Louisiana Department of Insurance

01/22/2026 | Press release | Distributed by Public on 01/22/2026 15:51

January 22, 2026 - LDI Advises Louisianans to Be Insurance Ready Ahead of Winter Storm

FOR IMMEDIATE RELEASE
 January 22, 2026

LDI Advises Louisianans to Be Insurance Ready Ahead of Winter Storm

Meteorologists are monitoring the potential for winter weather and freezing rain for parts of Louisiana through the weekend. Northwest parishes could experience ice accumulations that could lead to hazardous road conditions and localized power outages.

The winter weather will also bring freezing temperatures to most of the area on Sunday through Tuesday that could threaten exposed pipes.

"I encourage Louisianans to Be Insurance Ready for the winter weather by reviewing your policy, discussing potential out-of-pocket costs with your agent and keeping your policy information nearby in case you need to file a claim," said Commissioner Tim Temple. "Stay informed by downloading the LDIConnect mobile app."

LDI recommends Louisiana policyholders take these additional steps to Be Insurance Ready before the wintery weather arrives.

Winter Weather Claims

If your home suffers damage due to extreme winter weather, such as water damage from a busted pipe or fire damage from a faulty heater:

  • Contact your insurer first to file a claim. If possible, have your policy number and an initial assessment of the damage ready, and make sure your insurance company knows how to contact you.

  • Take photos of the damage before cleaning up, and don't throw away damaged items. You have an obligation to mitigate further damage by making temporary repairs. Keep your receipts for these expenses.

Be Insurance Ready for winter weather and stay safe. If you have questions about an insurance policy or have issues with an insurance claim, contact the LDI by downloading our LDIConnect mobile app on the Apple App Store or Google Play Store, calling us at 800-259-5300 or visiting www.ldi.la.gov.


About the Louisiana Department of Insurance: The Louisiana Department of Insurance works to improve competition in the state's insurance market while assisting individuals and businesses with the information and resources they need to be informed consumers of insurance. As a regulator, the LDI enforces the laws that provide a fair and stable marketplace and makes certain that insurers comply with the laws in place to protect policyholders. You can contact the LDI by downloading our LDIConnect mobile app on the Apple App Store or Google Play Store, calling us at 800-259-5300 or visiting www.ldi.la.gov.

Louisiana Department of Insurance published this content on January 22, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on January 22, 2026 at 21:51 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]