Lincoln Financial
Law Department
The Lincoln National Life Insurance Company
1301 S. Harrison Street
Fort Wayne, IN 46802
Phone: 336-691-3892
VIA EDGAR
August 17, 2026
Securities and Exchange Commission
100 F Street NE
Washington, D.C. 20549
Lincoln Life Variable Annuity Account N: 333-186894; 811-08517
Lincoln New York Account N for Variable Annuities: 333-186895; 811-09763
Commissioners:
On behalf of The Lincoln National Life Insurance Company and Lincoln Life & Annuity Company of New York (together, the "Companies") and the above referenced Separate Accounts, we are filing a certification pursuant to paragraph (j) of Rule 497 under the Securities Act of 1933. In this regard, we certify that the form of each prospectus for certain variable annuity contract offered by the Companies through each Separate Account otherwise required to be filed under paragraph (c ) of Rule 497 would not differ from the form of prospectus, as supplemented, contained in the post-effective amendments filed on August 10, 2026.
Sincerely,
Jassmin McIver-Jones