 8.01 Other Events.
On October 28, 2025, Capital Bancorp, Inc. (the "Company") provided notice to the holders of the Company's 5.00% Fixed-to-Floating Rate Subordinated Notes due November 30, 2030 (the "Subordinated Notes") that the Company will redeem all outstanding Subordinated Notes on November 30, 2025. The current outstanding balance of the Subordinated Notes is $10,000,000. The redemption price for the Subordinated Notes will be equal to 100% of the principal amount of the Subordinated Notes redeemed, plus any accrued and unpaid interest to, but excluding, the redemption date of November 30, 2025.