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NDBA - North Dakota Bankers Association
08/12/2026 | Press release | Distributed by Public on 08/12/2026 10:37
Health Savings Accounts Covered 62M Americans in 2025
Health savings accounts provided coverage for approximately 62 million Americans by the end of 2025, with the largest percentage of account holders in their 30s and early 40s, according to a new report by HSA investment solution provider Devenir and the American Bankers Association's HSA Council.
HSAs held nearly $174 billion across 41.7 million accounts, according to the report. Individuals aged 30 to 44 held 42% of all HSAs. At the same time, account holders aged 55 and older had accumulated almost $75 billion in their accounts at the end of 2025, with the average balance for the age group $7,178.
Devenir reported that HSAs have wide socioeconomic adoption, with 62% of accounts held by individuals living in communities with a median household income below $100,000.
To view the report, visit: https://www.devenir.com/wp-content/uploads/2025-Devenir-and-HSA-Council-Demographic-Report.pdf
HSAs held nearly $174 billion across 41.7 million accounts, according to the report. Individuals aged 30 to 44 held 42% of all HSAs. At the same time, account holders aged 55 and older had accumulated almost $75 billion in their accounts at the end of 2025, with the average balance for the age group $7,178.
Devenir reported that HSAs have wide socioeconomic adoption, with 62% of accounts held by individuals living in communities with a median household income below $100,000.
To view the report, visit: https://www.devenir.com/wp-content/uploads/2025-Devenir-and-HSA-Council-Demographic-Report.pdf
NDBA - North Dakota Bankers Association published this content on August 12, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on August 12, 2026 at 16:37 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]