Prospectus by Investment Company (Form 497)

Supplement dated September 4, 2026, to the Initial Summary Prospectus,

Updating Summary Prospectus, and Prospectus dated May 1, 2026, for the

Protective Aspirations Variable Annuity and

Protective^® Investors Benefit Advisory Variable Annuity contracts

issued by Protective Life Insurance Company

Protective Variable Annuity Separate Account

Supplement dated September 4, 2026, to the Initial Summary Prospectus,

Updating Summary Prospectus, and Prospectus dated May 1, 2026, for the

Protective Aspirations NY Variable Annuity and

Protective^® Investors Benefit Advisory Variable Annuity NY

issued by Protective Life and Annuity Insurance Company

Variable Annuity Account A of Protective Life

Supplement dated September 4, 2026, to the Initial Summary Prospectus,

Updating Summary Prospectus, and Prospectus dated April 29, 2026, for the

Schwab Genesis Variable Annuity™ and Schwab Genesis Advisory Variable Annuity™ contracts

issued by Protective Life Insurance Company

PLICO Variable Annuity Account S

This Supplement amends certain information in your variable annuity contract prospectus, initial summary prospectus, and updating summary prospectus (collectively, the "Prospectus"). Please read this Supplement carefully and keep it with your Prospectus for future reference. You may obtain a current prospectus by visiting www.protective.com/productprospectus or by calling 1-800-456-6330.

The Sub-Adviser Research Affiliates LLC in the "APPENDIX: INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT" section of the Prospectus is hereby deleted and replaced with Syzygy Asset Management for the following fund:

If you have any questions regarding this Supplement, please contact your investment professional or us toll free at 1-800-456-6330. Please keep this Supplement for future reference.