Frequently Asked Questions — DMV Payment Processing Fee

What is changing?

The Vermont DMV will begin applying a 2.3% processing fee to credit and debit card payments for DMV transactions beginning Thursday, May 21, 2026.

Advance notice is being provided so customers have time to prepare before the change takes effect.

Why is the DMV adding a processing fee?

The processing fee helps cover the cost charged to the DMV for accepting electronic card payments.

Many government agencies and businesses apply similar fees for card-based transactions. This ensures compliance with federal guidelines and maintains transparency for consumers, while fully complying with the legal framework established by the Durbin Amendment - Final Text of Durbin Amendment.

Customers will continue to have several no-fee payment options available.

Will the fee apply to both credit and debit cards?

Yes. The 2.3% processing fee will apply to card payments processed through the DMV's payment systems, including both credit and debit cards (see above reference to Durbin Amendment).

Are there ways to avoid the fee?

Yes. Customers may continue to complete DMV transactions without paying a processing fee by using one of the following payment methods:

At the Branch Offices

Online

• ACH/direct bank payment through mydmv.vermont.gov

What is ACH?

ACH is an electronic payment made directly from your bank account.

For many online DMV services, ACH payments can be made through mydmv.vermont.gov without a processing fee.

Is there a fee for online DMV services?

There is no processing fee for eligible ACH payments made online through mydmv.vermont.gov.

The 2.3% processing fee applies only to card payments.

Will customers be informed about the fee before payment?

Yes. The fee will be clearly disclosed before customers submit a card payment.

Why is the DMV announcing this now?

The DMV is sharing this information in advance to ensure transparency and provide customers with notice before the fee takes effect.

Where can I complete DMV transactions online?

Many DMV services are available online through mydmv.vermont.gov.