Schwab Annuity Portfolios

04/30/2026 | Press release | Distributed by Public on 04/30/2026 11:55

Prospectus Certification by Investment Company (Form 497J)

Charles Schwab Investment Management, Inc.
425 Market Street, Suite 1700
San Francisco, CA 94105

April 30, 2026

VIA EDGAR

Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549

Schwab Annuity Portfolios ("Trust") (File Nos. 033-74534 and 811-08314)

Schwab VIT Balanced Portfolio

Schwab Government Money Market Portfolio

Schwab VIT Balanced with Growth Portfolio

Schwab S&P 500 Index Portfolio

Schwab VIT Growth Portfolio

Post-Effective Amendment No. 61

Dear Sir or Madam:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the prospectus and statement of additional information, dated April 28, 2026, for the above-named funds that would have been filed pursuant to Rule 497(c) do not differ from the prospectus and statement of additional information in the most recently electronically filed Post-Effective Amendment, as referenced above, for the above-named Trust.

Respectfully,

/s/ Michael Cirelli
Michael Cirelli
Corporate Counsel

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