Initial Statement of Beneficial Ownership (Form 3)

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * Reagan Wesley 2. Date of Event Requiring Statement (Month/Day/Year) 10/27/2026 3. Issuer Name and Ticker or Trading Symbol GEORGIA BANKING CO INC [GBC] (Last) (First) (Middle) C/O GEORGIA BANKING COMPANY, INC., 1776 PEACHTREE STREET NW, SUITE 300 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) __X__ Other (specify below) Chief Risk Officer / Chief Credit Officer 5. If Amendment, Date Original Filed (Month/Day/Year) (Street) ATLANTA, GA 30309 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Common Stock 6,729 D

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Units	(1)	(1)	Common Stock	16,755	(1)	D
Restricted Stock Units	(2)	(2)	Common Stock	9,781	(2)	D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Reagan Wesley C/O GEORGIA BANKING COMPANY, INC. 1776 PEACHTREE STREET NW, SUITE 300 ATLANTA, GA 30309			Chief Risk Officer	Chief Credit Officer

Signatures

/s/ Suzanne Deep, Attorney-in-Fact for Wesley Reagan		10/27/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Represents deferred stock units under the Issuer's Deferred Compensation Plan. Each unit will be settled in one share of Common Stock following the reporting person's separation from service. 12,994 of the units are unvested and vest as follows: 2,094 on February 15, 2027, 3,876 on February 15, 2028, 2,935 on February 15, 2029 and 4,089 on February 15, 2030, subject to continued service.
(2)	Each restricted stock unit represents a contingent right to receive one share of Common Stock. The restricted stock units vest as follows: 2,608 on March 1, 2027, 652 on June 1, 2027, 2,608 on March 1, 2028, 2,608 on March 1, 2029 and 1,305 on March 1, 2030, subject to continued service.

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