Ford Motor Credit Company LLC
01/05/2026 | Press release | Distributed by Public on 01/05/2026 16:25
Free Writing Prospectus (Form FWP)
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration Number 333-276916
Ford Motor Credit Company LLC
Final Term Sheet
4.970% Notes due 2029
5.753% Notes due 2033
4.970% Notes due 2029
| Issuer: | Ford Motor Credit Company LLC |
| Trade Date: | January 5, 2026 |
| Settlement Date: | January 8, 2026 (T+3) |
| Stated Maturity: | April 6, 2029 |
| Principal Amount: | $1,500,000,000 |
| Interest Rate: | 4.970% |
| Benchmark Treasury: | 3.500% due December 15, 2028 |
| Benchmark Treasury Yield and Price: | 3.525%; 99-29 ¾ |
| Spread to Benchmark Treasury: | +145 basis points |
| Yield to Maturity: | 4.975% |
| Price to Public: | 99.993% of principal amount plus accrued interest from January 8, 2026 |
| Underwriting Discount: | 0.250% |
| Net Proceeds (Before Expenses) to Issuer: | $1,496,145,000 (99.743%) |
| Interest Payment Dates: |
Semi-annually on each April 6 and October 6, beginning April 6, 2026 (short first coupon) |
| Redemption Provision: |
Make-Whole Call: The 2029 Notes may be redeemed, in whole or in part, prior to March 6, 2029 (one month prior to maturity date) (the "2029 Notes Par Call Date"), at a redemption price equal to the greater of (i) (a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the redemption date (assuming the 2029 Notes matured on the 2029 Notes Par Call Date) on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate plus 25 basis points less (b) interest accrued to the date of redemption, and (ii) 100% of the principal amount of the 2029 Notes to be redeemed, plus, in either case, accrued and unpaid interest to the redemption date. Par Call: The 2029 Notes may be redeemed, in whole or in part, on or after March 6, 2029 (one month prior to maturity date), at a redemption price equal to 100% of the principal amount of the 2029 Notes to be redeemed, plus accrued and unpaid interest to the redemption date. |
|
Joint Book-Running Managers: |
BNP Paribas Securities Corp. BofA Securities, Inc. Deutsche Bank Securities Inc. SMBC Nikko Securities America, Inc. SG Americas Securities, LLC Commerz Markets LLC HSBC Securities (USA) Inc. ICBC Standard Bank Plc Intesa Sanpaolo IMI Securities Corp. |
| Co-Managers: |
BBVA Securities Inc. ING Financial Markets LLC UniCredit Capital Markets LLC U.S. Bancorp Investments, Inc. Academy Securities, Inc. Independence Point Securities, LLC Loop Capital Markets LLC Ramirez & Co., Inc. Siebert Williams Shank & Co., LLC |
| CUSIP/ISIN: | 345397J20 / US345397J200 |
5.753% Notes due 2033
| Issuer: | Ford Motor Credit Company LLC |
| Trade Date: | January 5, 2026 |
| Settlement Date: | January 8, 2026 (T+3) |
| Stated Maturity: | April 6, 2033 |
| Principal Amount: | $1,000,000,000 |
| Interest Rate: | 5.753% |
| Benchmark Treasury: | 3.875% due December 31, 2032 |
| Benchmark Treasury Yield and Price: |
3.925%; 99-22 ¼ |
| Spread to Benchmark Treasury: | +183 basis points |
| Yield to Maturity: | 5.755% |
| Price to Public: | 99.998% of principal amount plus accrued interest from January 8, 2026 |
| Underwriting Discount: | 0.400% |
| Net Proceeds (Before Expenses) to Issuer: | $995,980,000 (99.598%) |
| Interest Payment Dates: |
Semi-annually on each April 6 and October 6, beginning April 6, 2026 (short first coupon) |
| Redemption Provision: |
Make-Whole Call: The 2033 Notes may be redeemed, in whole or in part, prior to February 6, 2033 (two months prior to maturity date) (the "2033 Notes Par Call Date"), at a redemption price equal to the greater of (i) (a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the redemption date (assuming the 2033 Notes matured on the 2033 Notes Par Call Date) on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate plus 30 basis points less (b) interest accrued to the date of redemption, and (ii) 100% of the principal amount of the 2033 Notes to be redeemed, plus, in either case, accrued and unpaid interest to the redemption date. Par Call: The 2033 Notes may be redeemed, in whole or in part, on or after February 6, 2033 (two months prior to maturity date), at a redemption price equal to 100% of the principal amount of the 2033 Notes to be redeemed, plus accrued and unpaid interest to the redemption date. |
|
Joint Book-Running Managers: |
BNP Paribas Securities Corp. BofA Securities, Inc. Deutsche Bank Securities Inc. SMBC Nikko Securities America, Inc. SG Americas Securities, LLC Commerz Markets LLC HSBC Securities (USA) Inc. ICBC Standard Bank Plc Intesa Sanpaolo IMI Securities Corp. |
| Co-Managers: |
BBVA Securities Inc. ING Financial Markets LLC UniCredit Capital Markets LLC U.S. Bancorp Investments, Inc. Academy Securities, Inc. Independence Point Securities, LLC Loop Capital Markets LLC Ramirez & Co., Inc. Siebert Williams Shank & Co., LLC |
| CUSIP/ISIN: | 345397J38 / US345397J382 |
It is expected that delivery of the Notes will be made against payment therefor on or about January 8, 2026, which will be the third business day following the date of pricing of the Notes (such settlement cycle being referred to herein as "T+3"). Under Rule 15c6-1 pursuant to the Securities Exchange Act of 1934, as amended, trades in the secondary market generally are required to settle in one business day, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade the Notes prior to the business day preceding the issue date will be required, by virtue of the fact that the Notes initially will settle in T+3, to specify an alternate settlement cycle at the time of any such trade to prevent a failed settlement. Purchasers of the Notes who wish to trade those Notes on the date of pricing should consult their own advisor.
The issuer has filed a registration statement, including a prospectus and a preliminary prospectus supplement, with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus and the preliminary prospectus supplement in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus and the preliminary prospectus supplement (or, if available, the prospectus supplement) if you request it by calling BNP Paribas Securities Corp. at 1-800-854-5674, BofA Securities, Inc. at 1-800-292-1322, Deutsche Bank Securities Inc. at 1-800-503-4611, SMBC Nikko Securities America, Inc. at 1-888-868-6856 or SG Americas Securities, LLC at 1-855-881-2108.
Ford Motor Credit Company LLC published this content on January 05, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on January 05, 2026 at 22:42 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]