Financial Obligation (Form 8-K)

On June 6, 2025, REFT Mulberry Street LLC ("Seller"), an indirect, wholly-owned subsidiary of Goldman Sachs Real Estate Finance Trust Inc (the "Company"), entered into a Master Repurchase and Securities Contract Agreement (together with the related transaction documents, the "Repurchase Agreement") with Morgan Stanley Mortgage Capital Holdings LLC, as administrative agent for the buyers, and Morgan Stanley Bank, N.A., as a buyer, together with such other financial institutions party from time to time to the Repurchase Agreement as buyers (the "Buyers"), to finance the acquisition and origination by Seller of senior mortgage loans, junior mortgage loans, mezzanine loans and senior participation interests satisfying certain conditions set forth in the Repurchase Agreement.

On December 11, 2025, the limit on the Repurchase Agreement was increased to provide for asset purchases by the Buyers of up to $750 million (the "Facility"). All other terms and conditions of the Facility remain the same and are incorporated herein by reference to the Company's Current Report on Form 8-K datedJune 6, 2025.