Material Agreement (Form 8-K)

Item 1.01 Entry into a Material Definitive Agreement.

On February 17, 2026, Our Bond, Inc., a Nevada corporation ("we," "us," "our" or the "Company") issued a Promissory Note to Ascent Partners Fund, LLC in the principal amount of $526,315.79 (the "Note"). The Note features a 5% original issue discount and was issued for a purchase price of $500,000. The Note bears interest at a rate of ten percent (10%) per annum and matures on June 30, 2026. Monthly payments of accrued interest under the Note are due on the first day of each month. We are required to apply the net proceeds of all future offerings or issuances of our securities toward payment of the Note until such time as it is paid in full. In the event of default, the Note will bear interest at a rate of twenty-four percent (24%) per annum and any late payments will incur a late fee in the amount of ten percent (10%) of the amount of the late payment. Events of default under the Note include any failure to pay the principal amount when due, any failure to pay interest, fees, or other obligations within five (5) business days of when due, a failure to perform any other covenant under the Note, a default under any indebtedness in excess of $150,000, and a change in control of the Company.

The foregoing is a summary of the material terms of the Note. The Note, which is filed herewith as Exhibit 10.1, contains additional terms, covenants, and conditions and should be reviewed in its entirety for additional information.