Pruco Life Flexible Premium Variable Annuity Account
05/29/2026 | Press release | Distributed by Public on 05/29/2026 14:14
Prospectus by Investment Company (Form 497)
PRUDENTIAL MYROCK ADVISOR VARIABLE ANNUITY
PRUCO LIFE INSURANCE COMPANY
PRUCO LIFE FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT
Supplement dated May 29, 2026
to Prospectus dated April 27, 2026
This Supplement should be read in conjunction with the current Prospectus for your Annuity and should be retained for future reference. This Supplement is intended to update certain information in the Prospectus for the variable annuity you own and is not intended to be a prospectus or offer for any other variable annuity that you do not own. Defined terms used herein and not otherwise defined herein shall have the meanings given to them in the Prospectus and Statement of Additional Information. If you have any questions or would like another copy of the current Annuity or Portfolio Prospectuses, please call us at 1-888-PRU-2888.
This Supplement is to inform you that there are changes to the Key Information Table in the Prospectus.
Portfolio Company Fees and Expenses and Optional Benefits Charge Changes:
Effective immediately, the section titled "Are There Ongoing Fees and Expenses?" in the table in the Key Information section of the prospectus is replaced with the following to restate the Portfolio Company fees and expenses and the Optional Benefits charge.
| Important Information You Should Consider About the Contract | |
| Fees, Expenses, and Adjustments | |
| Are There Ongoing Fees and Expenses? |
Yes. The table below describes the fees and expenses that you may pay each year, depending on the Investment Options and optional benefits you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. The fees and expenses disclosed below do not reflect any Advisory Fees paid to third party financial professionals from your Account Value or other assets. If such Advisory Fees were reflected, the fees and expenses disclosed below would be higher. |
| Annual Fee | Minimum | Maximum | |
| Base Contract Fees | 0.250%* | 0.416%* | |
| Portfolio Company fees and expenses1 | 0.28% | 1.13% | |
| Optional benefits available for an additional charge (for a single optional benefit, if elected) | 0.10%2 | 0.80%3 | |
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*Charge based on a percentage of the net assets allocated to the Variable Options. 1. Charge based on a percentage of net assets allocated to the Variable Options. We assess a Fund Access Charge on Account Value invested in certain Variable Options. The maximum Fund Access Charge associated with each Variable Option is included when determining the minimum and maximum Portfolio fees and expenses in the table. Please refer to the "Charges and Adjustments" section and "Appendix A" for further information. 2. Charge based on a percentage of the net assets allocated to the Variable Options. This charge is the current charge for the Return of Adjusted Purchase Payments Death Benefit, the least expensive optional benefit with an additional charge. 3. Charge based on a percentage of the net assets allocated to the Variable Options. This charge is the current charge for the Prudential Defined Income Benefit, the most expensive optional benefit with an additional charge. Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add negative Market Value Adjustments that substantially increase costs. |
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MYROCKADV2026SUP1
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Lowest Annual Cost $707 |
Highest Annual Cost $3,190 |
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Assumes: • Investment of $100,000 • 5% annual appreciation • Least expensive Portfolio fees and expenses • No optional benefits • No sales charges or Advisory Fees • No subsequent Purchase Payments, transfers or withdrawals |
Assumes: • Investment of $100,000 • 5% annual appreciation • Most expensive combination of optional benefits and Portfolio fees and expenses • No sales charges or Advisory Fees • No subsequent Purchase Payments, transfers or withdrawals |
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| For more information on ongoing fees and expenses, please refer to the "Fee Table" and "Charges and Adjustments" sections of this prospectus. | |||
THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.
MYROCKADV2026SUP1
Pruco Life Flexible Premium Variable Annuity Account published this content on May 29, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on May 29, 2026 at 20:14 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]