Separate Account A of Pacific Life Insurance Co
10/09/2025 | Press release | Distributed by Public on 10/09/2025 13:51
Updating Summary Prospectus (Form 497VPU)
Supplement dated October 9, 2025, to the Statutory Prospectus and Updating Summary Prospectus dated May 1, 2025 for the
following variable annuity policies:
| Issued by Pacific Life Insurance Company | Issued by Pacific Life & Annuity Company |
|
Pacific Choice Variable Annuity Pacific Odyssey (Offered before October 1, 2013) Pacific Innovations Pacific Innovations Select Pacific Journey Pacific Journey Select (Offered before October 1, 2013) Pacific Journey Select (Offered on and after October 1, 2013) Pacific Navigator Pacific One Pacific One Select Pacific Portfolios Pacific Portfolios for Chase Pacific Select Variable Annuity Pacific Value Pacific Value Edge Pacific Value Select (Offered before October 1, 2013) Pacific Value Select (Offered on and after October 1, 2013) Pacific Voyages |
Pacific Odyssey (Offered before October 1, 2013) Pacific Odyssey (Offered on and after October 1, 2013) Pacific Innovations Select Pacific Journey Select (Offered before October 1, 2013) Pacific Journey Select (Offered on and after October 1, 2013) Pacific Navigator Pacific One Select Pacific Portfolios Pacific Portfolios for Chase Pacific Value Pacific Quest Pacific Value Edge Pacific Value Select (Offered before October 1, 2013) Pacific Value Select (Offered on and after October 1, 2013) Pacific Voyages |
The purpose of this supplement is to announce certain underlying fund changes. This supplement must be preceded or accompanied by the Updating Summary Prospectus or Statutory Prospectus, as applicable, (collectively, the "Prospectus") for your Contract, as supplemented. All information in the Prospectus dated May 1, 2025, remains in effect unless otherwise supplemented. Capitalized terms used in this supplement are defined in your Prospectus unless otherwise defined herein. "We'', "us'', or "our" refer to Pacific Life Insurance Company or Pacific Life & Annuity Company, as applicable; "you" or "your" refer to the Contract Owner. You can obtain a copy of the current Prospectus by contacting us at (800) 722-4448 or (800) 748-6907 for New York contracts, or online at http://www.PacificLife.com/Prospectuses. Please retain this supplement for future reference.
Effective November 3, 2025, the APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT is amended to add the following fund:
| Investment Objective | Fund; Advisor (Subadvisor) |
Current Expenses |
Average Annual Total Returns (as of 12/31/2024) |
||
| 1 Year | 5 Year | 10 Year | |||
| This Fund seeks capital appreciation. | Pacific Select Fund Capital Appreciation Portfolio Class I; Pacific Life Fund Advisors LLC (T. Rowe Price Associates, Inc.) | 0.95%1 | NA | NA | NA |
1 To help limit Fund expenses, Fund advisers have contractually agreed to reduce investment advisory fees or otherwise reimburse certain of their Funds which reflect temporary fee reductions. There can be no assurance that Fund expense waivers or reimbursements will be extended beyond their current terms as outlined in each Fund prospectus, and they may not cover certain expenses such as extraordinary expenses. See each Fund prospectus for complete information regarding these arrangements.
Effective November 3, 2025, the allowable Investment Options in the LIVING BENEFIT ALLOCATION REQUIREMENTS section in the APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT is amended to add the following Allowable Investment Option as an eligible allocation for all Living Benefit Riders:
PSF Capital Appreciation Portfolio
Effective November 3, 2025, the APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT is amended to reflect the following changes:
| · | The Subadvisor for the Pacific Select Fund Small-Cap Growth will change from MFS Investment Management to Goldman Sachs Asset Management L.P ("GSAM"). |
| · | All references to the name Macquarie VIP Asset Strategy Series will change to Nomura VIP Asset Strategy Series. |
| · | All references to the name Macquarie VIP Energy Series will change to Nomura VIP Energy Series. |
All other references in the prospectus to the names Macquarie VIP Asset Strategy Series and Macquarie VIP Energy Series will change to Nomura VIP Asset Strategy Series and Nomura VIP Energy Series, respectively.
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Separate Account A of Pacific Life Insurance Co published this content on October 09, 2025, and is solely responsible for the information contained herein. Distributed via SEC EDGAR on October 09, 2025 at 19:51 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]