Statement of Changes in Beneficial Ownership (Form 4)

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * Senter Brooke L 2. Issuer Name and Ticker or Trading Symbol UWHARRIE CAPITAL CORP [UWHR] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) Chief People Officer (Last) (First) (Middle) PO BOX 338 3. Date of Earliest Transaction (Month/Day/Year) 03/02/2026 (Street) ALBEMARLE, NC 28002-0338 4. If Amendment, Date Original Filed (Month/Day/Year) 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock(1) 44,613 D Common Stock(2) 1,562 D Common Stock(3) 8,146 D Common Stock(4) 2,465 I Held by Roth IRA FBO Spouse of Reporting Person Soley Common Stock(5) 1,027 I Held by Mother-in-Law Custodian for Daughter Common Stock(5) 12 I Held by Mother-in-Law Custodian for Daughter Common Stock (Held as Trustee for The Senter Living Trust) 03/02/2026 A(6) 458 A $10.9(7) 458 D

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Senter Brooke L PO BOX 338 ALBEMARLE, NC 28002-0338			Chief People Officer

Signatures

Brooke L. Senter by Tamara M. Singletary, EVP, Uwharrie Capital Corp		03/03/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Held by Cede & Co., Depository for Pershing, LLC Safekeeper for The Senter Living Trust
(2)	Held by charles SCHWAB & Co Inc Custodian for Brooke L. Senter Roth Contributory IRA
(3)	Held by charles SCHWAB & Co Inc Safekeeper for Neil B. Senter & Brooke L. Senter Designated Bene Plan/TOD
(4)	Held by charles SCHWAB & Co Inc Custodian for Neil B. Senter Roth Contributory IRA
(5)	Held by charles SCHWAB & Co Inc for Mother-in-Law as Custodian for Reporting Person's Daughter
(6)	Shares granted pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.
(7)	Represents a weighted average price for the issuer's common stock acquired for this grant.

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