Initial Statement of Beneficial Ownership (Form 3)

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * Lavet Robert S 2. Date of Event Requiring Statement (Month/Day/Year) 01/14/2026 3. Issuer Name and Ticker or Trading Symbol SoFi Technologies, Inc. [SOFI] (Last) (First) (Middle) C/O SOFI TECHNOLOGIES, INC., 234 1ST STREET 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) General Counsel 5. If Amendment, Date Original Filed (Month/Day/Year) (Street) SAN FRANCISCO, CA 94105 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Common Stock 41,905 D Common Stock 12,172 I The Reporting Person is a beneficiary and trustee of the Robert S. Lavet Trust(1) Common Stock 2,210 I The Reporting Person is a beneficiary and trustee of the Robert S. Lavet Trust.(2)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(3)	(3)	Common Stock	5,149	(4)	D
Restricted Stock Unit	(5)	(5)	Common Stock	2,823	(4)	D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Lavet Robert S C/O SOFI TECHNOLOGIES, INC. 234 1ST STREET SAN FRANCISCO, CA 94105			General Counsel

Signatures

/s/ Deanna M. Smith, Attorney-in-Fact		01/16/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	The shares are held by the Robert S. Lavet Trust.
(2)	The shares are held by the Robert S. Lavet Trust and the Lorraine Lavet Trust as joint tenants in common.
(3)	Represents shares issuable on settlement of restricted stock units ("RSUs") granted to the Reporting Person, in his capacity as a non-employee director of SoFi Bank, N.A. ("SoFi Bank"), a subsidiary of the Issuer, prior to his current employment with the Issuer. The RSU award will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after June 9, 2025 (the "June Vesting Commencement Date") or (ii) the 12 month anniversary of the June Vesting Commencement Date.
(4)	Each RSU represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
(5)	Represents shares issuable on settlement of RSUs granted to the Reporting Person, in his capacity as a non-employee director of SoFi Bank prior to his current employment with the Issuer. The RSU award will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 21, 2025 (the "July Vesting Commencement Date") or (ii) the 12 month anniversary of the July Vesting Commencement Date.

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