Certified Financial Planner Board of Standards Inc.
02/17/2026 | Press release | Archived content
How Student Loans Are Hurting Your Retirement—And What They Could Cost You
Student loan borrowers often find it harder to save for retirement, and CFP Board Ambassador Kendell Frye, CFP® notes that the right balance between paying down loans and investing depends on personal comfort with market risk and individual circumstances. While younger workers may benefit from prioritizing retirement savings and those closer to retirement may lean toward paying off debt, factors such as interest rates, age and proximity to retirement all shape the best path forward.
InvestopediaElizabeth Guevara February 17, 2026
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